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The historical rank and industry rank for Beacon Financial's OCF Margin % or its related term are showing as below:
FRA:4I9'
s OCF Margin % Range Over the Past 10 Years
Min: 29.52 Med: 36.55 Max: 45.08
Current: 29.83
During the past 13 years, the highest OCF Margin % of Beacon Financial was 45.08%. The lowest was 29.52%. And the median was 36.55%.
FRA:4I9's OCF Margin % is ranked better than 50.93% of 1500
companies
in the Banks industry
Industry Median: 29.45
vs FRA:4I9: 29.83
Beacon Financial OCF Margin % Related Terms
Beacon Financial OCF Margin % Historical Data
* Premium members only.
The historical data trend for Beacon Financial's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:4I9 vs FBNC, TBBK, NBTB: OCF Margin % Comparison
For the Banks - Regional subindustry, Beacon Financial's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Beacon Financial OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Beacon Financial's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Beacon Financial's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Beacon Financial (FRA:4I9) has a OCF Margin % of -6.45% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Beacon Financial and its competitors. Over the past decade, Beacon Financial's OCF Margin % has ranged from 29.52 to 45.08. According to the industry distribution chart, Beacon Financial ranks #736 out of 1500 companies in the Banks industry, placing it in the top 49.1%.
Is Beacon Financial's OCF Margin % too high?
Beacon Financial's current OCF Margin % is -6.45%. Over the past 10 years, this metric has ranged from a low of 29.52 to a high of 45.08. Based on the distribution chart, Beacon Financial ranks #736 out of 1500 companies in the Banks industry, which is above the industry midpoint. Overall, Beacon Financial has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Beacon Financial's OCF Margin % compare to FBNC and TBBK?
According to the Banks industry distribution chart, Beacon Financial ranks #736 out of 1500 companies for OCF Margin %. This puts Beacon Financial in the upper half of its industry. The industry median OCF Margin % is 29.45. Historically, Beacon Financial's own OCF Margin % has ranged from 29.52 to 45.08 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.45, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Beacon Financial and its competitors. For the Banks industry, the median OCF Margin % is 29.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beacon Financial's current OCF Margin % is -6.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beacon Financial stock overvalued right now?
Beacon Financial (FRA:4I9) has a current OCF Margin % of -6.45%. The stock's GF Value™ is €20.99, compared to a current price of €26.00 — trading 23.9% above its estimated fair value. The current OCF Margin % is -6.45%. Beacon Financial's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Beacon Financial (FRA:4I9), the current OCF Margin % is -6.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Beacon Financial (FRA:4I9) Overvalued in 2026?
Based on GuruFocus' analysis, Beacon Financial stock appears to be overvalued.
The current stock price of €26.00 is trading 23.9% above its estimated GF Value™ of €20.99.
Key valuation signals for FRA:4I9:
OCF Margin %: -6.45%
GF Value™: €20.99 vs. price of €26.00 (23.9% above fair value)
No single metric tells the full story. See the FRA:4I9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Beacon Financial Corp operates as a multi-bank holding company. It offers commercial, business, and retail banking services, including a full complement of cash management products, online banking services, and consumer and residential loans.
58GF Score
Get the complete analysis for FRA:4I9
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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