Pubali Bank (DHA:PUBALIBANK) LT-Debt-to-Total-Asset: 0.08 (As of Mar. 2026)

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DHA:PUBALIBANK Pubali Bank PLC DHA:PUBALIBANK
88 GF Score
Price BDT37.30
GF Value BDT28.64
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Pubali Bank LT-Debt-to-Total-Asset?

Pubali Bank DHA:PUBALIBANK -0.53% 88 LT-Debt-to-Total-Asset is 0.08 as of Mar. 2026. GuruFocus rates DHA:PUBALIBANK with a GF Score™ of 88/100 and a GF Value™ of BDT28.64 (Modestly Overvalued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Pubali Bank's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.08.

Pubali Bank's long-term debt to total assets ratio increased from Mar. 2025 (0.07) to Mar. 2026 (0.08). It may suggest that Pubali Bank is progressively becoming more dependent on debt to grow their business.

Pubali Bank  (DHA:PUBALIBANK) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Pubali Bank LT-Debt-to-Total-Asset Related Terms

Pubali Bank LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Pubali Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pubali Bank LT-Debt-to-Total-Asset Chart

Pubali Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.06 0.08 0.07 0.06 0.06

Pubali Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.07 0.07 0.07 0.06 0.08
DHA:PUBALIBANK
88GF Score
Pubali Bank PLC DHA:PUBALIBANK
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Pubali Bank LT-Debt-to-Total-Asset Calculation

Pubali Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=68569.841/1183577.603
=0.06

Pubali Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=101948.812/1248607.818
=0.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.08 mean?
Pubali Bank (DHA:PUBALIBANK) has a LT-Debt-to-Total-Asset of 0.08 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Pubali Bank and its competitors.
Is Pubali Bank's LT-Debt-to-Total-Asset too high?
Pubali Bank's current LT-Debt-to-Total-Asset is 0.08. Overall, Pubali Bank has a GF Score™ of 88/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pubali Bank's LT-Debt-to-Total-Asset compare to competitors?
Pubali Bank's LT-Debt-to-Total-Asset of 0.08 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Pubali Bank and its competitors. Pubali Bank's current LT-Debt-to-Total-Asset is 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pubali Bank stock overvalued right now?
Based on GuruFocus' analysis, Pubali Bank (DHA:PUBALIBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT28.64, compared to a current price of BDT37.30 — trading 30.2% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.08. Pubali Bank's overall GF Score™ is 88/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Pubali Bank (DHA:PUBALIBANK), the current LT-Debt-to-Total-Asset is 0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pubali Bank (DHA:PUBALIBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Pubali Bank stock appears to be overvalued. The current stock price of BDT37.30 is trading 30.2% above its estimated GF Value™ of BDT28.64. GuruFocus considers Pubali Bank to be Modestly Overvalued.

Key valuation signals for DHA:PUBALIBANK:

  • LT-Debt-to-Total-Asset: 0.08
  • GF Value™: BDT28.64 vs. price of BDT37.30 (30.2% above fair value)
  • GF Score™: 88/100 with 5 warning signs

No single metric tells the full story. See the DHA:PUBALIBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pubali Bank Business Description

Address 26, Dilkusha Commercial Area, G.P.O. Box Number 853, Dhaka, BGD, 1000
Pubali Bank PLC provides commercial banking services in Bangladesh. The bank offers deposit products that include savings bank accounts, fixed deposit accounts, short-term deposit accounts, current accounts, pension accounts, and foreign currency accounts. Its business segments are comprised of Conventional Banking, Islamic Banking, Off-shore Banking and Pubali Bank Securities Limited.
88GF Score

Get the complete analysis for DHA:PUBALIBANK

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT37.30
Price
BDT28.64
GF Value