Hannover Rueck SEHVRRY -0.11%71 FCF Margin % is 18.73% as of Mar. 2026, which is 12% above its 10-year median of 16.71. GuruFocus rates HVRRY with a GF Score™ of 71/100 and a GF Value™ of $60.39 (Modestly Undervalued). Among 501 Insurance companies, Hannover Rueck SE ranks better than 79.44% on this metric.
The historical rank and industry rank for Hannover Rueck SE's FCF Margin % or its related term are showing as below:
HVRRY'
s FCF Margin % Range Over the Past 10 Years
Min: 9.69 Med: 16.71 Max: 26.32
Current: 24
During the past 13 years, the highest FCF Margin % of Hannover Rueck SE was 26.32%. The lowest was 9.69%. And the median was 16.71%.
HVRRY's FCF Margin % is ranked better than 79.44% of 501
companies
in the Insurance industry
Industry Median: 9.6
vs HVRRY: 24.00
Hannover Rueck SE FCF Margin % Related Terms
Hannover Rueck SE FCF Margin % Historical Data
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The historical data trend for Hannover Rueck SE's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Hannover Rueck SE's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hannover Rueck SE FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Hannover Rueck SE's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Hannover Rueck SE's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hannover Rueck SE (HVRRY) has a FCF Margin % of 18.73% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Hannover Rueck SE and its competitors. This is 12% above median its historical median of 16.71. Over the past decade, Hannover Rueck SE's FCF Margin % has ranged from 9.69 to 26.32. According to the industry distribution chart, Hannover Rueck SE ranks #103 out of 501 companies in the Insurance industry, placing it in the top 20.6%.
Is Hannover Rueck SE's FCF Margin % too high?
Hannover Rueck SE's current FCF Margin % of 18.73% is 12% above median its 10-year median of 16.71. Over the past 10 years, this metric has ranged from a low of 9.69 to a high of 26.32. The Insurance industry median FCF Margin % is 9.60. Hannover Rueck SE's value of 18.73% is 95.1% above this industry median. Based on the distribution chart, Hannover Rueck SE ranks #103 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Hannover Rueck SE has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hannover Rueck SE's FCF Margin % compare to RGA and EG?
According to the Insurance industry distribution chart, Hannover Rueck SE ranks #103 out of 501 companies for FCF Margin %. This places Hannover Rueck SE in the top 21% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.60. Hannover Rueck SE's value of 18.73% is 95.1% above this benchmark. Historically, Hannover Rueck SE's own FCF Margin % has ranged from 9.69 to 26.32 over the past decade. While the company's 10-year median is 16.71 vs. the industry median of 9.60, Hannover Rueck SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hannover Rueck SE's current FCF Margin % of 18.73% is 95.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Hannover Rueck SE and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hannover Rueck SE's current FCF Margin % is 18.73%, which is 12% above median its own 10-year median of 16.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hannover Rueck SE stock overvalued right now?
Based on GuruFocus' analysis, Hannover Rueck SE (HVRRY) is currently considered Modestly Undervalued. The stock's GF Value™ is $60.39, compared to a current price of $45.07 — trading 25.4% below its estimated fair value. The current FCF Margin % is 18.73%, which is 12% above median its 10-year median of 16.71 and 95.1% above the Insurance industry median of 9.60. Hannover Rueck SE's overall GF Score™ is 71/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Hannover Rueck SE (HVRRY), the current FCF Margin % is 18.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hannover Rueck SE (HVRRY) Overvalued in 2026?
Based on GuruFocus' analysis, Hannover Rueck SE stock appears to be undervalued.
The current stock price of $45.07 is trading 25.4% below its estimated GF Value™ of $60.39.
GuruFocus considers Hannover Rueck SE to be Modestly Undervalued.
Key valuation signals for HVRRY:
FCF Margin %: 18.73% (12% above median its 10-year median of 16.71)
GF Value™: $60.39 vs. price of $45.07 (25.4% below fair value)
Industry Position: 95.1% above the Insurance median (#103 of 501)
No single metric tells the full story. See the HVRRY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hannover Re is a reinsurance company headquartered in Hannover, Germany. Its roots go back to the 1920s when, in conjunction with the Gerling Group, Haftpflichtverband founded Eisen- und Stahl-Industrie to provide reinsurance services. In the 1960s ownership of the business was turned over to Haftpflichtverband, and Aktiengesellschaft für Transport und- Rückversicherung was founded. This was the basis of Hannover Re. The business expanded into life and health reinsurance in the 1990s, and over the next 30 years expanded beyond its core domestic market of Germany to write business internationally. Hannover sold its commercial specialty insurance business to Talanx in January 2019. Hannover was listed in the 1990s on the Frankfurt Stock Exchange.
71GF Score
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