Great-West LifecoTSX:GWO -0.33%59 FCF Margin % is 27.25% as of Mar. 2026, which is 96% above its 10-year median of 13.93. GuruFocus rates TSX:GWO with a GF Score™ of 59/100 and a GF Value™ of C$52.35 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 505 Insurance companies, Great-West Lifeco ranks better than 61.19% on this metric.
The historical rank and industry rank for Great-West Lifeco's FCF Margin % or its related term are showing as below:
TSX:GWO'
s FCF Margin % Range Over the Past 10 Years
Min: -140.07 Med: 13.93 Max: 16.1
Current: 13.73
During the past 13 years, the highest FCF Margin % of Great-West Lifeco was 16.10%. The lowest was -140.07%. And the median was 13.93%.
TSX:GWO's FCF Margin % is ranked better than 61.19% of 505
companies
in the Insurance industry
Industry Median: 9.6
vs TSX:GWO: 13.73
Great-West Lifeco FCF Margin % Related Terms
Great-West Lifeco FCF Margin % Historical Data
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The historical data trend for Great-West Lifeco's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Great-West Lifeco's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Great-West Lifeco FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Great-West Lifeco's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Great-West Lifeco's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Great-West Lifeco (TSX:GWO) has a FCF Margin % of 27.25% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Great-West Lifeco and its competitors. This is 96% above median its historical median of 13.93. According to the industry distribution chart, Great-West Lifeco ranks #196 out of 505 companies in the Insurance industry, placing it in the top 38.8%.
Is Great-West Lifeco's FCF Margin % too high?
Great-West Lifeco's current FCF Margin % of 27.25% is 96% above median its 10-year median of 13.93. The Insurance industry median FCF Margin % is 9.60. Great-West Lifeco's value of 27.25% is 183.9% above this industry median. Based on the distribution chart, Great-West Lifeco ranks #196 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, Great-West Lifeco has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Great-West Lifeco's FCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Great-West Lifeco ranks #196 out of 505 companies for FCF Margin %. This puts Great-West Lifeco in the upper half of its industry. The industry median FCF Margin % is 9.60. Great-West Lifeco's value of 27.25% is 183.9% above this benchmark. While the company's 10-year median is 13.93 vs. the industry median of 9.60, Great-West Lifeco has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Great-West Lifeco's current FCF Margin % of 27.25% is 183.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Great-West Lifeco and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Great-West Lifeco's current FCF Margin % is 27.25%, which is 96% above median its own 10-year median of 13.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Great-West Lifeco stock overvalued right now?
Based on GuruFocus' analysis, Great-West Lifeco (TSX:GWO) is currently considered Significantly Overvalued. The stock's GF Value™ is C$52.35, compared to a current price of C$88.41 — trading 68.9% above its estimated fair value. The current FCF Margin % is 27.25%, which is 96% above median its 10-year median of 13.93 and 183.9% above the Insurance industry median of 9.60. Great-West Lifeco's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Great-West Lifeco (TSX:GWO), the current FCF Margin % is 27.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Great-West Lifeco (TSX:GWO) Overvalued in 2026?
Based on GuruFocus' analysis, Great-West Lifeco stock appears to be overvalued.
The current stock price of C$88.41 is trading 68.9% above its estimated GF Value™ of C$52.35.
GuruFocus considers Great-West Lifeco to be Significantly Overvalued.
Key valuation signals for TSX:GWO:
FCF Margin %: 27.25% (96% above median its 10-year median of 13.93)
GF Value™: C$52.35 vs. price of C$88.41 (68.9% above fair value)
Industry Position: 183.9% above the Insurance median (#196 of 505)
No single metric tells the full story. See the TSX:GWO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Great-West Lifeco is one of the Big Three Canadian life insurers. The firm's Canadian business contributed around 31% of its 2025 adjusted earnings. The firm generates a further 29% of adjusted earnings from the United States, attributable to its recordkeeping business, Empower, and its US life insurance business. Great-West Lifeco also offers various products across European markets with a strong presence in the UK and Ireland, which collectively accounted for 20% of adjusted earnings, while the firm's reinsurance business accounts for the remainder. Great-West Lifeco had around CAD 3.5 trillion of assets under administration across its business segments at the end of December 2025.
59GF Score
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