Findex (TSE:3649) Net Debt Paydown Yield % : 0% (As of Aug. 05, 2026)

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TSE:3649 Findex Inc TSE:3649
95 GF Score
Price 円826.00
GF Value 円933.27
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Findex Net Debt Paydown Yield %?

Findex TSE:3649 +0.61% 95 Net Debt Paydown Yield % is 0% as of Aug. 05, 2026. GuruFocus rates TSE:3649 with a GF Score™ of 95/100 and a GF Value™ of 円933.27 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 621 Healthcare Providers & Services companies, Findex ranks worse than 161030.43% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Findex's Net Debt Paydown Yield % was 0%.


Findex  (TSE:3649) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Findex Net Debt Paydown Yield % Related Terms


Findex Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Findex's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Findex Net Debt Paydown Yield % Chart

Findex Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 -0.79 0.00 0.00 0.00

Findex Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

TSE:3649 vs VEEV, BTSG, HQY: Net Debt Paydown Yield % Comparison

For the Health Information Services subindustry, Findex's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Findex Net Debt Paydown Yield % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Findex's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Findex's Net Debt Paydown Yield % falls into.


TSE:3649
95GF Score
Findex Inc TSE:3649
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Findex Net Debt Paydown Yield % Calculation

Findex's Net Debt Paydown Yield % for the quarter that ended in Dec. 2025 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( - )/22163.372
=0 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 0% mean?
Findex (TSE:3649) has a Net Debt Paydown Yield % of 0% as of Aug. 05, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Findex and its competitors. According to the industry distribution chart, Findex ranks #999999 out of 621 companies in the Healthcare Providers & Services industry.
Is Findex's Net Debt Paydown Yield % too high?
Findex's current Net Debt Paydown Yield % is 0%. Based on the distribution chart, Findex ranks #999999 out of 621 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers. Overall, Findex has a GF Score™ of 95/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Findex's Net Debt Paydown Yield % compare to VEEV and BTSG?
According to the Healthcare Providers & Services industry distribution chart, Findex ranks #999999 out of 621 companies for Net Debt Paydown Yield %. This places Findex in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Healthcare Providers & Services company?
A good Net Debt Paydown Yield % depends on the Healthcare Providers & Services industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Findex and its competitors. Findex's current Net Debt Paydown Yield % is 0%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Findex stock overvalued right now?
Based on GuruFocus' analysis, Findex (TSE:3649) is currently considered Modestly Undervalued. The stock's GF Value™ is 円933.27, compared to a current price of 円826.00 — trading 11.5% below its estimated fair value. The current Net Debt Paydown Yield % is 0%. Findex's overall GF Score™ is 95/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Findex (TSE:3649), the current Net Debt Paydown Yield % is 0% as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Findex (TSE:3649) Overvalued in 2026?

Based on GuruFocus' analysis, Findex stock appears to be undervalued. The current stock price of 円826.00 is trading 11.5% below its estimated GF Value™ of 円933.27. GuruFocus considers Findex to be Modestly Undervalued.

Key valuation signals for TSE:3649:

  • Net Debt Paydown Yield %: 0%
  • GF Value™: 円933.27 vs. price of 円826.00 (11.5% below fair value)
  • GF Score™: 95/100 with 1 warning sign

No single metric tells the full story. See the TSE:3649 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Findex Business Description

Address 1-7-2 Otemachi, Tokyo Sankei Building, 26th Floor, Chiyoda-Ku, Matsuyama, JPN, 100-0004
Findex Inc is engaged in the operation of the system development business and health tech business.
95GF Score

Get the complete analysis for TSE:3649

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円826.00
Price
円933.27
GF Value