Arion banki hf (FRA:AB7A) FCF Margin %: 39.70% (As of Jun. 2026) — 31% Above Median

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FRA:AB7A Arion banki hf FRA:AB7A
71 GF Score
Price €1.27
GF Value €1.29
! 4 Warning Signs
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What is Arion banki hf FCF Margin %?

Arion banki hf FRA:AB7A -0.47% 71 FCF Margin % is 39.70% as of Jun. 2026, which is 31% above its 10-year median of 30.34. GuruFocus rates FRA:AB7A with a GF Score™ of 71/100 and a GF Value™ of €1.29. The stock has 4 warning signs investors should review. Among 1,502 Banks companies, Arion banki hf ranks worse than 69.04% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Arion banki hf's Free Cash Flow for the three months ended in Jun. 2026 was €58.6 Mil. Arion banki hf's Revenue for the three months ended in Jun. 2026 was €147.7 Mil. Therefore, Arion banki hf's FCF Margin % for the quarter that ended in Jun. 2026 was 39.70%.

As of today, Arion banki hf's current FCF Yield % is 2.53%.

The historical rank and industry rank for Arion banki hf's FCF Margin % or its related term are showing as below:

FRA:AB7A' s FCF Margin % Range Over the Past 10 Years
Min: -112.49   Med: 30.34   Max: 126.03
Current: 8.08


During the past 12 years, the highest FCF Margin % of Arion banki hf was 126.03%. The lowest was -112.49%. And the median was 30.34%.

FRA:AB7A's FCF Margin % is ranked worse than
69.04% of 1502 companies
in the Banks industry
Industry Median: 26.365 vs FRA:AB7A: 8.08


Arion banki hf FCF Margin % Related Terms


Arion banki hf FCF Margin % Historical Data

* Premium members only.

The historical data trend for Arion banki hf's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arion banki hf FCF Margin % Chart

Arion banki hf Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 108.04 98.17 -18.24 32.35 42.91

Arion banki hf Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -23.83 -62.28 142.30 -88.28 39.70

FRA:AB7A vs PNC, USB: FCF Margin % Comparison

For the Banks - Regional subindustry, Arion banki hf's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arion banki hf FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Arion banki hf's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Arion banki hf's FCF Margin % falls into.


FRA:AB7A
71GF Score
Arion banki hf FRA:AB7A
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Arion banki hf FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Arion banki hf's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=248.669/579.468
=42.91 %

Arion banki hf's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=58.646/147.714
=39.70 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 39.70% mean?
Arion banki hf (FRA:AB7A) has a FCF Margin % of 39.70% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Arion banki hf and its competitors. This is 31% above median its historical median of 30.34. According to the industry distribution chart, Arion banki hf ranks #1037 out of 1502 companies in the Banks industry, placing it in the top 69%.
Is Arion banki hf's FCF Margin % too high?
Arion banki hf's current FCF Margin % of 39.70% is 31% above median its 10-year median of 30.34. The Banks industry median FCF Margin % is 26.37. Arion banki hf's value of 39.70% is 50.6% above this industry median. Based on the distribution chart, Arion banki hf ranks #1037 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Arion banki hf has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Arion banki hf's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Arion banki hf ranks #1037 out of 1502 companies for FCF Margin %. This places Arion banki hf in the lower half of its industry. The industry median FCF Margin % is 26.37. Arion banki hf's value of 39.70% is 50.6% above this benchmark. While the company's 10-year median is 30.34 vs. the industry median of 26.37, Arion banki hf has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.37, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arion banki hf's current FCF Margin % of 39.70% is 50.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Arion banki hf and its competitors. For the Banks industry, the median FCF Margin % is 26.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arion banki hf's current FCF Margin % is 39.70%, which is 31% above median its own 10-year median of 30.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arion banki hf stock overvalued right now?
Arion banki hf (FRA:AB7A) has a current FCF Margin % of 39.70%. The stock's GF Value™ is €1.29, compared to a current price of €1.27 — trading 1.4% below its estimated fair value. The current FCF Margin % is 39.70%, which is 31% above median its 10-year median of 30.34 and 50.6% above the Banks industry median of 26.37. Arion banki hf's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Arion banki hf (FRA:AB7A), the current FCF Margin % is 39.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arion banki hf (FRA:AB7A) Overvalued in 2026?

Based on GuruFocus' analysis, Arion banki hf stock appears to be undervalued. The current stock price of €1.27 is trading 1.4% below its estimated GF Value™ of €1.29.

Key valuation signals for FRA:AB7A:

  • FCF Margin %: 39.70% (31% above median its 10-year median of 30.34)
  • GF Value™: €1.29 vs. price of €1.27 (1.4% below fair value)
  • GF Score™: 71/100 with 4 warning signs
  • Industry Position: 50.6% above the Banks median (#1037 of 1502)

No single metric tells the full story. See the FRA:AB7A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arion banki hf Business Description

Address Borgartun 19, Reykjavik, ISL, 105
Arion banki hf is a universal relationship bank operating in the Icelandic financial market. Its operating segments are Markets & Stefnir, Corporate & Investment Banking, Retail Banking, Treasury, Other subsidiaries, and Supporting units. The Corporate & Investment Banking segment of the company generates the majority of the revenue and is engaged in providing comprehensive financial services to companies and investors both in Iceland and internationally.
71GF Score

Get the complete analysis for FRA:AB7A

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.27
Price
€1.29
GF Value