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Gowra Leasing & FinanceBOM:530709 -0.93%68 Gross Margin % is 84.60% as of Jun. 2026, which is 7% above its 10-year median of 79.34. GuruFocus rates BOM:530709 with a GF Score™ of 68/100 and a GF Value™ of ₹103.94 (Fairly Valued). The stock has 4 warning signs investors should review. Among 390 Credit Services companies, Gowra Leasing & Finance ranks better than 78.46% on this metric.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Gowra Leasing & Finance had a gross margin of 84.60% for the quarter that ended in Jun. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Gowra Leasing & Finance Gross Margin % Related Terms
Gowra Leasing & Finance Gross Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:530709 vs V, MA, AXP: Gross Margin % Comparison
For the Credit Services subindustry, Gowra Leasing & Finance's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gowra Leasing & Finance Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Gowra Leasing & Finance's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Gowra Leasing & Finance's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Gowra Leasing & Finance (BOM:530709) has a Gross Margin % of 84.60% as of Jun. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Gowra Leasing & Finance and its competitors. This is near median its historical median of 79.34. Over the past decade, Gowra Leasing & Finance's Gross Margin % has ranged from 73.92 to 87.74. According to the industry distribution chart, Gowra Leasing & Finance ranks #84 out of 390 companies in the Credit Services industry, placing it in the top 21.5%.
Is Gowra Leasing & Finance's Gross Margin % too high?
Gowra Leasing & Finance's current Gross Margin % of 84.60% is near median its 10-year median of 79.34. Over the past 10 years, this metric has ranged from a low of 73.92 to a high of 87.74. The Credit Services industry median Gross Margin % is 51.50. Gowra Leasing & Finance's value of 84.60% is 64.3% above this industry median. Based on the distribution chart, Gowra Leasing & Finance ranks #84 out of 390 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Gowra Leasing & Finance has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Gowra Leasing & Finance's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Gowra Leasing & Finance ranks #84 out of 390 companies for Gross Margin %. This places Gowra Leasing & Finance in the top 22% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 51.50. Gowra Leasing & Finance's value of 84.60% is 64.3% above this benchmark. Historically, Gowra Leasing & Finance's own Gross Margin % has ranged from 73.92 to 87.74 over the past decade. While the company's 10-year median is 79.34 vs. the industry median of 51.50, Gowra Leasing & Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.50, based on 390 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gowra Leasing & Finance's current Gross Margin % of 84.60% is 64.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Gowra Leasing & Finance and its competitors. For the Credit Services industry, the median Gross Margin % is 51.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gowra Leasing & Finance's current Gross Margin % is 84.60%, which is near median its own 10-year median of 79.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gowra Leasing & Finance stock overvalued right now?
Based on GuruFocus' analysis, Gowra Leasing & Finance (BOM:530709) is currently considered Fairly Valued. The stock's GF Value™ is ₹103.94, compared to a current price of ₹94.80 — trading 8.8% below its estimated fair value. The current Gross Margin % is 84.60%, which is near median its 10-year median of 79.34 and 64.3% above the Credit Services industry median of 51.50. Gowra Leasing & Finance's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Gowra Leasing & Finance (BOM:530709), the current Gross Margin % is 84.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Gowra Leasing & Finance (BOM:530709) Overvalued in 2026?
Based on GuruFocus' analysis, Gowra Leasing & Finance stock appears to be undervalued.
The current stock price of ₹94.80 is trading 8.8% below its estimated GF Value™ of ₹103.94.
GuruFocus considers Gowra Leasing & Finance to be Fairly Valued.
Key valuation signals for BOM:530709:
Gross Margin %: 84.60% (near median its 10-year median of 79.34)
GF Value™: ₹103.94 vs. price of ₹94.80 (8.8% below fair value)
Industry Position: 64.3% above the Credit Services median (#84 of 390)
No single metric tells the full story. See the BOM:530709 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gowra Leasing & Finance Ltd is engaged in providing financial services. It is a non-banking financial company. The company operates its business through only one segment being Investment and Financing Activities. Its services consist of inter-corporate deposits, mortgage loans, bill discounting, and loans against shares. The company receives maximum revenue in the form of interest income. Geographically, it operates only in the Indian market.
68GF Score
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