Bancontander (HAM:BSD2) Gross Margin %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HAM:BSD2 Banco Santander SA HAM:BSD2
58 GF Score
Price €12.13
GF Value €5.08
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Bancontander Gross Margin %?

Gross Margin does not apply to banks and insurance companies.

HAM:BSD2
58GF Score
Banco Santander SA HAM:BSD2
Gross Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Bancontander (HAM:BSD2) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander stock appears to be overvalued. The current stock price of €12.13 is trading 138.7% above its estimated GF Value™ of €5.08. GuruFocus considers Bancontander to be Significantly Overvalued.

Key valuation signals for HAM:BSD2:

  • Gross Margin %:
  • GF Value™: €5.08 vs. price of €12.13 (138.7% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the HAM:BSD2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bancontander Business Description

Address Avenida de Cantabria s/n, Boadilla del Monte, Ciudad Grupo Santander, Madrid, ESP, 28660
Santander's focus is on retail and commercial banking. Latin America is geographically the most significant operation, with Brazil making the largest contribution. Its continental European business is mainly in Spain and Portugal. Santander's UK presence is the result of its acquisition of Abbey building society. In the US, Santander operates a vehicle finance business and a regional bank focused on the Northeastern states.
58GF Score

Get the complete analysis for HAM:BSD2

Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.13
Price
€5.08
GF Value