CITZ (Citizens Bancshares) Insider Ownership: 0.00 % (As of Sep. 12, 2026)

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CITZ Citizens Bancshares Corp CITZ
74 GF Score
Price $48.05
GF Value $41.46
Valuation Fairly Valued
! 6 Warning Signs
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What is Citizens Bancshares Insider Ownership?

Citizens Bancshares CITZ 74 Insider Ownership is 0.00 % as of Sep. 12, 2026. GuruFocus rates CITZ with a GF Score™ of 74/100 and a GF Value™ of $41.46 (Fairly Valued). The stock has 6 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Citizens Bancshares's insider ownership is 0.00%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Citizens Bancshares's Institutional Ownership is 0.00%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Citizens Bancshares's Float Percentage Of Total Shares Outstanding is 0.00%.

Citizens Bancshares Insider Ownership Historical Data

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The historical data trend for Citizens Bancshares's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Bancshares Insider Ownership Chart

Citizens Bancshares Annual Data
Trend Dec13 Dec14 Dec15 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Insider Ownership
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Citizens Bancshares Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Insider Ownership Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
CITZ
74GF Score
Citizens Bancshares Corp CITZ
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Citizens Bancshares Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 0.00 % mean?
Citizens Bancshares (CITZ) has a Insider Ownership of 0.00 % as of Sep. 12, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Citizens Bancshares and its competitors.
Is Citizens Bancshares' Insider Ownership too high?
Citizens Bancshares' current Insider Ownership is 0.00 %. Overall, Citizens Bancshares has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Citizens Bancshares' Insider Ownership compare to MGYR and HARL?
Citizens Bancshares' Insider Ownership of 0.00 % can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Banks company?
A good Insider Ownership depends on the Banks industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Citizens Bancshares and its competitors. Citizens Bancshares's current Insider Ownership is 0.00 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Citizens Bancshares (CITZ) is currently considered Fairly Valued. The stock's GF Value™ is $41.46, compared to a current price of $48.05 — trading 15.9% above its estimated fair value. The current Insider Ownership is 0.00 %. Citizens Bancshares' overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For Citizens Bancshares (CITZ), the current Insider Ownership is 0.00 % as of Sep. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens Bancshares (CITZ) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Bancshares stock appears to be overvalued. The current stock price of $48.05 is trading 15.9% above its estimated GF Value™ of $41.46. GuruFocus considers Citizens Bancshares to be Fairly Valued.

Key valuation signals for CITZ:

  • Insider Ownership: 0.00 %
  • GF Value™: $41.46 vs. price of $48.05 (15.9% above fair value)
  • GF Score™: 74/100 with 6 warning signs

No single metric tells the full story. See the CITZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citizens Bancshares Business Description

Other Exchanges CZBS:USA
Address 230 Peachtree Street NW, Suite 2700, Atlanta, GA, USA, 30303
Citizens Bancshares Corp is a bank holding company. The principal business activity of the Bank is to provide banking services to domestic markets in the Midlands, Pee Dee, and Coastal areas of South Carolina. It offers a full line of personal and business banking services, including checking, savings, and money market accounts, along with mortgages, loans, and lines of credit.
74GF Score

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Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.05
Price
$41.46
GF Value