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Axos FinancialSTU:BB4 74 FCF Margin % is 52.71% as of Jun. 2026, which is 49% above its 10-year median of 35.32. GuruFocus rates STU:BB4 with a GF Score™ of 74/100 and a GF Value™ of €79.11. The stock has 4 warning signs investors should review. Among 1,496 Banks companies, Axos Financial ranks worse than 60.23% on this metric.
The historical data trend for Axos Financial's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:BB4 vs OZK, EBC, FINN: FCF Margin % Comparison
For the Banks - Regional subindustry, Axos Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Axos Financial FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Axos Financial's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Axos Financial's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Axos Financial (STU:BB4) has a FCF Margin % of 52.71% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Axos Financial and its competitors. This is 49% above median its historical median of 35.32. Over the past decade, Axos Financial's FCF Margin % has ranged from 18.70 to 63.54. According to the industry distribution chart, Axos Financial ranks #901 out of 1496 companies in the Banks industry, placing it in the top 60.2%.
Is Axos Financial's FCF Margin % too high?
Axos Financial's current FCF Margin % of 52.71% is 49% above median its 10-year median of 35.32. Over the past 10 years, this metric has ranged from a low of 18.70 to a high of 63.54. The Banks industry median FCF Margin % is 27.28. Axos Financial's value of 52.71% is 93.2% above this industry median. Based on the distribution chart, Axos Financial ranks #901 out of 1496 companies in the Banks industry, which is below the industry midpoint. Overall, Axos Financial has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Axos Financial's FCF Margin % compare to OZK and EBC?
According to the Banks industry distribution chart, Axos Financial ranks #901 out of 1496 companies for FCF Margin %. This places Axos Financial in the lower half of its industry. The industry median FCF Margin % is 27.28. Axos Financial's value of 52.71% is 93.2% above this benchmark. Historically, Axos Financial's own FCF Margin % has ranged from 18.70 to 63.54 over the past decade. While the company's 10-year median is 35.32 vs. the industry median of 27.28, Axos Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.28, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Axos Financial's current FCF Margin % of 52.71% is 93.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Axos Financial and its competitors. For the Banks industry, the median FCF Margin % is 27.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Axos Financial's current FCF Margin % is 52.71%, which is 49% above median its own 10-year median of 35.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axos Financial stock overvalued right now?
Axos Financial (STU:BB4) has a current FCF Margin % of 52.71%. The stock's GF Value™ is €79.11, compared to a current price of €84.00 — trading 6.2% above its estimated fair value. The current FCF Margin % is 52.71%, which is 49% above median its 10-year median of 35.32 and 93.2% above the Banks industry median of 27.28. Axos Financial's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Axos Financial (STU:BB4), the current FCF Margin % is 52.71% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Axos Financial (STU:BB4) Overvalued in 2026?
Based on GuruFocus' analysis, Axos Financial stock appears to be overvalued.
The current stock price of €84.00 is trading 6.2% above its estimated GF Value™ of €79.11.
Key valuation signals for STU:BB4:
FCF Margin %: 52.71% (49% above median its 10-year median of 35.32)
GF Value™: €79.11 vs. price of €84.00 (6.2% above fair value)
Industry Position: 93.2% above the Banks median (#901 of 1496)
No single metric tells the full story. See the STU:BB4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Axos Financial Inc is a bank holding company that operates through its bank subsidiary, BofI Federal Bank, a nationwide bank that provides financing for single and multifamily residential properties, small to medium-size businesses in certain sectors, and selected specialty finance receivables. Its operating segments are banking business segment and securities business segment. The bank distributed its products through a wide range of retail distribution channels, including only banking brands, affinity groups, and sales teams, among others. The majority of the bank's mortgage exposure is titled toward the state of California, particularly its southern region. Net interest income is a majority of the bank's revenue.
74GF Score
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