Webster Financial (FRA:WED) Margin of Safety % (DCF FCF Based): 30.80% (As of Jun. 25, 2026)


FRA:WED Webster Financial Corp FRA:WED
77 GF Score
Price €64.00
GF Value €49.68
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Webster Financial Margin of Safety % (DCF FCF Based)?

Webster Financial FRA:WED +0.79% 77 Margin of Safety % (DCF FCF Based) is 30.80% as of Jun. 25, 2026. GuruFocus rates FRA:WED with a GF Score™ of 77/100 and a GF Value™ of €49.68 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), Webster Financial's Predictability Rank is 4.5-Stars. Webster Financial's intrinsic value calculated from the Discounted FCF model is €94.92 and current share price is €64.00. Consequently,

Webster Financial's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 30.80%.

FRA:WED vs FHN, WTFC, UMBF: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, Webster Financial's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Webster Financial Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Webster Financial's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Webster Financial's Margin of Safety % (DCF FCF Based) falls into.


FRA:WED
77GF Score
Webster Financial Corp FRA:WED
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Webster Financial Margin of Safety % (DCF FCF Based) Calculation

Webster Financial's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(92.48-64.00)/92.48
=30.80 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 30.80% mean?
Webster Financial (FRA:WED) has a Margin of Safety % (DCF FCF Based) of 30.80% as of Jun. 25, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Webster Financial.
Is Webster Financial's Margin of Safety % (DCF FCF Based) too high?
Webster Financial's current Margin of Safety % (DCF FCF Based) is 30.80%. Overall, Webster Financial has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Webster Financial's Margin of Safety % (DCF FCF Based) compare to FHN and WTFC?
Webster Financial's Margin of Safety % (DCF FCF Based) of 30.80% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Webster Financial. Webster Financial's current Margin of Safety % (DCF FCF Based) is 30.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Webster Financial stock overvalued right now?
Based on GuruFocus' analysis, Webster Financial (FRA:WED) is currently considered Modestly Overvalued. The stock's GF Value™ is €49.68, compared to a current price of €64.00 — trading 28.8% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 30.80%. Webster Financial's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Webster Financial (FRA:WED), the current Margin of Safety % (DCF FCF Based) is 30.80% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Webster Financial (FRA:WED) Overvalued in 2026?

Based on GuruFocus' analysis, Webster Financial stock appears to be overvalued. The current stock price of €64.00 is trading 28.8% above its estimated GF Value™ of €49.68. GuruFocus considers Webster Financial to be Modestly Overvalued.

Key valuation signals for FRA:WED:

  • Margin of Safety % (DCF FCF Based): 30.80%
  • GF Value™: €49.68 vs. price of €64.00 (28.8% above fair value)
  • GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the FRA:WED stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Webster Financial Business Description

Other Exchanges WBSpF.PFD:USAWBS:USA
Address 200 Elm Street, Stamford, CT, USA, 06902
Webster Financial Corp is a full-service provider of financial services, offering commercial and consumer banking, mortgages, and investment advisory along with trust and wealth management services in Connecticut, New York, Rhode Island, Massachusetts, and Pennsylvania. The company's segment includes Commercial Banking, HSA Bank, and Consumer Banking. It generates maximum revenue from the Commercial Banking segment.
77GF Score

Get the complete analysis for FRA:WED

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€64.00
Price
€49.68
GF Value