Nova Ljubljanska banka dd Ljubljana (FRA:N1V2) FCF Margin %: -58.48% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:N1V2 Nova Ljubljanska banka dd Ljubljana FRA:N1V2
52 GF Score
Price €43.40
GF Value €27.88
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Nova Ljubljanska banka dd Ljubljana FCF Margin %?

Nova Ljubljanska banka dd Ljubljana FRA:N1V2 +0.46% 52 FCF Margin % is -58.48% as of Jun. 2026. GuruFocus rates FRA:N1V2 with a GF Score™ of 52/100 and a GF Value™ of €27.88 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,489 Banks companies, Nova Ljubljanska banka dd Ljubljana ranks better than 62.93% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Nova Ljubljanska banka dd Ljubljana's Free Cash Flow for the three months ended in Jun. 2026 was €-206 Mil. Nova Ljubljanska banka dd Ljubljana's Revenue for the three months ended in Jun. 2026 was €352 Mil. Therefore, Nova Ljubljanska banka dd Ljubljana's FCF Margin % for the quarter that ended in Jun. 2026 was -58.48%.

As of today, Nova Ljubljanska banka dd Ljubljana's current FCF Yield % is 10.85%.

The historical rank and industry rank for Nova Ljubljanska banka dd Ljubljana's FCF Margin % or its related term are showing as below:

FRA:N1V2' s FCF Margin % Range Over the Past 10 Years
Min: -67.13   Med: 82.43   Max: 230.57
Current: 35.15


During the past 11 years, the highest FCF Margin % of Nova Ljubljanska banka dd Ljubljana was 230.57%. The lowest was -67.13%. And the median was 82.43%.

FRA:N1V2's FCF Margin % is ranked better than
62.93% of 1489 companies
in the Banks industry
Industry Median: 27.6 vs FRA:N1V2: 35.15


Nova Ljubljanska banka dd Ljubljana FCF Margin % Related Terms


Nova Ljubljanska banka dd Ljubljana FCF Margin % Historical Data

* Premium members only.

The historical data trend for Nova Ljubljanska banka dd Ljubljana's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nova Ljubljanska banka dd Ljubljana FCF Margin % Chart

Nova Ljubljanska banka dd Ljubljana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 203.53 -18.03 116.10 -67.13 26.63

Nova Ljubljanska banka dd Ljubljana Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 80.95 38.03 141.48 18.69 -58.48

FRA:N1V2 vs USB, PNC: FCF Margin % Comparison

For the Banks - Regional subindustry, Nova Ljubljanska banka dd Ljubljana's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nova Ljubljanska banka dd Ljubljana FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Nova Ljubljanska banka dd Ljubljana's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Nova Ljubljanska banka dd Ljubljana's FCF Margin % falls into.


FRA:N1V2
52GF Score
Nova Ljubljanska banka dd Ljubljana FRA:N1V2
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nova Ljubljanska banka dd Ljubljana FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Nova Ljubljanska banka dd Ljubljana's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=361.403/1357.119
=26.63 %

Nova Ljubljanska banka dd Ljubljana's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=-205.856/352.034
=-58.48 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -58.48% mean?
Nova Ljubljanska banka dd Ljubljana (FRA:N1V2) has a FCF Margin % of -58.48% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Nova Ljubljanska banka dd Ljubljana and its competitors. According to the industry distribution chart, Nova Ljubljanska banka dd Ljubljana ranks #552 out of 1489 companies in the Banks industry, placing it in the top 37.1%.
Is Nova Ljubljanska banka dd Ljubljana's FCF Margin % too high?
Nova Ljubljanska banka dd Ljubljana's current FCF Margin % is -58.48%. Based on the distribution chart, Nova Ljubljanska banka dd Ljubljana ranks #552 out of 1489 companies in the Banks industry, which is above the industry midpoint. Overall, Nova Ljubljanska banka dd Ljubljana has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nova Ljubljanska banka dd Ljubljana's FCF Margin % compare to USB and PNC?
According to the Banks industry distribution chart, Nova Ljubljanska banka dd Ljubljana ranks #552 out of 1489 companies for FCF Margin %. This puts Nova Ljubljanska banka dd Ljubljana in the upper half of its industry. The industry median FCF Margin % is 27.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.60, based on 1,489 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Nova Ljubljanska banka dd Ljubljana and its competitors. For the Banks industry, the median FCF Margin % is 27.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nova Ljubljanska banka dd Ljubljana's current FCF Margin % is -58.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nova Ljubljanska banka dd Ljubljana stock overvalued right now?
Based on GuruFocus' analysis, Nova Ljubljanska banka dd Ljubljana (FRA:N1V2) is currently considered Significantly Overvalued. The stock's GF Value™ is €27.88, compared to a current price of €43.40 — trading 55.7% above its estimated fair value. The current FCF Margin % is -58.48%. Nova Ljubljanska banka dd Ljubljana's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Nova Ljubljanska banka dd Ljubljana (FRA:N1V2), the current FCF Margin % is -58.48% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nova Ljubljanska banka dd Ljubljana (FRA:N1V2) Overvalued in 2026?

Based on GuruFocus' analysis, Nova Ljubljanska banka dd Ljubljana stock appears to be overvalued. The current stock price of €43.40 is trading 55.7% above its estimated GF Value™ of €27.88. GuruFocus considers Nova Ljubljanska banka dd Ljubljana to be Significantly Overvalued.

Key valuation signals for FRA:N1V2:

  • FCF Margin %: -58.48%
  • GF Value™: €27.88 vs. price of €43.40 (55.7% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the FRA:N1V2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nova Ljubljanska banka dd Ljubljana Business Description

Address Trg republike 2, Ljubljana, SVN, 1000
Nova Ljubljanska banka dd Ljubljana is a Slovenia-based entity providing universal banking services. It is a principal provider of banking products, asset management, and insurance products. The company has six operating segments: Retail Banking in Slovenia, Corporate and Investment Banking in Slovenia, Strategic Foreign Markets, Financial Markets in Slovenia, Non-Core Members, and Other Activities. Geographically, the company operates in Slovenia, Southeast Europe (North Macedonia, Serbia, Montenegro, Croatia, Bosnia & Herzegovina, and Kosovo), and Western Europe (Germany and Switzerland). Geographically, the company generates the majority of its revenue from Slovenia.
52GF Score

Get the complete analysis for FRA:N1V2

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€43.40
Price
€27.88
GF Value