Cincinnati Financial (STU:CCJ) Institutional Ownership: 48.97% (As of Aug. 02, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:CCJ Cincinnati Financial Corp STU:CCJ
74 GF Score
Price €153.90
GF Value €152.30
! 4 Warning Signs
View Full Analysis

What is Cincinnati Financial Institutional Ownership?

Cincinnati Financial STU:CCJ +1.62% 74 Institutional Ownership is 48.97% as of Aug. 02, 2026. GuruFocus rates STU:CCJ with a GF Score™ of 74/100 and a GF Value™ of €152.30. The stock has 4 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Cincinnati Financial's institutional ownership is 48.97%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Cincinnati Financial's Insider Ownership is 0.00%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Cincinnati Financial's Float Percentage Of Total Shares Outstanding is 85.55%.


Cincinnati Financial Institutional Ownership Historical Data

* Premium members only.

The historical data trend for Cincinnati Financial's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cincinnati Financial Institutional Ownership Chart

Cincinnati Financial Historical Data

The historical data trend for Cincinnati Financial can be seen below:

2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 47.18 47.16 47.18 45.87 45.71 46.08 46.30 47.25 47.48 48.97
STU:CCJ
74GF Score
Cincinnati Financial Corp STU:CCJ
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cincinnati Financial Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 48.97% mean?
Cincinnati Financial (STU:CCJ) has a Institutional Ownership of 48.97% as of Aug. 02, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Cincinnati Financial and its competitors.
Is Cincinnati Financial's Institutional Ownership too high?
Cincinnati Financial's current Institutional Ownership is 48.97%. Overall, Cincinnati Financial has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Cincinnati Financial's Institutional Ownership compare to WRB and MKL?
Cincinnati Financial's Institutional Ownership of 48.97% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for an Insurance company?
A good Institutional Ownership depends on the Insurance industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Cincinnati Financial and its competitors. Cincinnati Financial's current Institutional Ownership is 48.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cincinnati Financial stock overvalued right now?
Cincinnati Financial (STU:CCJ) has a current Institutional Ownership of 48.97%. The stock's GF Value™ is €152.30, compared to a current price of €153.90 — trading 1.1% above its estimated fair value. The current Institutional Ownership is 48.97%. Cincinnati Financial's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Cincinnati Financial (STU:CCJ), the current Institutional Ownership is 48.97% as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cincinnati Financial (STU:CCJ) Overvalued in 2026?

Based on GuruFocus' analysis, Cincinnati Financial stock appears to be overvalued. The current stock price of €153.90 is trading 1.1% above its estimated GF Value™ of €152.30.

Key valuation signals for STU:CCJ:

  • Institutional Ownership: 48.97%
  • GF Value™: €152.30 vs. price of €153.90 (1.1% above fair value)
  • GF Score™: 74/100 with 4 warning signs

No single metric tells the full story. See the STU:CCJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cincinnati Financial Business Description

Other Exchanges CINF:USA0HYE:UK
Address 6200 S. Gilmore Road, Fairfield, OH, USA, 45014-5141
Cincinnati Financial Corp is a property and casualty insurance company that generates income through written premiums. A select group of independent agencies actively markets the company's business, home, and automotive insurance within their communities. These agents offer the company's personal lines as well as its standard market, excess, and surplus commercial line policies in many regions in the United States. Cincinnati Financial also offers leasing and financing services. The company operates in segments: Commercial lines insurance, Personal lines insurance, Excess and surplus lines insurance, Life insurance, and Investments. The vast majority of the company's revenue is generated through commercial lines, followed by personal lines.
74GF Score

Get the complete analysis for STU:CCJ

Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€153.90
Price
€152.30
GF Value