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Credito RealB de CV Sofom ER (Credito RealB de CV Sofom ER) Graham Number : $2.05 (As of Sep. 2021)


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What is Credito RealB de CV Sofom ER Graham Number?

Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.

As of today (2024-05-26), the stock price of Credito RealB de CV Sofom ER is $0.0001. Credito RealB de CV Sofom ER's graham number for the quarter that ended in Sep. 2021 was $2.05. Therefore, Credito RealB de CV Sofom ER's Price to Graham Number ratio for today is 0.00.

The historical rank and industry rank for Credito RealB de CV Sofom ER's Graham Number or its related term are showing as below:

CRQDQ's Price-to-Graham-Number is not ranked *
in the Credit Services industry.
Industry Median: 0.85
* Ranked among companies with meaningful Price-to-Graham-Number only.

Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.


Credito RealB de CV Sofom ER Graham Number Historical Data

The historical data trend for Credito RealB de CV Sofom ER's Graham Number can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Credito RealB de CV Sofom ER Graham Number Chart

Credito RealB de CV Sofom ER Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Graham Number
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.76 2.56 2.86 3.01 1.86

Credito RealB de CV Sofom ER Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
Graham Number Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.01 1.73 1.78 1.62 2.05

Competitive Comparison of Credito RealB de CV Sofom ER's Graham Number

For the Credit Services subindustry, Credito RealB de CV Sofom ER's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credito RealB de CV Sofom ER's Price-to-Graham-Number Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Credito RealB de CV Sofom ER's Price-to-Graham-Number distribution charts can be found below:

* The bar in red indicates where Credito RealB de CV Sofom ER's Price-to-Graham-Number falls into.



Credito RealB de CV Sofom ER Graham Number Calculation

Graham Number is a concept based on Ben Graham's conservative valuation of companies.

Credito RealB de CV Sofom ER's Graham Number for the fiscal year that ended in Dec. 2020 is calculated as

Graham Number
=sqrt of (22.5* Tangible Book per Share *EPS without NRI)
=sqrt of (22.5*1.511*0.102)
=1.86

Credito RealB de CV Sofom ER's Graham Number for the quarter that ended in Sep. 2021 is calculated as

Graham Number
=sqrt of (22.5*Tangible Book per Share*EPS without NRI (TTM))
=sqrt of (22.5*2.305*0.081)
=2.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Credito RealB de CV Sofom ER  (OTCPK:CRQDQ) Graham Number Explanation

Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:

Current price should not be more than 15 times average earnings of the past three years.

Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)

Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.

In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.

Credito RealB de CV Sofom ER's Price to Graham number Ratio for today is calculated as

Price to Graham number=Share Price (Today)/Graham number (Q: Sep. 2021 )
=0.0001/2.05
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Please keep these in mind:

1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.


Credito RealB de CV Sofom ER Graham Number Related Terms

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Credito RealB de CV Sofom ER (Credito RealB de CV Sofom ER) Business Description

Traded in Other Exchanges
N/A
Address
Avenida Insurgentes Sur No. 730, 20th Floor, Colonia Del Valle Norte, Del Benito Juarez, Mexico, MEX, MEX, 03103
Credito Real SAB de CV Sofom ER is a nonbanking financial institution in Mexico that focuses on consumer lending to low-income and middle-income customers. The company primarily makes payroll loans, durable goods loans, small business loans, group loans and used-car loans.

Credito RealB de CV Sofom ER (Credito RealB de CV Sofom ER) Headlines