First Western Financial has the GF Score of 61, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes First Western Financial
might have
Poor future performance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
First Western Financial (FRA:33Q) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
First Western Financial GF Score Related Terms
FRA:33Q vs JMSB, FCCO, CSHX: GF Score Comparison
For the Banks - Regional subindustry, First Western Financial's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Western Financial GF Score vs Banks Industry
For the Banks industry and Financial Services sector, First Western Financial's GF Score distribution charts can be found below:
* The bar in red indicates where First Western Financial's GF Score falls into.
First Western Financial (FRA:33Q) has a GF Score of 61 as of Jul. 09, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on First Western Financial and its competitors. This is near median its historical median of 63.00. Over the past decade, First Western Financial's GF Score has ranged from 13.00 to 74.00.
Is First Western Financial's GF Score too high?
First Western Financial's current GF Score of 61 is near median its 10-year median of 63.00. Over the past 10 years, this metric has ranged from a low of 13.00 to a high of 74.00. Overall, First Western Financial has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Western Financial's GF Score compare to JMSB and FCCO?
First Western Financial's GF Score of 61 can be compared against companies in the Banks industry. Historically, First Western Financial's own GF Score has ranged from 13.00 to 74.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on First Western Financial and its competitors. First Western Financial's current GF Score is 61, which is near median its own 10-year median of 63.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Western Financial stock overvalued right now?
Based on GuruFocus' analysis, First Western Financial (FRA:33Q) is currently considered Significantly Overvalued. The stock's GF Value™ is €20.26, compared to a current price of €28.40 — trading 40.2% above its estimated fair value. The current GF Score is 61, which is near median its 10-year median of 63.00. First Western Financial's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For First Western Financial (FRA:33Q), the current GF Score is 61 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Western Financial (FRA:33Q) Overvalued in 2026?
Based on GuruFocus' analysis, First Western Financial stock appears to be overvalued.
The current stock price of €28.40 is trading 40.2% above its estimated GF Value™ of €20.26.
GuruFocus considers First Western Financial to be Significantly Overvalued.
Key valuation signals for FRA:33Q:
GF Score: 61 (near median its 10-year median of 63.00)
GF Value™: €20.26 vs. price of €28.40 (40.2% above fair value)
No single metric tells the full story. See the FRA:33Q stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Western Financial Inc is a financial holding company that provides a fully integrated suite of wealth management services on its private trust bank platform, which includes a comprehensive selection of deposit, loan, trust, wealth planning, and investment management products and services. The company has two operating segments; The Wealth Management segment consists of operations relative to the Company's fully integrated wealth management products and services, and The Mortgage segment consists of operations relative to the Company's residential mortgage service offerings. The bank derives its majority revenue from the wealth management segment.
61GF Score
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