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Bank of Tianjin CoSTU:B95 +1.85%55 OCF Yield % is 27.40 as of Sep. 21, 2026, which is 42% below its 10-year median of 46.92. GuruFocus rates STU:B95 with a GF Score™ of 55/100 and a GF Value™ of €0.21. The stock has 4 warning signs investors should review. Among 1,488 Banks companies, Bank of Tianjin Co ranks better than 89.92% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Bank of Tianjin Co OCF Yield % Related Terms
Bank of Tianjin Co OCF Yield % Historical Data
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The historical data trend for Bank of Tianjin Co's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Tianjin Co OCF Yield % Competitor Comparison
For the Banks - Regional subindustry, Bank of Tianjin Co's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Tianjin Co OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Tianjin Co's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Bank of Tianjin Co's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Tianjin Co (STU:B95) has a OCF Yield % of 27.40 as of Sep. 21, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Bank of Tianjin Co and its competitors. This is 42% below median its historical median of 46.92. According to the industry distribution chart, Bank of Tianjin Co ranks #150 out of 1488 companies in the Banks industry, placing it in the top 10.1%.
Is Bank of Tianjin Co's OCF Yield % too high?
Bank of Tianjin Co's current OCF Yield % of 27.40 is 42% below median its 10-year median of 46.92. The Banks industry median OCF Yield % is 9.12. Bank of Tianjin Co's value of 27.40 is 200.4% above this industry median. Based on the distribution chart, Bank of Tianjin Co ranks #150 out of 1488 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Tianjin Co has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Tianjin Co's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Bank of Tianjin Co ranks #150 out of 1488 companies for OCF Yield %. This places Bank of Tianjin Co in the top 10% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.12. Bank of Tianjin Co's value of 27.40 is 200.4% above this benchmark. While the company's 10-year median is 46.92 vs. the industry median of 9.12, Bank of Tianjin Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.12, based on 1,488 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Tianjin Co's current OCF Yield % of 27.40 is 200.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Bank of Tianjin Co and its competitors. For the Banks industry, the median OCF Yield % is 9.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Tianjin Co's current OCF Yield % is 27.40, which is 42% below median its own 10-year median of 46.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Tianjin Co stock overvalued right now?
Bank of Tianjin Co (STU:B95) has a current OCF Yield % of 27.40. The stock's GF Value™ is €0.21, compared to a current price of €0.22 — trading 4.8% above its estimated fair value. The current OCF Yield % is 27.40, which is 42% below median its 10-year median of 46.92 and 200.4% above the Banks industry median of 9.12. Bank of Tianjin Co's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Bank of Tianjin Co (STU:B95), the current OCF Yield % is 27.40 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Tianjin Co (STU:B95) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Tianjin Co stock appears to be overvalued.
The current stock price of €0.22 is trading 4.8% above its estimated GF Value™ of €0.21.
Key valuation signals for STU:B95:
OCF Yield %: 27.40 (42% below median its 10-year median of 46.92)
GF Value™: €0.21 vs. price of €0.22 (4.8% above fair value)
Industry Position: 200.4% above the Banks median (#150 of 1488)
No single metric tells the full story. See the STU:B95 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Tianjin Co Ltd is engaged in corporate banking, personal banking, treasury operations, and other financial services, providing a diversified range of banking products and services. The corporate banking segment, which generates maximum revenue, offers loans, trade financing, deposit-taking, and intermediary services to corporations, government agencies, and financial institutions. The personal banking segment provides loans, deposits, card business, wealth management, and intermediary services to individual customers. The treasury operations segment conducts money market, foreign exchange, precious metals, and derivatives transactions, and debt instrument investments for its own accounts or on behalf of customers.
55GF Score
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