Ain HoldingsAINPF 88 Interest Coverage is 19.75 as of Jan. 2026, which is 91% below its 10-year median of 208.19. GuruFocus rates AINPF with a GF Score™ of 88/100 and a GF Value™ of $55.38 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 453 Healthcare Providers & Services companies, Ain Holdings ranks better than 64.24% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Ain Holdings's
Operating Income
for the
three
months ended in Jan. 2026 was $68 Mil. Ain Holdings's Interest Expense for the
three
months ended in Jan. 2026 was $-3 Mil.
Ain Holdings's interest coverage for the quarter that ended in Jan. 2026 was 19.75.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Ain Holdings's Interest Coverage or its related term are showing as below:
AINPF'
s Interest Coverage Range Over the Past 10 Years
Min: 14.26 Med: 208.19 Max: 524.03
Current: 14.26
AINPF's Interest Coverage is ranked better than 64.24% of 453
companies
in the Healthcare Providers & Services industry
Industry Median: 7.98
vs AINPF: 14.26
Ain Holdings (OTCPK:AINPF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Ain Holdings Interest Coverage Related Terms
Ain Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for Ain Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Ain Holdings Interest Coverage Competitor Comparison
For the Pharmaceutical Retailers subindustry, Ain Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ain Holdings Interest Coverage vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Ain Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Ain Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ain Holdings (AINPF) has a Interest Coverage of 19.75 as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ain Holdings and its competitors. This is 91% below median its historical median of 208.19. Over the past decade, Ain Holdings' Interest Coverage has ranged from 14.26 to 524.03. According to the industry distribution chart, Ain Holdings ranks #162 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 35.8%.
Is Ain Holdings' Interest Coverage too high?
Ain Holdings' current Interest Coverage of 19.75 is 91% below median its 10-year median of 208.19. Over the past 10 years, this metric has ranged from a low of 14.26 to a high of 524.03. The Healthcare Providers & Services industry median Interest Coverage is 7.98. Ain Holdings' value of 19.75 is 147.5% above this industry median. Based on the distribution chart, Ain Holdings ranks #162 out of 453 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, Ain Holdings has a GF Score™ of 88/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ain Holdings' Interest Coverage compare to competitors?
According to the Healthcare Providers & Services industry distribution chart, Ain Holdings ranks #162 out of 453 companies for Interest Coverage. This puts Ain Holdings in the upper half of its industry. The industry median Interest Coverage is 7.98. Ain Holdings' value of 19.75 is 147.5% above this benchmark. Historically, Ain Holdings' own Interest Coverage has ranged from 14.26 to 524.03 over the past decade. While the company's 10-year median is 208.19 vs. the industry median of 7.98, Ain Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.98, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ain Holdings's current Interest Coverage of 19.75 is 147.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ain Holdings and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ain Holdings's current Interest Coverage is 19.75, which is 91% below median its own 10-year median of 208.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ain Holdings stock overvalued right now?
Based on GuruFocus' analysis, Ain Holdings (AINPF) is currently considered Significantly Undervalued. The stock's GF Value™ is $55.38, compared to a current price of $36.86 — trading 33.4% below its estimated fair value. The current Interest Coverage is 19.75, which is 91% below median its 10-year median of 208.19 and 147.5% above the Healthcare Providers & Services industry median of 7.98. Ain Holdings' overall GF Score™ is 88/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ain Holdings (AINPF), the current Interest Coverage is 19.75 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ain Holdings (AINPF) Overvalued in 2026?
Based on GuruFocus' analysis, Ain Holdings stock appears to be undervalued.
The current stock price of $36.86 is trading 33.4% below its estimated GF Value™ of $55.38.
GuruFocus considers Ain Holdings to be Significantly Undervalued.
Key valuation signals for AINPF:
Interest Coverage: 19.75 (91% below median its 10-year median of 208.19)
GF Value™: $55.38 vs. price of $36.86 (33.4% below fair value)
Industry Position: 147.5% above the Healthcare Providers & Services median (#162 of 453)
No single metric tells the full story. See the AINPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ain Holdings Inc's core business is the dispensing pharmacy business that includes preparing and dispensing drugs based on prescriptions. The company also generates revenue by selling generic drugs wholesale, pharmacy staffing services, and pharmacy consulting services. The company's additional business activity includes both urban and suburban drug and cosmetic stores. Ain operates the ainz & tuple brand that specifically targets female consumers in urban areas. The company also executes small real estate rental strategies.
88GF Score
Get the complete analysis for AINPF
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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