iM Financial Group (XKRX:139130) FCF Yield %: 10.42 (As of Sep. 15, 2026)

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XKRX:139130 iM Financial Group Inc XKRX:139130
60 GF Score
Price ₩18,750.00
GF Value ₩9,551.70
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is iM Financial Group FCF Yield %?

iM Financial Group XKRX:139130 +1.63% 60 FCF Yield % is 10.42 as of Sep. 15, 2026. GuruFocus rates XKRX:139130 with a GF Score™ of 60/100 and a GF Value™ of ₩9,551.70 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,489 Banks companies, iM Financial Group ranks better than 60.64% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, iM Financial Group's Trailing 12-Month Free Cash Flow is ₩309,322 Mil, and Market Cap is ₩2,969,314 Mil. Therefore, iM Financial Group's FCF Yield % for today is 10.42%.

The historical rank and industry rank for iM Financial Group's FCF Yield % or its related term are showing as below:

XKRX:139130' s FCF Yield % Range Over the Past 10 Years
Min: -385.55   Med: -17.28   Max: 173.63
Current: 10.42


During the past 13 years, the highest FCF Yield % of iM Financial Group was 173.63%. The lowest was -385.55%. And the median was -17.28%.

XKRX:139130's FCF Yield % is ranked better than
60.64% of 1489 companies
in the Banks industry
Industry Median: 8.27 vs XKRX:139130: 10.42

iM Financial Group's FCF Margin % for the quarter that ended in Jun. 2026 was 118.46%.


iM Financial Group FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


iM Financial Group FCF Yield % Related Terms


iM Financial Group FCF Yield % Historical Data

* Premium members only.

The historical data trend for iM Financial Group's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

iM Financial Group FCF Yield % Chart

iM Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 65.07 -248.39 132.24 206.90 -61.95

iM Financial Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -144.73 -1.92 157.02 -213.66 114.78

XKRX:139130 vs USB: FCF Yield % Comparison

For the Banks - Regional subindustry, iM Financial Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


iM Financial Group FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, iM Financial Group's FCF Yield % distribution charts can be found below:

* The bar in red indicates where iM Financial Group's FCF Yield % falls into.


XKRX:139130
60GF Score
iM Financial Group Inc XKRX:139130
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

iM Financial Group FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

iM Financial Group's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-1548312 / 2499118.25
=-61.95%

iM Financial Group's annualized FCF Yield % for the quarter that ended in Jun. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=763885 * 4 / 2662082.03
=114.78%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 10.42 mean?
iM Financial Group (XKRX:139130) has a FCF Yield % of 10.42 as of Sep. 15, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on iM Financial Group and its competitors. According to the industry distribution chart, iM Financial Group ranks #586 out of 1489 companies in the Banks industry, placing it in the top 39.4%.
Is iM Financial Group's FCF Yield % too high?
iM Financial Group's current FCF Yield % is 10.42. The Banks industry median FCF Yield % is 8.27. iM Financial Group's value of 10.42 is 26% above this industry median. Based on the distribution chart, iM Financial Group ranks #586 out of 1489 companies in the Banks industry, which is above the industry midpoint. Overall, iM Financial Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does iM Financial Group's FCF Yield % compare to USB?
According to the Banks industry distribution chart, iM Financial Group ranks #586 out of 1489 companies for FCF Yield %. This puts iM Financial Group in the upper half of its industry. The industry median FCF Yield % is 8.27. iM Financial Group's value of 10.42 is 26% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.27, based on 1,489 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. iM Financial Group's current FCF Yield % of 10.42 is 26% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on iM Financial Group and its competitors. For the Banks industry, the median FCF Yield % is 8.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. iM Financial Group's current FCF Yield % is 10.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is iM Financial Group stock overvalued right now?
Based on GuruFocus' analysis, iM Financial Group (XKRX:139130) is currently considered Significantly Overvalued. The stock's GF Value™ is ₩9,551.70, compared to a current price of ₩18,750.00 — trading 96.3% above its estimated fair value. The current FCF Yield % is 10.42 and 26% above the Banks industry median of 8.27. iM Financial Group's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For iM Financial Group (XKRX:139130), the current FCF Yield % is 10.42 as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is iM Financial Group (XKRX:139130) Overvalued in 2026?

Based on GuruFocus' analysis, iM Financial Group stock appears to be overvalued. The current stock price of ₩18,750.00 is trading 96.3% above its estimated GF Value™ of ₩9,551.70. GuruFocus considers iM Financial Group to be Significantly Overvalued.

Key valuation signals for XKRX:139130:

  • FCF Yield %: 10.42
  • GF Value™: ₩9,551.70 vs. price of ₩18,750.00 (96.3% above fair value)
  • GF Score™: 60/100 with 2 warning signs
  • Industry Position: 26% above the Banks median (#586 of 1489)

No single metric tells the full story. See the XKRX:139130 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


iM Financial Group Business Description

Address 111 Oksanro, Buk-gu, 2-Ga, Suseong-gu, Daegu, KOR, 706-712
iM Financial Group Inc Formerly DGB Financial Group Co Ltd is a Korea-based financial service provider. The company is engaged in the bank business, including deposit, loan, foreign currency exchange, credit card, insurance trust and other related services. It also provides traffic cards, leasing and financing services and information technology services.
60GF Score

Get the complete analysis for XKRX:139130

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₩18,750.00
Price
₩9,551.70
GF Value