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FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
F S Bancorp FCF Yield % Related Terms
F S Bancorp FCF Yield % Historical Data
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The historical data trend for F S Bancorp's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, F S Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
F S Bancorp FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, F S Bancorp's FCF Yield % distribution charts can be found below:
* The bar in red indicates where F S Bancorp's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
F S Bancorp (FXLG) has a FCF Yield % of 8.27 as of Jul. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on F S Bancorp and its competitors. According to the industry distribution chart, F S Bancorp ranks #725 out of 1502 companies in the Banks industry, placing it in the top 48.3%.
Is F S Bancorp's FCF Yield % too high?
F S Bancorp's current FCF Yield % is 8.27. The Banks industry median FCF Yield % is 7.89. F S Bancorp's value of 8.27 is 4.8% above this industry median. Based on the distribution chart, F S Bancorp ranks #725 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, F S Bancorp has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does F S Bancorp's FCF Yield % compare to SOME and OVBC?
According to the Banks industry distribution chart, F S Bancorp ranks #725 out of 1502 companies for FCF Yield %. This puts F S Bancorp in the upper half of its industry. The industry median FCF Yield % is 7.89. F S Bancorp's value of 8.27 is 4.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.89, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. F S Bancorp's current FCF Yield % of 8.27 is 4.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on F S Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 7.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. F S Bancorp's current FCF Yield % is 8.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is F S Bancorp stock overvalued right now?
Based on GuruFocus' analysis, F S Bancorp (FXLG) is currently considered Modestly Overvalued. The stock's GF Value™ is $43.02, compared to a current price of $51.98 — trading 20.8% above its estimated fair value. The current FCF Yield % is 8.27 and 4.8% above the Banks industry median of 7.89. F S Bancorp's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For F S Bancorp (FXLG), the current FCF Yield % is 8.27 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is F S Bancorp (FXLG) Overvalued in 2026?
Based on GuruFocus' analysis, F S Bancorp stock appears to be overvalued.
The current stock price of $51.98 is trading 20.8% above its estimated GF Value™ of $43.02.
GuruFocus considers F S Bancorp to be Modestly Overvalued.
Key valuation signals for FXLG:
FCF Yield %: 8.27
GF Value™: $43.02 vs. price of $51.98 (20.8% above fair value)
Industry Position: 4.8% above the Banks median (#725 of 1502)
No single metric tells the full story. See the FXLG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
F S Bancorp is a United States-based financial holding company. Through its subsidiary, a community-based commercial bank, it offers various financial services such as commercial, residential, and consumer loans, deposit accounts, credit cards, cash management, merchant services, certificates of deposits, and other related products and services. The company mainly caters to its customers in LaGrange and Steuben counties, Indiana, St. Joseph and Branch counties, Michigan, and the neighboring regions.
62GF Score
Get the complete analysis for FXLG
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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