Hannover Rueck SEHVRRY +0.01%71 Interest Coverage is 45.38 as of Mar. 2026, which is 160% above its 10-year median of 17.44. GuruFocus rates HVRRY with a GF Score™ of 71/100 and a GF Value™ of $60.39 (Modestly Undervalued). Among 351 Insurance companies, Hannover Rueck SE ranks better than 62.96% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Hannover Rueck SE's
EBIT
for the
three
months ended in Mar. 2026 was $1,123 Mil. Hannover Rueck SE's Interest Expense for the
three
months ended in Mar. 2026 was $-25 Mil.
Hannover Rueck SE's interest coverage for the quarter that ended in Mar. 2026 was 45.38.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Hannover Rueck SE's Interest Coverage or its related term are showing as below:
HVRRY'
s Interest Coverage Range Over the Past 10 Years
Min: 11.95 Med: 17.44 Max: 29.55
Current: 29.55
HVRRY's Interest Coverage is ranked better than 62.96% of 351
companies
in the Insurance industry
Industry Median: 16.23
vs HVRRY: 29.55
Hannover Rueck SE (OTCPK:HVRRY) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Hannover Rueck SE Interest Coverage Related Terms
Hannover Rueck SE Interest Coverage Historical Data
* Premium members only.
The historical data trend for Hannover Rueck SE's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
HVRRY vs RGA, EG, RNR: Interest Coverage Comparison
For the Insurance - Reinsurance subindustry, Hannover Rueck SE's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hannover Rueck SE Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Hannover Rueck SE's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Hannover Rueck SE's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hannover Rueck SE (HVRRY) has a Interest Coverage of 45.38 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hannover Rueck SE and its competitors. This is 160% above median its historical median of 17.44. Over the past decade, Hannover Rueck SE's Interest Coverage has ranged from 11.95 to 29.55. According to the industry distribution chart, Hannover Rueck SE ranks #130 out of 351 companies in the Insurance industry, placing it in the top 37%.
Is Hannover Rueck SE's Interest Coverage too high?
Hannover Rueck SE's current Interest Coverage of 45.38 is 160% above median its 10-year median of 17.44. Over the past 10 years, this metric has ranged from a low of 11.95 to a high of 29.55. The Insurance industry median Interest Coverage is 16.23. Hannover Rueck SE's value of 45.38 is 179.6% above this industry median. Based on the distribution chart, Hannover Rueck SE ranks #130 out of 351 companies in the Insurance industry, which is above the industry midpoint. Overall, Hannover Rueck SE has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hannover Rueck SE's Interest Coverage compare to RGA and EG?
According to the Insurance industry distribution chart, Hannover Rueck SE ranks #130 out of 351 companies for Interest Coverage. This puts Hannover Rueck SE in the upper half of its industry. The industry median Interest Coverage is 16.23. Hannover Rueck SE's value of 45.38 is 179.6% above this benchmark. Historically, Hannover Rueck SE's own Interest Coverage has ranged from 11.95 to 29.55 over the past decade. While the company's 10-year median is 17.44 vs. the industry median of 16.23, Hannover Rueck SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hannover Rueck SE's current Interest Coverage of 45.38 is 179.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hannover Rueck SE and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hannover Rueck SE's current Interest Coverage is 45.38, which is 160% above median its own 10-year median of 17.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hannover Rueck SE stock overvalued right now?
Based on GuruFocus' analysis, Hannover Rueck SE (HVRRY) is currently considered Modestly Undervalued. The stock's GF Value™ is $60.39, compared to a current price of $45.13 — trading 25.3% below its estimated fair value. The current Interest Coverage is 45.38, which is 160% above median its 10-year median of 17.44 and 179.6% above the Insurance industry median of 16.23. Hannover Rueck SE's overall GF Score™ is 71/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Hannover Rueck SE (HVRRY), the current Interest Coverage is 45.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hannover Rueck SE (HVRRY) Overvalued in 2026?
Based on GuruFocus' analysis, Hannover Rueck SE stock appears to be undervalued.
The current stock price of $45.13 is trading 25.3% below its estimated GF Value™ of $60.39.
GuruFocus considers Hannover Rueck SE to be Modestly Undervalued.
Key valuation signals for HVRRY:
Interest Coverage: 45.38 (160% above median its 10-year median of 17.44)
GF Value™: $60.39 vs. price of $45.13 (25.3% below fair value)
Industry Position: 179.6% above the Insurance median (#130 of 351)
No single metric tells the full story. See the HVRRY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hannover Re is a reinsurance company headquartered in Hannover, Germany. Its roots go back to the 1920s when, in conjunction with the Gerling Group, Haftpflichtverband founded Eisen- und Stahl-Industrie to provide reinsurance services. In the 1960s ownership of the business was turned over to Haftpflichtverband, and Aktiengesellschaft für Transport und- Rückversicherung was founded. This was the basis of Hannover Re. The business expanded into life and health reinsurance in the 1990s, and over the next 30 years expanded beyond its core domestic market of Germany to write business internationally. Hannover sold its commercial specialty insurance business to Talanx in January 2019. Hannover was listed in the 1990s on the Frankfurt Stock Exchange.
71GF Score
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