SPNT (SiriusPoint) FCF Margin %: 18.35% (As of Mar. 2026) — 441% Above Median


SPNT SiriusPoint Ltd SPNT
83 GF Score
Price $23.44
GF Value $19.77
Valuation Modestly Overvalued
! 5 Warning Signs
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What is SiriusPoint FCF Margin %?

SiriusPoint SPNT -0.85% 83 FCF Margin % is 18.35% as of Mar. 2026, which is 441% above its 10-year median of 3.39. GuruFocus rates SPNT with a GF Score™ of 83/100 and a GF Value™ of $19.77 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 502 Insurance companies, SiriusPoint ranks better than 52.79% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. SiriusPoint's Free Cash Flow for the three months ended in Mar. 2026 was $142 Mil. SiriusPoint's Revenue for the three months ended in Mar. 2026 was $773 Mil. Therefore, SiriusPoint's FCF Margin % for the quarter that ended in Mar. 2026 was 18.35%.

As of today, SiriusPoint's current FCF Yield % is 12.09%.

The historical rank and industry rank for SiriusPoint's FCF Margin % or its related term are showing as below:

SPNT' s FCF Margin % Range Over the Past 10 Years
Min: -8.47   Med: 3.39   Max: 21.51
Current: 10.34


During the past 13 years, the highest FCF Margin % of SiriusPoint was 21.51%. The lowest was -8.47%. And the median was 3.39%.

SPNT's FCF Margin % is ranked better than
52.79% of 502 companies
in the Insurance industry
Industry Median: 9.63 vs SPNT: 10.34


SiriusPoint FCF Margin % Related Terms


SiriusPoint FCF Margin % Historical Data

* Premium members only.

The historical data trend for SiriusPoint's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SiriusPoint FCF Margin % Chart

SiriusPoint Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.07 13.51 21.51 2.86 3.22

SiriusPoint Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -12.19 8.49 20.65 -2.73 18.35

SPNT vs HG, GLRE, KG: FCF Margin % Comparison

For the Insurance - Reinsurance subindustry, SiriusPoint's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SiriusPoint FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, SiriusPoint's FCF Margin % distribution charts can be found below:

* The bar in red indicates where SiriusPoint's FCF Margin % falls into.


SPNT
83GF Score
SiriusPoint Ltd SPNT
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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SiriusPoint FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

SiriusPoint's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=102.4/3179.9
=3.22 %

SiriusPoint's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=141.9/773.3
=18.35 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 18.35% mean?
SiriusPoint (SPNT) has a FCF Margin % of 18.35% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on SiriusPoint and its competitors. This is 441% above median its historical median of 3.39. According to the industry distribution chart, SiriusPoint ranks #237 out of 502 companies in the Insurance industry, placing it in the top 47.2%.
Is SiriusPoint's FCF Margin % too high?
SiriusPoint's current FCF Margin % of 18.35% is 441% above median its 10-year median of 3.39. The Insurance industry median FCF Margin % is 9.63. SiriusPoint's value of 18.35% is 90.6% above this industry median. Based on the distribution chart, SiriusPoint ranks #237 out of 502 companies in the Insurance industry, which is above the industry midpoint. Overall, SiriusPoint has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SiriusPoint's FCF Margin % compare to HG and GLRE?
According to the Insurance industry distribution chart, SiriusPoint ranks #237 out of 502 companies for FCF Margin %. This puts SiriusPoint in the upper half of its industry. The industry median FCF Margin % is 9.63. SiriusPoint's value of 18.35% is 90.6% above this benchmark. While the company's 10-year median is 3.39 vs. the industry median of 9.63, SiriusPoint has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.63, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SiriusPoint's current FCF Margin % of 18.35% is 90.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on SiriusPoint and its competitors. For the Insurance industry, the median FCF Margin % is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SiriusPoint's current FCF Margin % is 18.35%, which is 441% above median its own 10-year median of 3.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SiriusPoint stock overvalued right now?
Based on GuruFocus' analysis, SiriusPoint (SPNT) is currently considered Modestly Overvalued. The stock's GF Value™ is $19.77, compared to a current price of $23.44 — trading 18.6% above its estimated fair value. The current FCF Margin % is 18.35%, which is 441% above median its 10-year median of 3.39 and 90.6% above the Insurance industry median of 9.63. SiriusPoint's overall GF Score™ is 83/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For SiriusPoint (SPNT), the current FCF Margin % is 18.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SiriusPoint (SPNT) Overvalued in 2026?

Based on GuruFocus' analysis, SiriusPoint stock appears to be overvalued. The current stock price of $23.44 is trading 18.6% above its estimated GF Value™ of $19.77. GuruFocus considers SiriusPoint to be Modestly Overvalued.

Key valuation signals for SPNT:

  • FCF Margin %: 18.35% (441% above median its 10-year median of 3.39)
  • GF Value™: $19.77 vs. price of $23.44 (18.6% above fair value)
  • GF Score™: 83/100 with 5 warning signs
  • Industry Position: 90.6% above the Insurance median (#237 of 502)

No single metric tells the full story. See the SPNT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SiriusPoint Business Description

Other Exchanges 3XPA:Germany
Address 3 Waterloo Lane, Point Building, Pembroke, BMU, HM 08
SiriusPoint Ltd provides property and casualty reinsurance coverage to insurance and reinsurance companies in the United States, Canada, Bermuda, the United Kingdom, and Europe. The company operates through two operating segments: Reinsurance and Insurance & Services. The company's product portfolio consists of reinsurance contracts for property insurance including both residential and commercial properties, workers' compensation, personal automobile, businesses' general liability insurance, professional liability insurance to protect professional advisors and service providers, agriculture insurance, and mortgage insurance. The majority of the revenue is generated from its Insurance & Services segment.
83GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.44
Price
$19.77
GF Value