PT Bank Permata Tbk (FRA:85C) 3-1 Month Momentum %: -25.85% (As of Aug. 19, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:85C PT Bank Permata Tbk FRA:85C
45 GF Score
Price €0.10
GF Value €0.08
Valuation Modestly Overvalued
! 3 Warning Signs
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What is PT Bank Permata Tbk 3-1 Month Momentum %?

PT Bank Permata Tbk FRA:85C +1.59% 45 3-1 Month Momentum % is -25.85% as of Aug. 19, 2026. GuruFocus rates FRA:85C with a GF Score™ of 45/100 and a GF Value™ of €0.08 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,583 Banks companies, PT Bank Permata Tbk ranks worse than 99.18% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-19), PT Bank Permata Tbk's 3-1 Month Momentum % is -25.85%.

The industry rank for PT Bank Permata Tbk's 3-1 Month Momentum % or its related term are showing as below:

FRA:85C's 3-1 Month Momentum % is ranked worse than
99.18% of 1583 companies
in the Banks industry
Industry Median: 4.47 vs FRA:85C: -25.85

PT Bank Permata Tbk  (FRA:85C) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


PT Bank Permata Tbk 3-1 Month Momentum % Related Terms


PT Bank Permata Tbk 3-1 Month Momentum % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Permata Tbk's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Permata Tbk 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Permata Tbk's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where PT Bank Permata Tbk's 3-1 Month Momentum % falls into.


FRA:85C
45GF Score
PT Bank Permata Tbk FRA:85C
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Permata Tbk  (FRA:85C) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -25.85% mean?
PT Bank Permata Tbk (FRA:85C) has a 3-1 Month Momentum % of -25.85% as of Aug. 19, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on PT Bank Permata Tbk and its competitors. According to the industry distribution chart, PT Bank Permata Tbk ranks #1570 out of 1583 companies in the Banks industry, placing it in the top 99.2%.
Is PT Bank Permata Tbk's 3-1 Month Momentum % too high?
PT Bank Permata Tbk's current 3-1 Month Momentum % is -25.85%. Based on the distribution chart, PT Bank Permata Tbk ranks #1570 out of 1583 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Permata Tbk has a GF Score™ of 45/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Permata Tbk's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, PT Bank Permata Tbk ranks #1570 out of 1583 companies for 3-1 Month Momentum %. This places PT Bank Permata Tbk in the lower half of its industry. The industry median 3-1 Month Momentum % is 4.47. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.47, based on 1,583 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on PT Bank Permata Tbk and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Permata Tbk's current 3-1 Month Momentum % is -25.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Permata Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Permata Tbk (FRA:85C) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.08, compared to a current price of €0.10 — trading 20% above its estimated fair value. The current 3-1 Month Momentum % is -25.85%. PT Bank Permata Tbk's overall GF Score™ is 45/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For PT Bank Permata Tbk (FRA:85C), the current 3-1 Month Momentum % is -25.85% as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Permata Tbk (FRA:85C) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Permata Tbk stock appears to be overvalued. The current stock price of €0.10 is trading 20% above its estimated GF Value™ of €0.08. GuruFocus considers PT Bank Permata Tbk to be Modestly Overvalued.

Key valuation signals for FRA:85C:

  • 3-1 Month Momentum %: -25.85%
  • GF Value™: €0.08 vs. price of €0.10 (20% above fair value)
  • GF Score™: 45/100 with 3 warning signs

No single metric tells the full story. See the FRA:85C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Permata Tbk Business Description

Other Exchanges BNLI:Indonesia85C:Germany
Address Jalan Jenderal Sudirman Kavling 29-31, World Trade Center II, Building WTC II, Jakarta, IDN, 12920
PT Bank Permata Tbk is a private bank engaged in offering financial products and services especially in the hand-delivery channel including Internet Banking and Mobile Banking. The bank focuses on Consumer banking, Corporate banking, Commercial banking and Others segments.
45GF Score

Get the complete analysis for FRA:85C

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.10
Price
€0.08
GF Value