Bawag Group AG (WBO:BG) FCF Margin %: 0.00% (As of Dec. 2025)


WBO:BG Bawag Group AG WBO:BG
75 GF Score
Price €171.30
GF Value €105.99
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Bawag Group AG FCF Margin %?

Bawag Group AG WBO:BG -0.46% 75 FCF Margin % is 0.00% as of Dec. 2025. GuruFocus rates WBO:BG with a GF Score™ of 75/100 and a GF Value™ of €105.99 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,505 Banks companies, Bawag Group AG ranks worse than 96.28% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Bawag Group AG's Free Cash Flow for the three months ended in Dec. 2025 was €0 Mil. Bawag Group AG's Revenue for the three months ended in Dec. 2025 was €673 Mil. Therefore, Bawag Group AG's FCF Margin % for the quarter that ended in Dec. 2025 was 0.00%.

As of today, Bawag Group AG's current FCF Yield % is -25.58%.

The historical rank and industry rank for Bawag Group AG's FCF Margin % or its related term are showing as below:

WBO:BG' s FCF Margin % Range Over the Past 10 Years
Min: -186.69   Med: 18.57   Max: 113.65
Current: -186.69


During the past 13 years, the highest FCF Margin % of Bawag Group AG was 113.65%. The lowest was -186.69%. And the median was 18.57%.

WBO:BG's FCF Margin % is ranked worse than
96.28% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs WBO:BG: -186.69


Bawag Group AG FCF Margin % Related Terms


Bawag Group AG FCF Margin % Historical Data

* Premium members only.

The historical data trend for Bawag Group AG's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bawag Group AG FCF Margin % Chart

Bawag Group AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.48 -29.15 79.88 71.85 -143.25

Bawag Group AG Quarterly Data
Mar18 Jun18 Sep18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

WBO:BG vs PNC: FCF Margin % Comparison

For the Banks - Regional subindustry, Bawag Group AG's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bawag Group AG FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bawag Group AG's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Bawag Group AG's FCF Margin % falls into.


WBO:BG
75GF Score
Bawag Group AG WBO:BG
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bawag Group AG FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Bawag Group AG's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-3372/2353.9
=-143.25 %

Bawag Group AG's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=0/673.2
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
Bawag Group AG (WBO:BG) has a FCF Margin % of 0.00% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bawag Group AG and its competitors. According to the industry distribution chart, Bawag Group AG ranks #1449 out of 1505 companies in the Banks industry, placing it in the top 96.3%.
Is Bawag Group AG's FCF Margin % too high?
Bawag Group AG's current FCF Margin % is 0.00%. Based on the distribution chart, Bawag Group AG ranks #1449 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bawag Group AG has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bawag Group AG's FCF Margin % compare to PNC?
According to the Banks industry distribution chart, Bawag Group AG ranks #1449 out of 1505 companies for FCF Margin %. This places Bawag Group AG in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bawag Group AG and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bawag Group AG's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bawag Group AG stock overvalued right now?
Based on GuruFocus' analysis, Bawag Group AG (WBO:BG) is currently considered Significantly Overvalued. The stock's GF Value™ is €105.99, compared to a current price of €171.30 — trading 61.6% above its estimated fair value. The current FCF Margin % is 0.00%. Bawag Group AG's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bawag Group AG (WBO:BG), the current FCF Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bawag Group AG (WBO:BG) Overvalued in 2026?

Based on GuruFocus' analysis, Bawag Group AG stock appears to be overvalued. The current stock price of €171.30 is trading 61.6% above its estimated GF Value™ of €105.99. GuruFocus considers Bawag Group AG to be Significantly Overvalued.

Key valuation signals for WBO:BG:

  • FCF Margin %: 0.00%
  • GF Value™: €105.99 vs. price of €171.30 (61.6% above fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the WBO:BG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bawag Group AG Business Description

Address Wiedner Gurtel 11, Vienna, AUT, 1100
Bawag Group AG provides banking and financial products and services. The company serves retail, small business, and corporate customers offering comprehensive savings, payment, lending, leasing, investment, building society, and insurance products and services through various online and offline channels. The operating business segments of the company are Retail & SME, Corporates, Real Estate & Public Sector, Treasury and Corporate Center. The majority of the company's revenue is derived from the Retail& SME segment.
75GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€171.30
Price
€105.99
GF Value