CLOV (Clover Health Investments) FCF Yield %: 1.99 (As of Jun. 24, 2026)


CLOV Clover Health Investments Corp CLOV
81 GF Score
Price $5.21
GF Value $3.95
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Clover Health Investments FCF Yield %?

Clover Health Investments CLOV +3.17% 81 FCF Yield % is 1.99 as of Jun. 24, 2026. GuruFocus rates CLOV with a GF Score™ of 81/100 and a GF Value™ of $3.95 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 18 Healthcare Plans companies, Clover Health Investments ranks worse than 94.44% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Clover Health Investments's Trailing 12-Month Free Cash Flow is $55 Mil, and Market Cap is $2,744 Mil. Therefore, Clover Health Investments's FCF Yield % for today is 1.99%.

The historical rank and industry rank for Clover Health Investments's FCF Yield % or its related term are showing as below:

CLOV' s FCF Yield % Range Over the Past 10 Years
Min: -64.22   Med: -8.45   Max: 5.96
Current: 1.99


During the past 7 years, the highest FCF Yield % of Clover Health Investments was 5.96%. The lowest was -64.22%. And the median was -8.45%.

CLOV's FCF Yield % is ranked worse than
94.44% of 18 companies
in the Healthcare Plans industry
Industry Median: 5.5 vs CLOV: 1.99

Clover Health Investments's FCF Margin % for the quarter that ended in Mar. 2026 was 14.29%.


Clover Health Investments FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Clover Health Investments FCF Yield % Related Terms


Clover Health Investments FCF Yield % Historical Data

* Premium members only.

The historical data trend for Clover Health Investments's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Clover Health Investments FCF Yield % Chart

Clover Health Investments Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial -16.16 -46.86 -31.19 2.10 -5.66

Clover Health Investments Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.62 1.36 2.90 -22.55 46.31

CLOV vs PGNY, ALHC, PFHO: FCF Yield % Comparison

For the Healthcare Plans subindustry, Clover Health Investments's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Clover Health Investments FCF Yield % vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Clover Health Investments's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Clover Health Investments's FCF Yield % falls into.


CLOV
81GF Score
Clover Health Investments Corp CLOV
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Clover Health Investments FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Clover Health Investments's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-68.977 / 1219.75105
=-5.66%

Clover Health Investments's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=107.041 * 4 / 924.47696
=46.31%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 1.99 mean?
Clover Health Investments (CLOV) has a FCF Yield % of 1.99 as of Jun. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Clover Health Investments and its competitors. According to the industry distribution chart, Clover Health Investments ranks #17 out of 18 companies in the Healthcare Plans industry, placing it in the top 94.4%.
Is Clover Health Investments' FCF Yield % too high?
Clover Health Investments' current FCF Yield % is 1.99. The Healthcare Plans industry median FCF Yield % is 5.50. Clover Health Investments' value of 1.99 is 63.8% below this industry median. Based on the distribution chart, Clover Health Investments ranks #17 out of 18 companies in the Healthcare Plans industry, which is in the bottom quartile relative to peers. Overall, Clover Health Investments has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Clover Health Investments' FCF Yield % compare to PGNY and ALHC?
According to the Healthcare Plans industry distribution chart, Clover Health Investments ranks #17 out of 18 companies for FCF Yield %. This places Clover Health Investments in the lower half of its industry. The industry median FCF Yield % is 5.50. Clover Health Investments' value of 1.99 is 63.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Healthcare Plans company?
The median FCF Yield % among Healthcare Plans companies is 5.50, based on 18 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Clover Health Investments's current FCF Yield % of 1.99 is 63.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Clover Health Investments and its competitors. For the Healthcare Plans industry, the median FCF Yield % is 5.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clover Health Investments's current FCF Yield % is 1.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clover Health Investments stock overvalued right now?
Based on GuruFocus' analysis, Clover Health Investments (CLOV) is currently considered Significantly Overvalued. The stock's GF Value™ is $3.95, compared to a current price of $5.21 — trading 31.9% above its estimated fair value. The current FCF Yield % is 1.99 and 63.8% below the Healthcare Plans industry median of 5.50. Clover Health Investments' overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Clover Health Investments (CLOV), the current FCF Yield % is 1.99 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clover Health Investments (CLOV) Overvalued in 2026?

Based on GuruFocus' analysis, Clover Health Investments stock appears to be overvalued. The current stock price of $5.21 is trading 31.9% above its estimated GF Value™ of $3.95. GuruFocus considers Clover Health Investments to be Significantly Overvalued.

Key valuation signals for CLOV:

  • FCF Yield %: 1.99
  • GF Value™: $3.95 vs. price of $5.21 (31.9% above fair value)
  • GF Score™: 81/100 with 5 warning signs
  • Industry Position: 63.8% below the Healthcare Plans median (#17 of 18)

No single metric tells the full story. See the CLOV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Clover Health Investments Business Description

Other Exchanges 7QD:GermanyCLOV34:Brazil
Address 3401 Mallory Lane, Suite 210, Franklin, TN, USA, 37067
Clover Health Investments Corp is a healthcare technology company. It focuses on empowering Medicare physicians to proactively manage chronic diseases through its proprietary software platform, Clover Assistant. This cloud-based solution provides personalized insights to physicians, enabling early detection and management of chronic conditions. It operates in one segment: Insurance, through which it offers PPO and HMO plans to Medicare Advantage members in several states.
81GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.21
Price
$3.95
GF Value