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The historical rank and industry rank for Beacon Financial's FCF Margin % or its related term are showing as below:
FRA:4I9'
s FCF Margin % Range Over the Past 10 Years
Min: 28.07 Med: 34.54 Max: 43.85
Current: 29.5
During the past 13 years, the highest FCF Margin % of Beacon Financial was 43.85%. The lowest was 28.07%. And the median was 34.54%.
FRA:4I9's FCF Margin % is ranked better than 55.52% of 1504
companies
in the Banks industry
Industry Median: 26.56
vs FRA:4I9: 29.50
Beacon Financial FCF Margin % Related Terms
Beacon Financial FCF Margin % Historical Data
* Premium members only.
The historical data trend for Beacon Financial's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:4I9 vs FBNC, TBBK, NBTB: FCF Margin % Comparison
For the Banks - Regional subindustry, Beacon Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Beacon Financial FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Beacon Financial's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Beacon Financial's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Beacon Financial (FRA:4I9) has a FCF Margin % of -7.50% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Beacon Financial and its competitors. Over the past decade, Beacon Financial's FCF Margin % has ranged from 28.07 to 43.85. According to the industry distribution chart, Beacon Financial ranks #669 out of 1504 companies in the Banks industry, placing it in the top 44.5%.
Is Beacon Financial's FCF Margin % too high?
Beacon Financial's current FCF Margin % is -7.50%. Over the past 10 years, this metric has ranged from a low of 28.07 to a high of 43.85. Based on the distribution chart, Beacon Financial ranks #669 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, Beacon Financial has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Beacon Financial's FCF Margin % compare to FBNC and TBBK?
According to the Banks industry distribution chart, Beacon Financial ranks #669 out of 1504 companies for FCF Margin %. This puts Beacon Financial in the upper half of its industry. The industry median FCF Margin % is 26.56. Historically, Beacon Financial's own FCF Margin % has ranged from 28.07 to 43.85 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.56, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Beacon Financial and its competitors. For the Banks industry, the median FCF Margin % is 26.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beacon Financial's current FCF Margin % is -7.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beacon Financial stock overvalued right now?
Beacon Financial (FRA:4I9) has a current FCF Margin % of -7.50%. The stock's GF Value™ is €20.99, compared to a current price of €26.00 — trading 23.9% above its estimated fair value. The current FCF Margin % is -7.50%. Beacon Financial's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Beacon Financial (FRA:4I9), the current FCF Margin % is -7.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Beacon Financial (FRA:4I9) Overvalued in 2026?
Based on GuruFocus' analysis, Beacon Financial stock appears to be overvalued.
The current stock price of €26.00 is trading 23.9% above its estimated GF Value™ of €20.99.
Key valuation signals for FRA:4I9:
FCF Margin %: -7.50%
GF Value™: €20.99 vs. price of €26.00 (23.9% above fair value)
No single metric tells the full story. See the FRA:4I9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Beacon Financial Corp operates as a multi-bank holding company. It offers commercial, business, and retail banking services, including a full complement of cash management products, online banking services, and consumer and residential loans.
58GF Score
Get the complete analysis for FRA:4I9
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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