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AMS Osiguranje a.dXBEL:AMSOPB 100 FCF Yield % is 4.68 as of Aug. 09, 2026, which is 95% below its 10-year median of 90.92. GuruFocus rates XBEL:AMSOPB with a GF Score™ of 100/100 and a GF Value™ of RSD2,853.29 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 507 Insurance companies, AMS Osiguranje a.d ranks worse than 60.36% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
AMS Osiguranje a.d FCF Yield % Related Terms
AMS Osiguranje a.d FCF Yield % Historical Data
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The historical data trend for AMS Osiguranje a.d's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBEL:AMSOPB vs CB, PGR, TRV: FCF Yield % Comparison
For the Insurance - Property & Casualty subindustry, AMS Osiguranje a.d's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AMS Osiguranje a.d FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, AMS Osiguranje a.d's FCF Yield % distribution charts can be found below:
* The bar in red indicates where AMS Osiguranje a.d's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMS Osiguranje a.d (XBEL:AMSOPB) has a FCF Yield % of 4.68 as of Aug. 09, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on AMS Osiguranje a.d and its competitors. This is 95% below median its historical median of 90.92. Over the past decade, AMS Osiguranje a.d's FCF Yield % has ranged from 3.24 to 1,038.79. According to the industry distribution chart, AMS Osiguranje a.d ranks #306 out of 507 companies in the Insurance industry, placing it in the top 60.4%.
Is AMS Osiguranje a.d's FCF Yield % too high?
AMS Osiguranje a.d's current FCF Yield % of 4.68 is 95% below median its 10-year median of 90.92. Over the past 10 years, this metric has ranged from a low of 3.24 to a high of 1,038.79. The Insurance industry median FCF Yield % is 7.10. AMS Osiguranje a.d's value of 4.68 is 34.1% below this industry median. Based on the distribution chart, AMS Osiguranje a.d ranks #306 out of 507 companies in the Insurance industry, which is below the industry midpoint. Overall, AMS Osiguranje a.d has a GF Score™ of 100/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AMS Osiguranje a.d's FCF Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, AMS Osiguranje a.d ranks #306 out of 507 companies for FCF Yield %. This places AMS Osiguranje a.d in the lower half of its industry. The industry median FCF Yield % is 7.10. AMS Osiguranje a.d's value of 4.68 is 34.1% below this benchmark. Historically, AMS Osiguranje a.d's own FCF Yield % has ranged from 3.24 to 1,038.79 over the past decade. While the company's 10-year median is 90.92 vs. the industry median of 7.10, AMS Osiguranje a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.10, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AMS Osiguranje a.d's current FCF Yield % of 4.68 is 34.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on AMS Osiguranje a.d and its competitors. For the Insurance industry, the median FCF Yield % is 7.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AMS Osiguranje a.d's current FCF Yield % is 4.68, which is 95% below median its own 10-year median of 90.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMS Osiguranje a.d stock overvalued right now?
Based on GuruFocus' analysis, AMS Osiguranje a.d (XBEL:AMSOPB) is currently considered Modestly Overvalued. The stock's GF Value™ is RSD2,853.29, compared to a current price of RSD3,380.00 — trading 18.5% above its estimated fair value. The current FCF Yield % is 4.68, which is 95% below median its 10-year median of 90.92 and 34.1% below the Insurance industry median of 7.10. AMS Osiguranje a.d's overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For AMS Osiguranje a.d (XBEL:AMSOPB), the current FCF Yield % is 4.68 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AMS Osiguranje a.d (XBEL:AMSOPB) Overvalued in 2026?
Based on GuruFocus' analysis, AMS Osiguranje a.d stock appears to be overvalued.
The current stock price of RSD3,380.00 is trading 18.5% above its estimated GF Value™ of RSD2,853.29.
GuruFocus considers AMS Osiguranje a.d to be Modestly Overvalued.
Key valuation signals for XBEL:AMSOPB:
FCF Yield %: 4.68 (95% below median its 10-year median of 90.92)
GF Value™: RSD2,853.29 vs. price of RSD3,380.00 (18.5% above fair value)
Industry Position: 34.1% below the Insurance median (#306 of 507)
No single metric tells the full story. See the XBEL:AMSOPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AMS Osiguranje a.d is a Serbia based company. The company is engaged in the provision of non life insurance services. Its insurance offering includes auto liability insurance, motor insurance, travel health insurance, accident insurance, and other insurances.
100GF Score
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