Caisse Regionale de Credit Agricole Mutuel de Normandie Seine (LTS:0O40) ROC %: % (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0O40 Caisse Regionale de Credit Agricole Mutuel de Normandie Seine LTS:0O40
42 GF Score
Price €162.50
GF Value €85.20
! 2 Warning Signs
View Full Analysis

What is Caisse Regionale de Credit Agricole Mutuel de Normandie Seine ROC %?

Caisse Regionale de Credit Agricole Mutuel de Normandie Seine LTS:0O40 42 ROC % is % as of Dec. 2025. GuruFocus rates LTS:0O40 with a GF Score™ of 42/100 and a GF Value™ of €85.20. The stock has 2 warning signs investors should review.

ROC %does not apply to banks.

LTS:0O40
42GF Score
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine LTS:0O40
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine (LTS:0O40) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Caisse Regionale de Credit Agricole Mutuel de Normandie Seine and its competitors.
Is Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's ROC % too high?
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's current ROC % is %. Overall, Caisse Regionale de Credit Agricole Mutuel de Normandie Seine has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's ROC % compare to competitors?
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Caisse Regionale de Credit Agricole Mutuel de Normandie Seine and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caisse Regionale de Credit Agricole Mutuel de Normandie Seine stock overvalued right now?
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine (LTS:0O40) has a current ROC % of %. The stock's GF Value™ is €85.20, compared to a current price of €162.50 — trading 90.7% above its estimated fair value. The current ROC % is %. Caisse Regionale de Credit Agricole Mutuel de Normandie Seine's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Caisse Regionale de Credit Agricole Mutuel de Normandie Seine (LTS:0O40), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Caisse Regionale de Credit Agricole Mutuel de Normandie Seine (LTS:0O40) Overvalued in 2026?

Based on GuruFocus' analysis, Caisse Regionale de Credit Agricole Mutuel de Normandie Seine stock appears to be overvalued. The current stock price of €162.50 is trading 90.7% above its estimated GF Value™ of €85.20.

Key valuation signals for LTS:0O40:

  • ROC %: %
  • GF Value™: €85.20 vs. price of €162.50 (90.7% above fair value)
  • GF Score™: 42/100 with 2 warning signs

No single metric tells the full story. See the LTS:0O40 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Caisse Regionale de Credit Agricole Mutuel de Normandie Seine Business Description

Other Exchanges CCN:France
Address Chemin de la Breteque, Bois Guillaume, FRA, 76230
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine is a France based company. It operates as a regional bank in France. It provides loans and financing to individuals and businesses. It also provides remote banking, funding, and insurance services.
42GF Score

Get the complete analysis for LTS:0O40

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€162.50
Price
€85.20
GF Value