LMND (Lemonade) FCF Yield %: 0.45 (As of Jun. 26, 2026)


LMND Lemonade Inc LMND
79 GF Score
Price $55.99
GF Value $52.01
Valuation Fairly Valued
! 2 Warning Signs
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What is Lemonade FCF Yield %?

Lemonade LMND -2.06% 79 FCF Yield % is 0.45 as of Jun. 26, 2026. GuruFocus rates LMND with a GF Score™ of 79/100 and a GF Value™ of $52.01 (Fairly Valued). The stock has 2 warning signs investors should review. Among 504 Insurance companies, Lemonade ranks worse than 75% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Lemonade's Trailing 12-Month Free Cash Flow is $19.5 Mil, and Market Cap is $4,301.2 Mil. Therefore, Lemonade's FCF Yield % for today is 0.45%.

The historical rank and industry rank for Lemonade's FCF Yield % or its related term are showing as below:

LMND' s FCF Yield % Range Over the Past 10 Years
Min: -23.94   Med: -3.31   Max: 0.5
Current: 0.45


During the past 8 years, the highest FCF Yield % of Lemonade was 0.50%. The lowest was -23.94%. And the median was -3.31%.

LMND's FCF Yield % is ranked worse than
75% of 504 companies
in the Insurance industry
Industry Median: 7.115 vs LMND: 0.45

Lemonade's FCF Margin % for the quarter that ended in Mar. 2026 was -1.59%.


Lemonade FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Lemonade FCF Yield % Related Terms


Lemonade FCF Yield % Historical Data

* Premium members only.

The historical data trend for Lemonade's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lemonade FCF Yield % Chart

Lemonade Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial -5.93 -18.27 -11.34 -0.78 -0.48

Lemonade Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -8.60 0.42 0.26 1.30 -0.34

LMND vs RLI, WTM, SIGI: FCF Yield % Comparison

For the Insurance - Property & Casualty subindustry, Lemonade's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lemonade FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Lemonade's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Lemonade's FCF Yield % falls into.


LMND
79GF Score
Lemonade Inc LMND
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Lemonade FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Lemonade's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-25.9 / 5403.06026
=-0.48%

Lemonade's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-4.1 * 4 / 4813.00916
=-0.34%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 0.45 mean?
Lemonade (LMND) has a FCF Yield % of 0.45 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Lemonade and its competitors. According to the industry distribution chart, Lemonade ranks #378 out of 504 companies in the Insurance industry, placing it in the top 75%.
Is Lemonade's FCF Yield % too high?
Lemonade's current FCF Yield % is 0.45. The Insurance industry median FCF Yield % is 7.12. Lemonade's value of 0.45 is 93.7% below this industry median. Based on the distribution chart, Lemonade ranks #378 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Lemonade has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lemonade's FCF Yield % compare to RLI and WTM?
According to the Insurance industry distribution chart, Lemonade ranks #378 out of 504 companies for FCF Yield %. This places Lemonade in the lower half of its industry. The industry median FCF Yield % is 7.12. Lemonade's value of 0.45 is 93.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.12, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lemonade's current FCF Yield % of 0.45 is 93.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Lemonade and its competitors. For the Insurance industry, the median FCF Yield % is 7.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lemonade's current FCF Yield % is 0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lemonade stock overvalued right now?
Based on GuruFocus' analysis, Lemonade (LMND) is currently considered Fairly Valued. The stock's GF Value™ is $52.01, compared to a current price of $55.99 — trading 7.7% above its estimated fair value. The current FCF Yield % is 0.45 and 93.7% below the Insurance industry median of 7.12. Lemonade's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Lemonade (LMND), the current FCF Yield % is 0.45 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lemonade (LMND) Overvalued in 2026?

Based on GuruFocus' analysis, Lemonade stock appears to be overvalued. The current stock price of $55.99 is trading 7.7% above its estimated GF Value™ of $52.01. GuruFocus considers Lemonade to be Fairly Valued.

Key valuation signals for LMND:

  • FCF Yield %: 0.45
  • GF Value™: $52.01 vs. price of $55.99 (7.7% above fair value)
  • GF Score™: 79/100 with 2 warning signs
  • Industry Position: 93.7% below the Insurance median (#378 of 504)

No single metric tells the full story. See the LMND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lemonade Business Description

Address 5 Crosby Street, 3rd Floor, New York, NY, USA, 10013
Lemonade Inc operates in the insurance industry. The company offers digital and artificial intelligence based platform for various insurances and for settling claims and paying premiums. The platform ensures transparency in issuing policies and settling disputes. The company is using technology, data, artificial intelligence, contemporary design, and social impact to deliver delightful and affordable insurances. The Company operates in one report segment providing personal property and casualty insurance products within the United States and Europe, including the UK.
79GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$55.99
Price
$52.01
GF Value