Lloyds Banking Group (LSE:LLPF.PFD) GF Score: 54/100 (As of Jun. 27, 2026) — 20% Above Median


LSE:LLPF.PFD Lloyds Banking Group PLC LSE:LLPF.PFD
54 GF Score
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What is Lloyds Banking Group GF Score?

Lloyds Banking Group LSE:LLPF.PFD 54 GF Score is 54 as of Jun. 27, 2026, which is 20% above its 10-year median of 45.00. GuruFocus rates LSE:LLPF.PFD with a GF Score™ of 54/100. The stock has 5 warning signs investors should review.

Lloyds Banking Group has the GF Score of 54, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 2/10
2. Profitability Rank : 5/10
3. Growth Rank : 7/10
4. GF Value Rank : 3/10
5. Momentum Rank : 8/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Lloyds Banking Group might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Lloyds Banking Group  (LSE:LLPF.PFD) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Lloyds Banking Group GF Score Related Terms

Lloyds Banking Group GF Score Competitor Comparison

For the Banks - Regional subindustry, Lloyds Banking Group's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Lloyds Banking Group GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Lloyds Banking Group's GF Score distribution charts can be found below:

* The bar in red indicates where Lloyds Banking Group's GF Score falls into.


LSE:LLPF.PFD
54GF Score
Lloyds Banking Group PLC LSE:LLPF.PFD
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 54 mean?
Lloyds Banking Group (LSE:LLPF.PFD) has a GF Score of 54 as of Jun. 27, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Lloyds Banking Group and its competitors. This is 20% above median its historical median of 45.00. Over the past decade, Lloyds Banking Group's GF Score has ranged from 21.00 to 61.00.
Is Lloyds Banking Group's GF Score too high?
Lloyds Banking Group's current GF Score of 54 is 20% above median its 10-year median of 45.00. Over the past 10 years, this metric has ranged from a low of 21.00 to a high of 61.00. Overall, Lloyds Banking Group has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Lloyds Banking Group's GF Score compare to competitors?
Lloyds Banking Group's GF Score of 54 can be compared against companies in the Banks industry. Historically, Lloyds Banking Group's own GF Score has ranged from 21.00 to 61.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Lloyds Banking Group and its competitors. Lloyds Banking Group's current GF Score is 54, which is 20% above median its own 10-year median of 45.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lloyds Banking Group stock overvalued right now?
Lloyds Banking Group (LSE:LLPF.PFD) has a current GF Score of 54. The current GF Score is 54, which is 20% above median its 10-year median of 45.00. Lloyds Banking Group's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Lloyds Banking Group (LSE:LLPF.PFD), the current GF Score is 54 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Lloyds Banking Group Business Description

Address 33 Old Broad Street, London, GBR, EC2N 1HZ
Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large companies and financial institutions in the UK. Insurance and wealth round out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset management services.
54GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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