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Axos Financial has the GF Score of 84, which implies that the company
might have
Good outperformance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Axos Financial
might have
Good outperformance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Axos Financial (STU:BB4) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Axos Financial GF Score Related Terms
STU:BB4 vs OZK, HOMB, FFIN: GF Score Comparison
For the Banks - Regional subindustry, Axos Financial's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Axos Financial GF Score vs Banks Industry
For the Banks industry and Financial Services sector, Axos Financial's GF Score distribution charts can be found below:
* The bar in red indicates where Axos Financial's GF Score falls into.
Axos Financial (STU:BB4) has a GF Score of 84 as of Jul. 19, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Axos Financial and its competitors. This is near median its historical median of 81.00. Over the past decade, Axos Financial's GF Score has ranged from 20.00 to 92.00.
Is Axos Financial's GF Score too high?
Axos Financial's current GF Score of 84 is near median its 10-year median of 81.00. Over the past 10 years, this metric has ranged from a low of 20.00 to a high of 92.00. Overall, Axos Financial has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does Axos Financial's GF Score compare to OZK and HOMB?
Axos Financial's GF Score of 84 can be compared against companies in the Banks industry. Historically, Axos Financial's own GF Score has ranged from 20.00 to 92.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Axos Financial and its competitors. Axos Financial's current GF Score is 84, which is near median its own 10-year median of 81.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Axos Financial stock overvalued right now?
Axos Financial (STU:BB4) has a current GF Score of 84. The stock's GF Value™ is €77.11, compared to a current price of €87.00 — trading 12.8% above its estimated fair value. The current GF Score is 84, which is near median its 10-year median of 81.00. Axos Financial's overall GF Score™ is 84/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Axos Financial (STU:BB4), the current GF Score is 84 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Axos Financial (STU:BB4) Overvalued in 2026?
Based on GuruFocus' analysis, Axos Financial stock appears to be overvalued.
The current stock price of €87.00 is trading 12.8% above its estimated GF Value™ of €77.11.
Key valuation signals for STU:BB4:
GF Score: 84 (near median its 10-year median of 81.00)
GF Value™: €77.11 vs. price of €87.00 (12.8% above fair value)
No single metric tells the full story. See the STU:BB4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Axos Financial Inc is a bank holding company that operates through its bank subsidiary, BofI Federal Bank, a nationwide bank that provides financing for single and multifamily residential properties, small to medium-size businesses in certain sectors, and selected specialty finance receivables. Its operating segments are banking business segment and securities business segment. The bank distributed its products through a wide range of retail distribution channels, including only banking brands, affinity groups, and sales teams, among others. The majority of the bank's mortgage exposure is titled toward the state of California, particularly its southern region. Net interest income is a majority of the bank's revenue.
84GF Score
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