HYNE (Hoyne Bancorp) FCF Margin %: -13.56% (As of Jun. 2026)

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HYNE Hoyne Bancorp Inc HYNE
14 GF Score
Price $16.58
! 1 Warning Sign
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What is Hoyne Bancorp FCF Margin %?

Hoyne Bancorp HYNE +1.04% 14 FCF Margin % is -13.56% as of Jun. 2026. GuruFocus rates HYNE with a GF Score™ of 14/100. The stock has 1 warning sign investors should review. Among 1,499 Banks companies, Hoyne Bancorp ranks worse than 80.52% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Hoyne Bancorp's Free Cash Flow for the three months ended in Jun. 2026 was $-0.65 Mil. Hoyne Bancorp's Revenue for the three months ended in Jun. 2026 was $4.82 Mil. Therefore, Hoyne Bancorp's FCF Margin % for the quarter that ended in Jun. 2026 was -13.56%.

As of today, Hoyne Bancorp's current FCF Yield % is -2.73%.

The historical rank and industry rank for Hoyne Bancorp's FCF Margin % or its related term are showing as below:

HYNE' s FCF Margin % Range Over the Past 10 Years
Min: -34.77   Med: -22.95   Max: 1.32
Current: -20.65


During the past 3 years, the highest FCF Margin % of Hoyne Bancorp was 1.32%. The lowest was -34.77%. And the median was -22.95%.

HYNE's FCF Margin % is ranked worse than
80.52% of 1499 companies
in the Banks industry
Industry Median: 27.17 vs HYNE: -20.65


Hoyne Bancorp FCF Margin % Related Terms


Hoyne Bancorp FCF Margin % Historical Data

* Premium members only.

The historical data trend for Hoyne Bancorp's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hoyne Bancorp FCF Margin % Chart

Hoyne Bancorp Annual Data
Trend Dec23 Dec24 Dec25
FCF Margin %
-22.95 -34.77 1.32

Hoyne Bancorp Quarterly Data
Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 44.79 -76.80 13.96 -19.41 -13.56

HYNE vs CMHF, BOTJ, FMBN: FCF Margin % Comparison

For the Banks - Regional subindustry, Hoyne Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hoyne Bancorp FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Hoyne Bancorp's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Hoyne Bancorp's FCF Margin % falls into.


HYNE
14GF Score
Hoyne Bancorp Inc HYNE
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Hoyne Bancorp FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Hoyne Bancorp's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=0.202/15.301
=1.32 %

Hoyne Bancorp's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=-0.654/4.824
=-13.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -13.56% mean?
Hoyne Bancorp (HYNE) has a FCF Margin % of -13.56% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Hoyne Bancorp and its competitors. According to the industry distribution chart, Hoyne Bancorp ranks #1207 out of 1499 companies in the Banks industry, placing it in the top 80.5%.
Is Hoyne Bancorp's FCF Margin % too high?
Hoyne Bancorp's current FCF Margin % is -13.56%. Based on the distribution chart, Hoyne Bancorp ranks #1207 out of 1499 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Hoyne Bancorp has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Hoyne Bancorp's FCF Margin % compare to CMHF and BOTJ?
According to the Banks industry distribution chart, Hoyne Bancorp ranks #1207 out of 1499 companies for FCF Margin %. This places Hoyne Bancorp in the lower half of its industry. The industry median FCF Margin % is 27.17. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.17, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Hoyne Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 27.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hoyne Bancorp's current FCF Margin % is -13.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoyne Bancorp stock overvalued right now?
Hoyne Bancorp (HYNE) has a current FCF Margin % of -13.56%. The current FCF Margin % is -13.56%. Hoyne Bancorp's overall GF Score™ is 14/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Hoyne Bancorp (HYNE), the current FCF Margin % is -13.56% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Hoyne Bancorp Business Description

Other Exchanges DR7:Germany
Address 810 S. Oak Park Avenue, Oak Park, IL, USA, 60304
Hoyne Bancorp Inc is a holding company that conducts business mainly through its subsidiaries. It is a savings institution focused on serving customers' banking needs in the market area. The group offers Personal and Business banking services.
14GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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