SiriusPointSPNT -0.85%83 Net Margin % is 13.22% as of Mar. 2026, which is 27% above its 10-year median of 10.39. GuruFocus rates SPNT with a GF Score™ of 83/100 and a GF Value™ of $19.77 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 503 Insurance companies, SiriusPoint ranks better than 74.75% on this metric.
Net margin is calculated as Net Income divided by its Revenue. SiriusPoint's Net Income for the
three
months ended in Mar. 2026 was $102 Mil. SiriusPoint's Revenue for the
three
months ended in Mar. 2026 was $773 Mil. Therefore, SiriusPoint's net margin for the quarter that ended in Mar. 2026 was 13.22%.
The historical rank and industry rank for SiriusPoint's Net Margin % or its related term are showing as below:
SPNT'
s Net Margin % Range Over the Past 10 Years
Min: -84.15 Med: 10.39 Max: 29.98
Current: 15.52
SPNT's Net Margin % is ranked better than 74.75% of 503
companies
in the Insurance industry
Industry Median: 9.29
vs SPNT: 15.52
SiriusPoint (NYSE:SPNT) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
SiriusPoint Net Margin % Related Terms
SiriusPoint Net Margin % Historical Data
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The historical data trend for SiriusPoint's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, SiriusPoint's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SiriusPoint Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, SiriusPoint's Net Margin % distribution charts can be found below:
* The bar in red indicates where SiriusPoint's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SiriusPoint (SPNT) has a Net Margin % of 13.22% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on SiriusPoint and its competitors. This is 27% above median its historical median of 10.39. According to the industry distribution chart, SiriusPoint ranks #127 out of 503 companies in the Insurance industry, placing it in the top 25.2%.
Is SiriusPoint's Net Margin % too high?
SiriusPoint's current Net Margin % of 13.22% is 27% above median its 10-year median of 10.39. The Insurance industry median Net Margin % is 9.29. SiriusPoint's value of 13.22% is 42.3% above this industry median. Based on the distribution chart, SiriusPoint ranks #127 out of 503 companies in the Insurance industry, which is above the industry midpoint. Overall, SiriusPoint has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SiriusPoint's Net Margin % compare to HG and GLRE?
According to the Insurance industry distribution chart, SiriusPoint ranks #127 out of 503 companies for Net Margin %. This puts SiriusPoint in the upper half of its industry. The industry median Net Margin % is 9.29. SiriusPoint's value of 13.22% is 42.3% above this benchmark. While the company's 10-year median is 10.39 vs. the industry median of 9.29, SiriusPoint has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SiriusPoint's current Net Margin % of 13.22% is 42.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on SiriusPoint and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SiriusPoint's current Net Margin % is 13.22%, which is 27% above median its own 10-year median of 10.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SiriusPoint stock overvalued right now?
Based on GuruFocus' analysis, SiriusPoint (SPNT) is currently considered Modestly Overvalued. The stock's GF Value™ is $19.77, compared to a current price of $23.44 — trading 18.6% above its estimated fair value. The current Net Margin % is 13.22%, which is 27% above median its 10-year median of 10.39 and 42.3% above the Insurance industry median of 9.29. SiriusPoint's overall GF Score™ is 83/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For SiriusPoint (SPNT), the current Net Margin % is 13.22% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SiriusPoint (SPNT) Overvalued in 2026?
Based on GuruFocus' analysis, SiriusPoint stock appears to be overvalued.
The current stock price of $23.44 is trading 18.6% above its estimated GF Value™ of $19.77.
GuruFocus considers SiriusPoint to be Modestly Overvalued.
Key valuation signals for SPNT:
Net Margin %: 13.22% (27% above median its 10-year median of 10.39)
GF Value™: $19.77 vs. price of $23.44 (18.6% above fair value)
Industry Position: 42.3% above the Insurance median (#127 of 503)
No single metric tells the full story. See the SPNT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SiriusPoint Ltd provides property and casualty reinsurance coverage to insurance and reinsurance companies in the United States, Canada, Bermuda, the United Kingdom, and Europe. The company operates through two operating segments: Reinsurance and Insurance & Services. The company's product portfolio consists of reinsurance contracts for property insurance including both residential and commercial properties, workers' compensation, personal automobile, businesses' general liability insurance, professional liability insurance to protect professional advisors and service providers, agriculture insurance, and mortgage insurance. The majority of the revenue is generated from its Insurance & Services segment.
83GF Score
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