PT Bank Permata Tbk has the GF Score of 50, which implies that the company
might have
Worst future performance potential, or not enough data.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes PT Bank Permata Tbk
might have
Worst future performance potential, or not enough data.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
PT Bank Permata Tbk (FRA:85C) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
PT Bank Permata Tbk GF Score Related Terms
PT Bank Permata Tbk GF Score Competitor Comparison
For the Banks - Regional subindustry, PT Bank Permata Tbk's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Permata Tbk GF Score vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Permata Tbk's GF Score distribution charts can be found below:
* The bar in red indicates where PT Bank Permata Tbk's GF Score falls into.
PT Bank Permata Tbk (FRA:85C) has a GF Score of 50 as of Jul. 05, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on PT Bank Permata Tbk and its competitors. This is 19% below median its historical median of 62.00. Over the past decade, PT Bank Permata Tbk's GF Score has ranged from 39.00 to 81.00.
Is PT Bank Permata Tbk's GF Score too high?
PT Bank Permata Tbk's current GF Score of 50 is 19% below median its 10-year median of 62.00. Over the past 10 years, this metric has ranged from a low of 39.00 to a high of 81.00. Overall, PT Bank Permata Tbk has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Permata Tbk's GF Score compare to competitors?
PT Bank Permata Tbk's GF Score of 50 can be compared against companies in the Banks industry. Historically, PT Bank Permata Tbk's own GF Score has ranged from 39.00 to 81.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on PT Bank Permata Tbk and its competitors. PT Bank Permata Tbk's current GF Score is 50, which is 19% below median its own 10-year median of 62.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Permata Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Permata Tbk (FRA:85C) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.05, compared to a current price of €0.11 — trading 114% above its estimated fair value. The current GF Score is 50, which is 19% below median its 10-year median of 62.00. PT Bank Permata Tbk's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For PT Bank Permata Tbk (FRA:85C), the current GF Score is 50 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Permata Tbk (FRA:85C) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Permata Tbk stock appears to be overvalued.
The current stock price of €0.11 is trading 114% above its estimated GF Value™ of €0.05.
GuruFocus considers PT Bank Permata Tbk to be Significantly Overvalued.
Key valuation signals for FRA:85C:
GF Score: 50 (19% below median its 10-year median of 62.00)
GF Value™: €0.05 vs. price of €0.11 (114% above fair value)
No single metric tells the full story. See the FRA:85C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Permata Tbk is a private bank engaged in offering financial products and services especially in the hand-delivery channel including Internet Banking and Mobile Banking. The bank focuses on Consumer banking, Corporate banking, Commercial banking and Others segments.
50GF Score
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