The South Indian Bank (NSE:SOUTHBANK) FCF Yield %: 32.93 (As of Jul. 09, 2026)


NSE:SOUTHBANK The South Indian Bank Ltd NSE:SOUTHBANK
60 GF Score
Price ₹43.70
GF Value ₹25.73
Valuation Significantly Overvalued
! 8 Warning Signs
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What is The South Indian Bank FCF Yield %?

The South Indian Bank NSE:SOUTHBANK -8.33% 60 FCF Yield % is 32.93 as of Jul. 09, 2026. GuruFocus rates NSE:SOUTHBANK with a GF Score™ of 60/100 and a GF Value™ of ₹25.73 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,502 Banks companies, The South Indian Bank ranks better than 83.02% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, The South Indian Bank's Trailing 12-Month Free Cash Flow is ₹37,658 Mil, and Market Cap is ₹114,331 Mil. Therefore, The South Indian Bank's FCF Yield % for today is 32.93%.

The historical rank and industry rank for The South Indian Bank's FCF Yield % or its related term are showing as below:

NSE:SOUTHBANK' s FCF Yield % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 32.93
Current: 32.93


During the past 13 years, the highest FCF Yield % of The South Indian Bank was 32.93%. The lowest was 0.00%. And the median was 0.00%.

NSE:SOUTHBANK's FCF Yield % is ranked better than
83.02% of 1502 companies
in the Banks industry
Industry Median: 8.205 vs NSE:SOUTHBANK: 32.93

The South Indian Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


The South Indian Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


The South Indian Bank FCF Yield % Related Terms


The South Indian Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for The South Indian Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The South Indian Bank FCF Yield % Chart

The South Indian Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 322.65 -240.54 96.70 -41.61 42.04

The South Indian Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

The South Indian Bank FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, The South Indian Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The South Indian Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, The South Indian Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where The South Indian Bank's FCF Yield % falls into.


NSE:SOUTHBANK
60GF Score
The South Indian Bank Ltd NSE:SOUTHBANK
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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The South Indian Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

The South Indian Bank's FCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=37657.7 / 89573.17696
=42.04%

The South Indian Bank's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 89573.17696
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 32.93 mean?
The South Indian Bank (NSE:SOUTHBANK) has a FCF Yield % of 32.93 as of Jul. 09, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on The South Indian Bank and its competitors. According to the industry distribution chart, The South Indian Bank ranks #255 out of 1502 companies in the Banks industry, placing it in the top 17%.
Is The South Indian Bank's FCF Yield % too high?
The South Indian Bank's current FCF Yield % is 32.93. The Banks industry median FCF Yield % is 8.21. The South Indian Bank's value of 32.93 is 301.3% above this industry median. Based on the distribution chart, The South Indian Bank ranks #255 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, The South Indian Bank has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The South Indian Bank's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, The South Indian Bank ranks #255 out of 1502 companies for FCF Yield %. This places The South Indian Bank in the top 17% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.21. The South Indian Bank's value of 32.93 is 301.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.21, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The South Indian Bank's current FCF Yield % of 32.93 is 301.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on The South Indian Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The South Indian Bank's current FCF Yield % is 32.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The South Indian Bank stock overvalued right now?
Based on GuruFocus' analysis, The South Indian Bank (NSE:SOUTHBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹25.73, compared to a current price of ₹43.70 — trading 69.8% above its estimated fair value. The current FCF Yield % is 32.93 and 301.3% above the Banks industry median of 8.21. The South Indian Bank's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For The South Indian Bank (NSE:SOUTHBANK), the current FCF Yield % is 32.93 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The South Indian Bank (NSE:SOUTHBANK) Overvalued in 2026?

Based on GuruFocus' analysis, The South Indian Bank stock appears to be overvalued. The current stock price of ₹43.70 is trading 69.8% above its estimated GF Value™ of ₹25.73. GuruFocus considers The South Indian Bank to be Significantly Overvalued.

Key valuation signals for NSE:SOUTHBANK:

  • FCF Yield %: 32.93
  • GF Value™: ₹25.73 vs. price of ₹43.70 (69.8% above fair value)
  • GF Score™: 60/100 with 8 warning signs
  • Industry Position: 301.3% above the Banks median (#255 of 1502)

No single metric tells the full story. See the NSE:SOUTHBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The South Indian Bank Business Description

Other Exchanges 532218:India
Address TB Road, SIB House, Mission Quarters, Thrissur, KL, IND, 680001
The South Indian Bank Ltd operates in the Indian banking sector. The company's operating segments include Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking operations. Corporate/Wholesale Banking segment provides loans to the corporate segment identified based on RBI guidelines. The Retail Banking segment provides loans to non-corporate customers. Treasury segment constitutes interest earnings on investment portfolios and foreign exchange activities. The Other Banking Operations segment includes income from para-banking activities. It generates maximum revenue from the Retail Banking segment. Geographically, it operates in India.
60GF Score

Get the complete analysis for NSE:SOUTHBANK

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹43.70
Price
₹25.73
GF Value