Findex (TSE:3649) GF Score: 95/100 (As of Jul. 21, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:3649 Findex Inc TSE:3649
95 GF Score
Price 円859.00
GF Value 円931.62
Valuation Fairly Valued
! 1 Warning Sign
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What is Findex GF Score?

Findex TSE:3649 -1.49% 95 GF Score is 95 as of Jul. 21, 2026, which is 9% above its 10-year median of 87.00. GuruFocus rates TSE:3649 with a GF Score™ of 95/100 and a GF Value™ of 円931.62 (Fairly Valued). The stock has 1 warning sign investors should review.

Findex has the GF Score of 95, which implies that the company might have Highest outperformance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 10/10
2. Profitability Rank : 9/10
3. Growth Rank : 10/10
4. GF Value Rank : 10/10
5. Momentum Rank : 5/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Findex might have Highest outperformance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Findex  (TSE:3649) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Findex GF Score Related Terms

TSE:3649 vs VEEV, BTSG, TEM: GF Score Comparison

For the Health Information Services subindustry, Findex's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Findex GF Score vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Findex's GF Score distribution charts can be found below:

* The bar in red indicates where Findex's GF Score falls into.


TSE:3649
95GF Score
Findex Inc TSE:3649
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 95 mean?
Findex (TSE:3649) has a GF Score of 95 as of Jul. 21, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Findex and its competitors. This is near median its historical median of 87.00. Over the past decade, Findex's GF Score has ranged from 37.00 to 99.00.
Is Findex's GF Score too high?
Findex's current GF Score of 95 is near median its 10-year median of 87.00. Over the past 10 years, this metric has ranged from a low of 37.00 to a high of 99.00. Overall, Findex has a GF Score™ of 95/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Findex's GF Score compare to VEEV and BTSG?
Findex's GF Score of 95 can be compared against companies in the Healthcare Providers & Services industry. Historically, Findex's own GF Score has ranged from 37.00 to 99.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Healthcare Providers & Services company?
A good GF Score depends on the Healthcare Providers & Services industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Findex and its competitors. Findex's current GF Score is 95, which is near median its own 10-year median of 87.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Findex stock overvalued right now?
Based on GuruFocus' analysis, Findex (TSE:3649) is currently considered Fairly Valued. The stock's GF Value™ is 円931.62, compared to a current price of 円859.00 — trading 7.8% below its estimated fair value. The current GF Score is 95, which is near median its 10-year median of 87.00. Findex's overall GF Score™ is 95/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Findex (TSE:3649), the current GF Score is 95 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Findex (TSE:3649) Overvalued in 2026?

Based on GuruFocus' analysis, Findex stock appears to be undervalued. The current stock price of 円859.00 is trading 7.8% below its estimated GF Value™ of 円931.62. GuruFocus considers Findex to be Fairly Valued.

Key valuation signals for TSE:3649:

  • GF Score: 95 (near median its 10-year median of 87.00)
  • GF Value™: 円931.62 vs. price of 円859.00 (7.8% below fair value)
  • GF Score™: 95/100 with 1 warning sign

No single metric tells the full story. See the TSE:3649 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Findex Business Description

Address 1-7-2 Otemachi, Tokyo Sankei Building, 26th Floor, Chiyoda-Ku, Matsuyama, JPN, 100-0004
Findex Inc is engaged in the operation of the system development business and health tech business.
95GF Score

Get the complete analysis for TSE:3649

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円859.00
Price
円931.62
GF Value