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The historical data trend for Bank of Tianjin Co's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Tianjin Co FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Bank of Tianjin Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Tianjin Co FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Tianjin Co's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Bank of Tianjin Co's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Tianjin Co (STU:B95) has a FCF Margin % of 28.58% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank of Tianjin Co and its competitors. This is 3564% above median its historical median of 0.78. According to the industry distribution chart, Bank of Tianjin Co ranks #658 out of 1523 companies in the Banks industry, placing it in the top 43.2%.
Is Bank of Tianjin Co's FCF Margin % too high?
Bank of Tianjin Co's current FCF Margin % of 28.58% is 3564% above median its 10-year median of 0.78. The Banks industry median FCF Margin % is 28.93. Bank of Tianjin Co's value of 28.58% is 1.2% below this industry median. Based on the distribution chart, Bank of Tianjin Co ranks #658 out of 1523 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Tianjin Co has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Tianjin Co's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Bank of Tianjin Co ranks #658 out of 1523 companies for FCF Margin %. This puts Bank of Tianjin Co in the upper half of its industry. The industry median FCF Margin % is 28.93. Bank of Tianjin Co's value of 28.58% is 1.2% below this benchmark. While the company's 10-year median is 0.78 vs. the industry median of 28.93, Bank of Tianjin Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 28.93, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Tianjin Co's current FCF Margin % of 28.58% is 1.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank of Tianjin Co and its competitors. For the Banks industry, the median FCF Margin % is 28.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Tianjin Co's current FCF Margin % is 28.58%, which is 3564% above median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Tianjin Co stock overvalued right now?
Bank of Tianjin Co (STU:B95) has a current FCF Margin % of 28.58%. The stock's GF Value™ is €0.21, compared to a current price of €0.22 — trading 4.8% above its estimated fair value. The current FCF Margin % is 28.58%, which is 3564% above median its 10-year median of 0.78 and 1.2% below the Banks industry median of 28.93. Bank of Tianjin Co's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bank of Tianjin Co (STU:B95), the current FCF Margin % is 28.58% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Tianjin Co (STU:B95) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Tianjin Co stock appears to be overvalued.
The current stock price of €0.22 is trading 4.8% above its estimated GF Value™ of €0.21.
Key valuation signals for STU:B95:
FCF Margin %: 28.58% (3564% above median its 10-year median of 0.78)
GF Value™: €0.21 vs. price of €0.22 (4.8% above fair value)
Industry Position: 1.2% below the Banks median (#658 of 1523)
No single metric tells the full story. See the STU:B95 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Tianjin Co Ltd is engaged in corporate banking, personal banking, treasury operations, and other financial services, providing a diversified range of banking products and services. The corporate banking segment, which generates maximum revenue, offers loans, trade financing, deposit-taking, and intermediary services to corporations, government agencies, and financial institutions. The personal banking segment provides loans, deposits, card business, wealth management, and intermediary services to individual customers. The treasury operations segment conducts money market, foreign exchange, precious metals, and derivatives transactions, and debt instrument investments for its own accounts or on behalf of customers.
55GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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