Afya (STU:1AY) Tariff Resilience Score: 7/10 (As of Jul. 23, 2026)

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STU:1AY Afya Ltd STU:1AY
91 GF Score
Price €12.00
GF Value €18.46
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Afya Tariff Resilience Score?

Afya STU:1AY -1.64% 91 Tariff Resilience Score is 7 as of Jul. 23, 2026. GuruFocus rates STU:1AY with a GF Score™ of 91/100 and a GF Value™ of €18.46 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 259 Education companies, Afya ranks better than 91.51% on this metric.

Afya has the Tariff Resilience Score of 7, which implies that the company might have Highly Resilient.

Afya has Afya operates in the education sector in Brazil, with limited international trade exposure. Its primary vulnerability is indirect, through potential economic impacts on students' ability to pay, but direct tariff impacts are minimal.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Afya might have Highly Resilient.

Afya  (STU:1AY) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Afya Tariff Resilience Score Related Terms

STU:1AY vs DAO, PXED, LINC: Tariff Resilience Score Comparison

For the Education & Training Services subindustry, Afya's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Afya Tariff Resilience Score vs Education Industry

For the Education industry and Consumer Defensive sector, Afya's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Afya's Tariff Resilience Score falls into.


STU:1AY
91GF Score
Afya Ltd STU:1AY
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 7 mean?
Afya (STU:1AY) has a Tariff Resilience Score of 7 as of Jul. 23, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Afya ranks #22 out of 259 companies in the Education industry, placing it in the top 8.5%.
Is Afya's Tariff Resilience Score too high?
Afya's current Tariff Resilience Score is 7. Based on the distribution chart, Afya ranks #22 out of 259 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Afya has a GF Score™ of 91/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Afya's Tariff Resilience Score compare to DAO and PXED?
According to the Education industry distribution chart, Afya ranks #22 out of 259 companies for Tariff Resilience Score. This places Afya in the top 9% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for an Education company?
A good Tariff Resilience Score depends on the Education industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Afya's current Tariff Resilience Score is 7. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Afya stock overvalued right now?
Based on GuruFocus' analysis, Afya (STU:1AY) is currently considered Significantly Undervalued. The stock's GF Value™ is €18.46, compared to a current price of €12.00 — trading 35% below its estimated fair value. The current Tariff Resilience Score is 7. Afya's overall GF Score™ is 91/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Afya (STU:1AY), the current Tariff Resilience Score is 7 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Afya (STU:1AY) Overvalued in 2026?

Based on GuruFocus' analysis, Afya stock appears to be undervalued. The current stock price of €12.00 is trading 35% below its estimated GF Value™ of €18.46. GuruFocus considers Afya to be Significantly Undervalued.

Key valuation signals for STU:1AY:

  • Tariff Resilience Score: 7
  • GF Value™: €18.46 vs. price of €12.00 (35% below fair value)
  • GF Score™: 91/100 with 2 warning signs

No single metric tells the full story. See the STU:1AY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Afya Business Description

Address Rua Paraiba, No. 330, 17th floor, Funcionarios, Belo Horizonte, MG, BRA
Afya Ltd is a medical education group based in Brazil. Its education portfolio has several courses in addition to Medicine, such as Management, Dentistry, Law, Engineering, Nursing, Psychology, and Accounting Sciences, among others. It has three segments; Undergraduate, deriving key revenue provides educational services through undergraduate courses related to medical school, undergraduate health science and other ex-health undergraduate programs, Continuing Education provides medical education, specialization and graduate courses in medicine, delivered through digital and in-person content; and Medical practice solution provides clinical decision, clinical management and doctor-patient relationships for physicians and provide access, demand and efficiency for the healthcare players.
91GF Score

Get the complete analysis for STU:1AY

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.00
Price
€18.46
GF Value