LMND (Lemonade) Tariff Resilience Score: 8/10 (As of Jul. 01, 2026)


LMND Lemonade Inc LMND
79 GF Score
Price $69.33
GF Value $52.35
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Lemonade Tariff Resilience Score?

Lemonade LMND +6.58% 79 Tariff Resilience Score is 8 as of Jul. 01, 2026. GuruFocus rates LMND with a GF Score™ of 79/100 and a GF Value™ of $52.35 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 597 Insurance companies, Lemonade ranks better than 87.6% on this metric.

Lemonade has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Lemonade has Lemonade Inc has low tariff exposure due to its digital business model with minimal physical goods. Its operations are primarily domestic, and it has not been significantly affected by past tariffs.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Lemonade might have Highly Resilient.

Lemonade  (NYSE:LMND) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Lemonade Tariff Resilience Score Related Terms

LMND vs WTM, RLI, PLMR: Tariff Resilience Score Comparison

For the Insurance - Property & Casualty subindustry, Lemonade's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Lemonade Tariff Resilience Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Lemonade's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Lemonade's Tariff Resilience Score falls into.


LMND
79GF Score
Lemonade Inc LMND
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a Tariff Resilience Score of 8 mean?
Lemonade (LMND) has a Tariff Resilience Score of 8 as of Jul. 01, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Lemonade ranks #74 out of 597 companies in the Insurance industry, placing it in the top 12.4%.
Is Lemonade's Tariff Resilience Score too high?
Lemonade's current Tariff Resilience Score is 8. Based on the distribution chart, Lemonade ranks #74 out of 597 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Lemonade has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lemonade's Tariff Resilience Score compare to WTM and RLI?
According to the Insurance industry distribution chart, Lemonade ranks #74 out of 597 companies for Tariff Resilience Score. This places Lemonade in the top 12% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for an Insurance company?
A good Tariff Resilience Score depends on the Insurance industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Lemonade's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lemonade stock overvalued right now?
Based on GuruFocus' analysis, Lemonade (LMND) is currently considered Significantly Overvalued. The stock's GF Value™ is $52.35, compared to a current price of $69.33 — trading 32.4% above its estimated fair value. The current Tariff Resilience Score is 8. Lemonade's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Lemonade (LMND), the current Tariff Resilience Score is 8 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lemonade (LMND) Overvalued in 2026?

Based on GuruFocus' analysis, Lemonade stock appears to be overvalued. The current stock price of $69.33 is trading 32.4% above its estimated GF Value™ of $52.35. GuruFocus considers Lemonade to be Significantly Overvalued.

Key valuation signals for LMND:

  • Tariff Resilience Score: 8
  • GF Value™: $52.35 vs. price of $69.33 (32.4% above fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the LMND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lemonade Business Description

Address 5 Crosby Street, 3rd Floor, New York, NY, USA, 10013
Lemonade Inc operates in the insurance industry. The company offers digital and artificial intelligence based platform for various insurances and for settling claims and paying premiums. The platform ensures transparency in issuing policies and settling disputes. The company is using technology, data, artificial intelligence, contemporary design, and social impact to deliver delightful and affordable insurances. The Company operates in one report segment providing personal property and casualty insurance products within the United States and Europe, including the UK.
79GF Score

Get the complete analysis for LMND

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$69.33
Price
$52.35
GF Value