Caisse Regionale de Credit Agricole Mutuel de Normandie Seine (LTS:0O40) FCF Margin %: -308.27% (As of Dec. 2025)

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LTS:0O40 Caisse Regionale de Credit Agricole Mutuel de Normandie Seine LTS:0O40
42 GF Score
Price €162.50
GF Value €85.20
! 2 Warning Signs
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What is Caisse Regionale de Credit Agricole Mutuel de Normandie Seine FCF Margin %?

Caisse Regionale de Credit Agricole Mutuel de Normandie Seine LTS:0O40 42 FCF Margin % is -308.27% as of Dec. 2025. GuruFocus rates LTS:0O40 with a GF Score™ of 42/100 and a GF Value™ of €85.20. The stock has 2 warning signs investors should review. Among 1,499 Banks companies, Caisse Regionale de Credit Agricole Mutuel de Normandie Seine ranks worse than 93.73% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's Free Cash Flow for the six months ended in Dec. 2025 was €-477.0 Mil. Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's Revenue for the six months ended in Dec. 2025 was €154.7 Mil. Therefore, Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's FCF Margin % for the quarter that ended in Dec. 2025 was -308.27%.

As of today, Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's current FCF Yield % is -47.92%.

The historical rank and industry rank for Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's FCF Margin % or its related term are showing as below:

LTS:0O40' s FCF Margin % Range Over the Past 10 Years
Min: -251.82   Med: 47.7   Max: 208.7
Current: -130.91


During the past 13 years, the highest FCF Margin % of Caisse Regionale de Credit Agricole Mutuel de Normandie Seine was 208.70%. The lowest was -251.82%. And the median was 47.70%.

LTS:0O40's FCF Margin % is ranked worse than
93.73% of 1499 companies
in the Banks industry
Industry Median: 26.45 vs LTS:0O40: -130.91


Caisse Regionale de Credit Agricole Mutuel de Normandie Seine FCF Margin % Related Terms


Caisse Regionale de Credit Agricole Mutuel de Normandie Seine FCF Margin % Historical Data

* Premium members only.

The historical data trend for Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Caisse Regionale de Credit Agricole Mutuel de Normandie Seine FCF Margin % Chart

Caisse Regionale de Credit Agricole Mutuel de Normandie Seine Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 204.88 -47.74 -251.82 1.45 -130.91

Caisse Regionale de Credit Agricole Mutuel de Normandie Seine Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 106.02 -211.81 277.95 3.01 -308.27

Caisse Regionale de Credit Agricole Mutuel de Normandie Seine FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Caisse Regionale de Credit Agricole Mutuel de Normandie Seine FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's FCF Margin % falls into.


LTS:0O40
42GF Score
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine LTS:0O40
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Caisse Regionale de Credit Agricole Mutuel de Normandie Seine FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-470.802/359.639
=-130.91 %

Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-476.98/154.729
=-308.27 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -308.27% mean?
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine (LTS:0O40) has a FCF Margin % of -308.27% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Caisse Regionale de Credit Agricole Mutuel de Normandie Seine and its competitors. According to the industry distribution chart, Caisse Regionale de Credit Agricole Mutuel de Normandie Seine ranks #1405 out of 1499 companies in the Banks industry, placing it in the top 93.7%.
Is Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's FCF Margin % too high?
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's current FCF Margin % is -308.27%. Based on the distribution chart, Caisse Regionale de Credit Agricole Mutuel de Normandie Seine ranks #1405 out of 1499 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Caisse Regionale de Credit Agricole Mutuel de Normandie Seine has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Caisse Regionale de Credit Agricole Mutuel de Normandie Seine ranks #1405 out of 1499 companies for FCF Margin %. This places Caisse Regionale de Credit Agricole Mutuel de Normandie Seine in the lower half of its industry. The industry median FCF Margin % is 26.45. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.45, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Caisse Regionale de Credit Agricole Mutuel de Normandie Seine and its competitors. For the Banks industry, the median FCF Margin % is 26.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's current FCF Margin % is -308.27%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caisse Regionale de Credit Agricole Mutuel de Normandie Seine stock overvalued right now?
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine (LTS:0O40) has a current FCF Margin % of -308.27%. The stock's GF Value™ is €85.20, compared to a current price of €162.50 — trading 90.7% above its estimated fair value. The current FCF Margin % is -308.27%. Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Caisse Regionale de Credit Agricole Mutuel de Normandie Seine (LTS:0O40), the current FCF Margin % is -308.27% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Caisse Regionale de Credit Agricole Mutuel de Normandie Seine (LTS:0O40) Overvalued in 2026?

Based on GuruFocus' analysis, Caisse Regionale de Credit Agricole Mutuel de Normandie Seine stock appears to be overvalued. The current stock price of €162.50 is trading 90.7% above its estimated GF Value™ of €85.20.

Key valuation signals for LTS:0O40:

  • FCF Margin %: -308.27%
  • GF Value™: €85.20 vs. price of €162.50 (90.7% above fair value)
  • GF Score™: 42/100 with 2 warning signs

No single metric tells the full story. See the LTS:0O40 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Caisse Regionale de Credit Agricole Mutuel de Normandie Seine Business Description

Other Exchanges CCN:France
Address Chemin de la Breteque, Bois Guillaume, FRA, 76230
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine is a France based company. It operates as a regional bank in France. It provides loans and financing to individuals and businesses. It also provides remote banking, funding, and insurance services.
42GF Score

Get the complete analysis for LTS:0O40

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€162.50
Price
€85.20
GF Value