Arab Banking (Jordan) (AMM:ABCO) Graham Number: JOD0.52 (As of Mar. 2026) — 22% Below Median


AMM:ABCO Arab Banking Corp (Jordan) AMM:ABCO
5 GF Score
Price JOD0.86
GF Value JOD0.79
Valuation Fairly Valued
! 2 Warning Signs
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What is Arab Banking (Jordan) Graham Number?

Arab Banking (Jordan) AMM:ABCO +2.38% 5 Graham Number is JOD0.52 as of Mar. 2026, which is 100% below its 10-year median of 0.67. GuruFocus rates AMM:ABCO with a GF Score™ of 5/100 and a GF Value™ of JOD0.79 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,433 Banks companies, Arab Banking (Jordan) ranks worse than 94.28% on this metric.

Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.

As of today (2026-07-11), the stock price of Arab Banking (Jordan) is JOD0.86. Arab Banking (Jordan)'s graham number for the quarter that ended in Mar. 2026 was JOD0.52. Therefore, Arab Banking (Jordan)'s Price to Graham Number ratio for today is 1.65.

The historical rank and industry rank for Arab Banking (Jordan)'s Graham Number or its related term are showing as below:

AMM:ABCO' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.48   Med: 0.67   Max: 46.5
Current: 1.65

During the past 13 years, the highest Price to Graham Number ratio of Arab Banking (Jordan) was 46.50. The lowest was 0.48. And the median was 0.67.

AMM:ABCO's Price-to-Graham-Number is ranked worse than
94.28% of 1433 companies
in the Banks industry
Industry Median: 0.8 vs AMM:ABCO: 1.65

Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.


Arab Banking (Jordan)  (AMM:ABCO) Graham Number Explanation

Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:

Current price should not be more than 15 times average earnings of the past three years.

Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)

Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.

In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.

Arab Banking (Jordan)'s Price to Graham number Ratio for today is calculated as

Price to Graham number=Share Price (Today)/Graham number (Q: Mar. 2026 )
=0.86/0.52
=1.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Please keep these in mind:

1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.


Arab Banking (Jordan) Graham Number Related Terms


Arab Banking (Jordan) Graham Number Historical Data

* Premium members only.

The historical data trend for Arab Banking (Jordan)'s Graham Number can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arab Banking (Jordan) Graham Number Chart

Arab Banking (Jordan) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Graham Number
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.04 1.23 0.02 0.02

Arab Banking (Jordan) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Graham Number Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.24 0.92 0.91 0.02 0.52

AMM:ABCO vs PNC, USB: Graham Number Comparison

For the Banks - Regional subindustry, Arab Banking (Jordan)'s Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arab Banking (Jordan) Price-to-Graham-Number vs Banks Industry

For the Banks industry and Financial Services sector, Arab Banking (Jordan)'s Price-to-Graham-Number distribution charts can be found below:

* The bar in red indicates where Arab Banking (Jordan)'s Price-to-Graham-Number falls into.


AMM:ABCO
5GF Score
Arab Banking Corp (Jordan) AMM:ABCO
Graham Number is just one metric. See GF Score™, valuation, warning signs, and more.
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Arab Banking (Jordan) Graham Number Calculation

Graham Number is a concept based on Ben Graham's conservative valuation of companies.

Arab Banking (Jordan)'s Graham Number for the fiscal year that ended in Dec. 2025 is calculated as

Graham Number
=sqrt of (22.5* Tangible Book per Share *EPS without NRI)
=sqrt of (22.5*0.001*0.026)
=0.02

Arab Banking (Jordan)'s Graham Number for the quarter that ended in Mar. 2026 is calculated as

Graham Number
=sqrt of (22.5*Tangible Book per Share*EPS without NRI (TTM))
=sqrt of (22.5*1.518*0.008)
=0.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Graham Number →
What does a Graham Number of JOD0.52 mean?
Arab Banking (Jordan) (AMM:ABCO) has a Graham Number of JOD0.52 as of Mar. 2026. The Graham Number values a company based on its per-share earnings and book value. View historical data on Arab Banking (Jordan) and its competitors. This is 22% below median its historical median of 0.67. Over the past decade, Arab Banking (Jordan)'s Graham Number has ranged from 0.48 to 46.50. According to the industry distribution chart, Arab Banking (Jordan) ranks #1351 out of 1433 companies in the Banks industry, placing it in the top 94.3%.
Is Arab Banking (Jordan)'s Graham Number too high?
Arab Banking (Jordan)'s current Graham Number of JOD0.52 is 22% below median its 10-year median of 0.67. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 46.50. Based on the distribution chart, Arab Banking (Jordan) ranks #1351 out of 1433 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Arab Banking (Jordan) has a GF Score™ of 5/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Arab Banking (Jordan)'s Graham Number compare to PNC and USB?
According to the Banks industry distribution chart, Arab Banking (Jordan) ranks #1351 out of 1433 companies for Graham Number. This places Arab Banking (Jordan) in the lower half of its industry. The industry median Graham Number is 0.80. Historically, Arab Banking (Jordan)'s own Graham Number has ranged from 0.48 to 46.50 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for a Banks company?
The median Graham Number among Banks companies is 0.80, based on 1,433 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on Arab Banking (Jordan) and its competitors. For the Banks industry, the median Graham Number is 0.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arab Banking (Jordan)'s current Graham Number is JOD0.52, which is 22% below median its own 10-year median of 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arab Banking (Jordan) stock overvalued right now?
Based on GuruFocus' analysis, Arab Banking (Jordan) (AMM:ABCO) is currently considered Fairly Valued. The stock's GF Value™ is JOD0.79, compared to a current price of JOD0.86 — trading 8.9% above its estimated fair value. The current Graham Number is JOD0.52, which is 22% below median its 10-year median of 0.67. Arab Banking (Jordan)'s overall GF Score™ is 5/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For Arab Banking (Jordan) (AMM:ABCO), the current Graham Number is JOD0.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arab Banking (Jordan) (AMM:ABCO) Overvalued in 2026?

Based on GuruFocus' analysis, Arab Banking (Jordan) stock appears to be overvalued. The current stock price of JOD0.86 is trading 8.9% above its estimated GF Value™ of JOD0.79. GuruFocus considers Arab Banking (Jordan) to be Fairly Valued.

Key valuation signals for AMM:ABCO:

  • Graham Number: JOD0.52 (22% below median its 10-year median of 0.67)
  • GF Value™: JOD0.79 vs. price of JOD0.86 (8.9% above fair value)
  • GF Score™: 5/100 with 2 warning signs

No single metric tells the full story. See the AMM:ABCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arab Banking (Jordan) Business Description

Address 38 Abdul Rahim Al-Waked Street, Shmeisani, Bank ABC (Jordan) Building, P.O.Box 926691, Amman, JOR, 11190
Arab Banking Corp (Jordan) is a company operating in banking services. The business segments of the bank are Retail banking and corporate banking. and Treasury. The majority of the revenue is earned through the Retail segment. Its geographic regions are Inside the Kingdom, Other Middle East countries, Europe, Asia, Africa, and America.
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JOD0.86
Price
JOD0.79
GF Value