Webster Financial (FRA:WED) FCF Margin %: 37.82% (As of Mar. 2026) — Near Median


FRA:WED Webster Financial Corp FRA:WED
77 GF Score
Price €64.00
GF Value €49.68
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Webster Financial FCF Margin %?

Webster Financial FRA:WED +0.79% 77 FCF Margin % is 37.82% as of Mar. 2026, which is 4% above its 10-year median of 36.53. GuruFocus rates FRA:WED with a GF Score™ of 77/100 and a GF Value™ of €49.68 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,504 Banks companies, Webster Financial ranks better than 69.75% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Webster Financial's Free Cash Flow for the three months ended in Mar. 2026 was €241 Mil. Webster Financial's Revenue for the three months ended in Mar. 2026 was €637 Mil. Therefore, Webster Financial's FCF Margin % for the quarter that ended in Mar. 2026 was 37.82%.

As of today, Webster Financial's current FCF Yield % is 9.82%.

The historical rank and industry rank for Webster Financial's FCF Margin % or its related term are showing as below:

FRA:WED' s FCF Margin % Range Over the Past 10 Years
Min: 22.42   Med: 36.53   Max: 54.94
Current: 41.12


During the past 13 years, the highest FCF Margin % of Webster Financial was 54.94%. The lowest was 22.42%. And the median was 36.53%.

FRA:WED's FCF Margin % is ranked better than
69.75% of 1504 companies
in the Banks industry
Industry Median: 26.5 vs FRA:WED: 41.12


Webster Financial FCF Margin % Related Terms


Webster Financial FCF Margin % Historical Data

* Premium members only.

The historical data trend for Webster Financial's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Webster Financial FCF Margin % Chart

Webster Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 54.94 52.87 35.40 53.07 34.95

Webster Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.28 36.00 49.76 40.98 37.82

FRA:WED vs FHN, WTFC, UMBF: FCF Margin % Comparison

For the Banks - Regional subindustry, Webster Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Webster Financial FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Webster Financial's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Webster Financial's FCF Margin % falls into.


FRA:WED
77GF Score
Webster Financial Corp FRA:WED
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Webster Financial FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Webster Financial's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=861.319/2464.342
=34.95 %

Webster Financial's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=240.706/636.524
=37.82 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 37.82% mean?
Webster Financial (FRA:WED) has a FCF Margin % of 37.82% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Webster Financial and its competitors. This is near median its historical median of 36.53. Over the past decade, Webster Financial's FCF Margin % has ranged from 22.42 to 54.94. According to the industry distribution chart, Webster Financial ranks #455 out of 1504 companies in the Banks industry, placing it in the top 30.3%.
Is Webster Financial's FCF Margin % too high?
Webster Financial's current FCF Margin % of 37.82% is near median its 10-year median of 36.53. Over the past 10 years, this metric has ranged from a low of 22.42 to a high of 54.94. The Banks industry median FCF Margin % is 26.50. Webster Financial's value of 37.82% is 42.7% above this industry median. Based on the distribution chart, Webster Financial ranks #455 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, Webster Financial has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Webster Financial's FCF Margin % compare to FHN and WTFC?
According to the Banks industry distribution chart, Webster Financial ranks #455 out of 1504 companies for FCF Margin %. This puts Webster Financial in the upper half of its industry. The industry median FCF Margin % is 26.50. Webster Financial's value of 37.82% is 42.7% above this benchmark. Historically, Webster Financial's own FCF Margin % has ranged from 22.42 to 54.94 over the past decade. While the company's 10-year median is 36.53 vs. the industry median of 26.50, Webster Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Webster Financial's current FCF Margin % of 37.82% is 42.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Webster Financial and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Webster Financial's current FCF Margin % is 37.82%, which is near median its own 10-year median of 36.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Webster Financial stock overvalued right now?
Based on GuruFocus' analysis, Webster Financial (FRA:WED) is currently considered Modestly Overvalued. The stock's GF Value™ is €49.68, compared to a current price of €64.00 — trading 28.8% above its estimated fair value. The current FCF Margin % is 37.82%, which is near median its 10-year median of 36.53 and 42.7% above the Banks industry median of 26.50. Webster Financial's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Webster Financial (FRA:WED), the current FCF Margin % is 37.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Webster Financial (FRA:WED) Overvalued in 2026?

Based on GuruFocus' analysis, Webster Financial stock appears to be overvalued. The current stock price of €64.00 is trading 28.8% above its estimated GF Value™ of €49.68. GuruFocus considers Webster Financial to be Modestly Overvalued.

Key valuation signals for FRA:WED:

  • FCF Margin %: 37.82% (near median its 10-year median of 36.53)
  • GF Value™: €49.68 vs. price of €64.00 (28.8% above fair value)
  • GF Score™: 77/100 with 7 warning signs
  • Industry Position: 42.7% above the Banks median (#455 of 1504)

No single metric tells the full story. See the FRA:WED stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Webster Financial Business Description

Other Exchanges WBSpF.PFD:USAWBS:USA
Address 200 Elm Street, Stamford, CT, USA, 06902
Webster Financial Corp is a full-service provider of financial services, offering commercial and consumer banking, mortgages, and investment advisory along with trust and wealth management services in Connecticut, New York, Rhode Island, Massachusetts, and Pennsylvania. The company's segment includes Commercial Banking, HSA Bank, and Consumer Banking. It generates maximum revenue from the Commercial Banking segment.
77GF Score

Get the complete analysis for FRA:WED

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€64.00
Price
€49.68
GF Value