Bank Ofga (TSE:8395) FCF Margin %: 0.00% (As of Mar. 2026)


TSE:8395 Bank Of Saga Ltd TSE:8395
51 GF Score
Price 円5,090.00
GF Value 円2,957.27
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Bank Ofga FCF Margin %?

Bank Ofga TSE:8395 -1.55% 51 FCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates TSE:8395 with a GF Score™ of 51/100 and a GF Value™ of 円2,957.27 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,505 Banks companies, Bank Ofga ranks worse than 94.15% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Bank Ofga's Free Cash Flow for the three months ended in Mar. 2026 was 円0 Mil. Bank Ofga's Revenue for the three months ended in Mar. 2026 was 円24,119 Mil. Therefore, Bank Ofga's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, Bank Ofga's current FCF Yield % is -91.41%.

The historical rank and industry rank for Bank Ofga's FCF Margin % or its related term are showing as below:

TSE:8395' s FCF Margin % Range Over the Past 10 Years
Min: -452.73   Med: 23.09   Max: 618.23
Current: -132.47


During the past 13 years, the highest FCF Margin % of Bank Ofga was 618.23%. The lowest was -452.73%. And the median was 23.09%.

TSE:8395's FCF Margin % is ranked worse than
94.15% of 1505 companies
in the Banks industry
Industry Median: 26.42 vs TSE:8395: -132.47


Bank Ofga FCF Margin % Related Terms


Bank Ofga FCF Margin % Historical Data

* Premium members only.

The historical data trend for Bank Ofga's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Ofga FCF Margin % Chart

Bank Ofga Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -7.82 -452.73 249.81 -57.73 -132.47

Bank Ofga Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Bank Ofga FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Bank Ofga's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Ofga FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bank Ofga's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Bank Ofga's FCF Margin % falls into.


TSE:8395
51GF Score
Bank Of Saga Ltd TSE:8395
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Ofga FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Bank Ofga's FCF Margin for the fiscal year that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=-79875/60297
=-132.47 %

Bank Ofga's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/24119
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
Bank Ofga (TSE:8395) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank Ofga and its competitors. According to the industry distribution chart, Bank Ofga ranks #1417 out of 1505 companies in the Banks industry, placing it in the top 94.2%.
Is Bank Ofga's FCF Margin % too high?
Bank Ofga's current FCF Margin % is 0.00%. Based on the distribution chart, Bank Ofga ranks #1417 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank Ofga has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Ofga's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Bank Ofga ranks #1417 out of 1505 companies for FCF Margin %. This places Bank Ofga in the lower half of its industry. The industry median FCF Margin % is 26.42. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank Ofga and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Ofga's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Ofga stock overvalued right now?
Based on GuruFocus' analysis, Bank Ofga (TSE:8395) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,957.27, compared to a current price of 円5,090.00 — trading 72.1% above its estimated fair value. The current FCF Margin % is 0.00%. Bank Ofga's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bank Ofga (TSE:8395), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Ofga (TSE:8395) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Ofga stock appears to be overvalued. The current stock price of 円5,090.00 is trading 72.1% above its estimated GF Value™ of 円2,957.27. GuruFocus considers Bank Ofga to be Significantly Overvalued.

Key valuation signals for TSE:8395:

  • FCF Margin %: 0.00%
  • GF Value™: 円2,957.27 vs. price of 円5,090.00 (72.1% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the TSE:8395 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Ofga Business Description

Other Exchanges 8395:Japan
Address 7-20 Tojin 2-Chome, Saga, JPN, 840-0813
Bank Of Saga Ltd provides banking and other financial services in Japan. The bank offers deposits account such as current, ordinary, settlement, savings, time deposits, and other deposits. It also provides loans, private placements bonds, venture company support, government bonds, municipal and corporate bonds, stocks and other securities. In addition, the bank also renders services including corporate internet banking service, foreign exchange services, telephone, and direct payment service of treasury funds and many more.
51GF Score

Get the complete analysis for TSE:8395

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円5,090.00
Price
円2,957.27
GF Value