Afya (STU:1AY) FCF Margin %: 41.67% (As of Mar. 2026) — 77% Above Median

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STU:1AY Afya Ltd STU:1AY
91 GF Score
Price €12.00
GF Value €18.46
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Afya FCF Margin %?

Afya STU:1AY 91 FCF Margin % is 41.67% as of Mar. 2026, which is 77% above its 10-year median of 23.48. GuruFocus rates STU:1AY with a GF Score™ of 91/100 and a GF Value™ of €18.46 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 254 Education companies, Afya ranks better than 88.98% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Afya's Free Cash Flow for the three months ended in Mar. 2026 was €69.8 Mil. Afya's Revenue for the three months ended in Mar. 2026 was €167.5 Mil. Therefore, Afya's FCF Margin % for the quarter that ended in Mar. 2026 was 41.67%.

As of today, Afya's current FCF Yield % is 17.26%.

The historical rank and industry rank for Afya's FCF Margin % or its related term are showing as below:

STU:1AY' s FCF Margin % Range Over the Past 10 Years
Min: 8.73   Med: 23.48   Max: 31.58
Current: 31.53


During the past 9 years, the highest FCF Margin % of Afya was 31.58%. The lowest was 8.73%. And the median was 23.48%.

STU:1AY's FCF Margin % is ranked better than
88.98% of 254 companies
in the Education industry
Industry Median: 9.185 vs STU:1AY: 31.53


Afya FCF Margin % Related Terms


Afya FCF Margin % Historical Data

* Premium members only.

The historical data trend for Afya's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Afya FCF Margin % Chart

Afya Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only 20.59 23.48 27.75 31.48 31.58

Afya Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 43.53 19.46 46.10 16.75 41.67

STU:1AY vs DAO, PXED, LINC: FCF Margin % Comparison

For the Education & Training Services subindustry, Afya's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Afya FCF Margin % vs Education Industry

For the Education industry and Consumer Defensive sector, Afya's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Afya's FCF Margin % falls into.


STU:1AY
91GF Score
Afya Ltd STU:1AY
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Afya FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Afya's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=182.765/578.744
=31.58 %

Afya's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=69.804/167.507
=41.67 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 41.67% mean?
Afya (STU:1AY) has a FCF Margin % of 41.67% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Afya and its competitors. This is 77% above median its historical median of 23.48. Over the past decade, Afya's FCF Margin % has ranged from 8.73 to 31.58. According to the industry distribution chart, Afya ranks #28 out of 254 companies in the Education industry, placing it in the top 11%.
Is Afya's FCF Margin % too high?
Afya's current FCF Margin % of 41.67% is 77% above median its 10-year median of 23.48. Over the past 10 years, this metric has ranged from a low of 8.73 to a high of 31.58. The Education industry median FCF Margin % is 9.19. Afya's value of 41.67% is 353.7% above this industry median. Based on the distribution chart, Afya ranks #28 out of 254 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Afya has a GF Score™ of 91/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Afya's FCF Margin % compare to DAO and PXED?
According to the Education industry distribution chart, Afya ranks #28 out of 254 companies for FCF Margin %. This places Afya in the top 11% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.19. Afya's value of 41.67% is 353.7% above this benchmark. Historically, Afya's own FCF Margin % has ranged from 8.73 to 31.58 over the past decade. While the company's 10-year median is 23.48 vs. the industry median of 9.19, Afya has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Education company?
The median FCF Margin % among Education companies is 9.19, based on 254 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Afya's current FCF Margin % of 41.67% is 353.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Afya and its competitors. For the Education industry, the median FCF Margin % is 9.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Afya's current FCF Margin % is 41.67%, which is 77% above median its own 10-year median of 23.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Afya stock overvalued right now?
Based on GuruFocus' analysis, Afya (STU:1AY) is currently considered Significantly Undervalued. The stock's GF Value™ is €18.46, compared to a current price of €12.00 — trading 35% below its estimated fair value. The current FCF Margin % is 41.67%, which is 77% above median its 10-year median of 23.48 and 353.7% above the Education industry median of 9.19. Afya's overall GF Score™ is 91/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Afya (STU:1AY), the current FCF Margin % is 41.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Afya (STU:1AY) Overvalued in 2026?

Based on GuruFocus' analysis, Afya stock appears to be undervalued. The current stock price of €12.00 is trading 35% below its estimated GF Value™ of €18.46. GuruFocus considers Afya to be Significantly Undervalued.

Key valuation signals for STU:1AY:

  • FCF Margin %: 41.67% (77% above median its 10-year median of 23.48)
  • GF Value™: €18.46 vs. price of €12.00 (35% below fair value)
  • GF Score™: 91/100 with 2 warning signs
  • Industry Position: 353.7% above the Education median (#28 of 254)

No single metric tells the full story. See the STU:1AY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Afya Business Description

Address Rua Paraiba, No. 330, 17th floor, Funcionarios, Belo Horizonte, MG, BRA
Afya Ltd is a medical education group based in Brazil. Its education portfolio has several courses in addition to Medicine, such as Management, Dentistry, Law, Engineering, Nursing, Psychology, and Accounting Sciences, among others. It has three segments; Undergraduate, deriving key revenue provides educational services through undergraduate courses related to medical school, undergraduate health science and other ex-health undergraduate programs, Continuing Education provides medical education, specialization and graduate courses in medicine, delivered through digital and in-person content; and Medical practice solution provides clinical decision, clinical management and doctor-patient relationships for physicians and provide access, demand and efficiency for the healthcare players.
91GF Score

Get the complete analysis for STU:1AY

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.00
Price
€18.46
GF Value