CrediaBankSTU:BCA0 -12.06%27 FCF Margin % is -538.97% as of Mar. 2026. GuruFocus rates STU:BCA0 with a GF Score™ of 27/100. The stock has 2 warning signs investors should review. Among 1,509 Banks companies, CrediaBank ranks worse than 82.64% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. CrediaBank's Free Cash Flow for the
three
months ended in Mar. 2026 was €-328.6 Mil. CrediaBank's Revenue for the
three
months ended in Mar. 2026 was €61.0 Mil. Therefore, CrediaBank's FCF Margin % for the quarter that ended in Mar. 2026 was -538.97%.
The historical rank and industry rank for CrediaBank's FCF Margin % or its related term are showing as below:
STU:BCA0'
s FCF Margin % Range Over the Past 10 Years
Min: -2264.58 Med: -49.32 Max: 260.71
Current: -34.62
During the past 13 years, the highest FCF Margin % of CrediaBank was 260.71%. The lowest was -2264.58%. And the median was -49.32%.
STU:BCA0's FCF Margin % is ranked worse than 82.64% of 1509
companies
in the Banks industry
Industry Median: 26.55
vs STU:BCA0: -34.62
CrediaBank FCF Margin % Related Terms
CrediaBank FCF Margin % Historical Data
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The historical data trend for CrediaBank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, CrediaBank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CrediaBank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, CrediaBank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where CrediaBank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CrediaBank (STU:BCA0) has a FCF Margin % of -538.97% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on CrediaBank and its competitors. According to the industry distribution chart, CrediaBank ranks #1247 out of 1509 companies in the Banks industry, placing it in the top 82.6%.
Is CrediaBank's FCF Margin % too high?
CrediaBank's current FCF Margin % is -538.97%. Based on the distribution chart, CrediaBank ranks #1247 out of 1509 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, CrediaBank has a GF Score™ of 27/100, reflecting its overall financial health beyond just this single metric.
How does CrediaBank's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, CrediaBank ranks #1247 out of 1509 companies for FCF Margin %. This places CrediaBank in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on CrediaBank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CrediaBank's current FCF Margin % is -538.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CrediaBank stock overvalued right now?
CrediaBank (STU:BCA0) has a current FCF Margin % of -538.97%. The current FCF Margin % is -538.97%. CrediaBank's overall GF Score™ is 27/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For CrediaBank (STU:BCA0), the current FCF Margin % is -538.97% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
CrediaBank SA is engaged in providing banking and financial services to individuals and businesses in Greece. The Bank offers a range of financial products, including loans, deposits, treasury services, investment products, and related banking services. The Bank operates through four main segments: Retail Banking, which provides financing and deposit services to individuals, freelancers, and small businesses; Corporate Banking, which offers financing solutions to medium and large enterprises including factoring and leasing services; Capital Management and Treasury, which manages the group's cash reserves, securities, and intermediary services in mutual funds and investment products; and Structured Financing, which includes structured financing and shipping banking activities.
27GF Score
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