First HorizonMIL:1FHN 69 FCF Margin % is 32.26% as of Mar. 2026, which is 60% above its 10-year median of 20.19. GuruFocus rates MIL:1FHN with a GF Score™ of 69/100 and a GF Value™ of €16.56. The stock has 5 warning signs investors should review. Among 1,505 Banks companies, First Horizon ranks worse than 62.92% on this metric.
The historical rank and industry rank for First Horizon's FCF Margin % or its related term are showing as below:
MIL:1FHN'
s FCF Margin % Range Over the Past 10 Years
Min: -6.28 Med: 20.19 Max: 72.53
Current: 15.62
During the past 13 years, the highest FCF Margin % of First Horizon was 72.53%. The lowest was -6.28%. And the median was 20.19%.
MIL:1FHN's FCF Margin % is ranked worse than 62.92% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs MIL:1FHN: 15.62
First Horizon FCF Margin % Related Terms
First Horizon FCF Margin % Historical Data
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The historical data trend for First Horizon's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MIL:1FHN vs WBS, WTFC, UMBF: FCF Margin % Comparison
For the Banks - Regional subindustry, First Horizon's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Horizon FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, First Horizon's FCF Margin % distribution charts can be found below:
* The bar in red indicates where First Horizon's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Horizon (MIL:1FHN) has a FCF Margin % of 32.26% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First Horizon and its competitors. This is 60% above median its historical median of 20.19. According to the industry distribution chart, First Horizon ranks #947 out of 1505 companies in the Banks industry, placing it in the top 62.9%.
Is First Horizon's FCF Margin % too high?
First Horizon's current FCF Margin % of 32.26% is 60% above median its 10-year median of 20.19. The Banks industry median FCF Margin % is 26.55. First Horizon's value of 32.26% is 21.5% above this industry median. Based on the distribution chart, First Horizon ranks #947 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, First Horizon has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does First Horizon's FCF Margin % compare to WBS and WTFC?
According to the Banks industry distribution chart, First Horizon ranks #947 out of 1505 companies for FCF Margin %. This places First Horizon in the lower half of its industry. The industry median FCF Margin % is 26.55. First Horizon's value of 32.26% is 21.5% above this benchmark. While the company's 10-year median is 20.19 vs. the industry median of 26.55, First Horizon has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Horizon's current FCF Margin % of 32.26% is 21.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First Horizon and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Horizon's current FCF Margin % is 32.26%, which is 60% above median its own 10-year median of 20.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Horizon stock overvalued right now?
First Horizon (MIL:1FHN) has a current FCF Margin % of 32.26%. The stock's GF Value™ is €16.56, compared to a current price of €19.90 — trading 20.2% above its estimated fair value. The current FCF Margin % is 32.26%, which is 60% above median its 10-year median of 20.19 and 21.5% above the Banks industry median of 26.55. First Horizon's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For First Horizon (MIL:1FHN), the current FCF Margin % is 32.26% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Horizon (MIL:1FHN) Overvalued in 2026?
Based on GuruFocus' analysis, First Horizon stock appears to be overvalued.
The current stock price of €19.90 is trading 20.2% above its estimated GF Value™ of €16.56.
Key valuation signals for MIL:1FHN:
FCF Margin %: 32.26% (60% above median its 10-year median of 20.19)
GF Value™: €16.56 vs. price of €19.90 (20.2% above fair value)
Industry Position: 21.5% above the Banks median (#947 of 1505)
No single metric tells the full story. See the MIL:1FHN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Horizon Corp is the parent company of First Tennessee Bank, a prominent regional bank with about 200 branches around Tennessee. The company's reportable segments are: Commercial, Consumer & Wealth, Wholesale, and Corporate. The majority of its revenue is generated from Commercial, Consumer & Wealth. The Commercial, Consumer & Wealth segment offers financial products and services, including traditional lending and deposit taking, to commercial and consumer clients in the southern USA and other selected markets. The Wholesale segment delivers industry-specific products and services, while the Corporate segment provides internal support functions like finance, risk, and audit.
69GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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