APPIF (Appier Group) Interest Coverage: 1.47 (As of Mar. 2026) — 64% Below Median


APPIF Appier Group Inc APPIF
66 GF Score
Price $4.80
GF Value $14.19
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Appier Group Interest Coverage?

Appier Group APPIF 66 Interest Coverage is 1.47 as of Mar. 2026, which is 64% below its 10-year median of 4.11. GuruFocus rates APPIF with a GF Score™ of 66/100 and a GF Value™ of $14.19 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,706 Software companies, Appier Group ranks worse than 75.21% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Appier Group's Operating Income for the three months ended in Mar. 2026 was $1.2 Mil. Appier Group's Interest Expense for the three months ended in Mar. 2026 was $-0.8 Mil. Appier Group's interest coverage for the quarter that ended in Mar. 2026 was 1.47. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Appier Group's Interest Coverage or its related term are showing as below:

APPIF' s Interest Coverage Range Over the Past 10 Years
Min: 0.33   Med: 4.11   Max: 6.41
Current: 5.78


APPIF's Interest Coverage is ranked worse than
75.21% of 1706 companies
in the Software industry
Industry Median: 24.695 vs APPIF: 5.78

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Appier Group  (OTCPK:APPIF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Appier Group Interest Coverage Related Terms


Appier Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Appier Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Appier Group Interest Coverage Chart

Appier Group Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only 0.00 0.33 2.81 5.40 6.41

Appier Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.30 3.14 30.26 9.13 1.47

APPIF vs MSFT, ORCL, PLTR: Interest Coverage Comparison

For the Software - Infrastructure subindustry, Appier Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Appier Group Interest Coverage vs Software Industry

For the Software industry and Technology sector, Appier Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Appier Group's Interest Coverage falls into.


APPIF
66GF Score
Appier Group Inc APPIF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Appier Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Appier Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Appier Group's Interest Expense was $-3.0 Mil. Its Operating Income was $19.1 Mil. And its Long-Term Debt & Capital Lease Obligation was $42.4 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*19.087/-2.976
=6.41

Appier Group's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Appier Group's Interest Expense was $-0.8 Mil. Its Operating Income was $1.2 Mil. And its Long-Term Debt & Capital Lease Obligation was $45.2 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1.166/-0.794
=1.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.47 mean?
Appier Group (APPIF) has a Interest Coverage of 1.47 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Appier Group and its competitors. This is 64% below median its historical median of 4.11. Over the past decade, Appier Group's Interest Coverage has ranged from 0.33 to 6.41. According to the industry distribution chart, Appier Group ranks #1283 out of 1706 companies in the Software industry, placing it in the top 75.2%.
Is Appier Group's Interest Coverage too high?
Appier Group's current Interest Coverage of 1.47 is 64% below median its 10-year median of 4.11. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 6.41. The Software industry median Interest Coverage is 24.70. Appier Group's value of 1.47 is 94% below this industry median. Based on the distribution chart, Appier Group ranks #1283 out of 1706 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Appier Group has a GF Score™ of 66/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Appier Group's Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, Appier Group ranks #1283 out of 1706 companies for Interest Coverage. This places Appier Group in the lower half of its industry. The industry median Interest Coverage is 24.70. Appier Group's value of 1.47 is 94% below this benchmark. Historically, Appier Group's own Interest Coverage has ranged from 0.33 to 6.41 over the past decade. While the company's 10-year median is 4.11 vs. the industry median of 24.70, Appier Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.70, based on 1,706 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Appier Group's current Interest Coverage of 1.47 is 94% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Appier Group and its competitors. For the Software industry, the median Interest Coverage is 24.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Appier Group's current Interest Coverage is 1.47, which is 64% below median its own 10-year median of 4.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Appier Group stock overvalued right now?
Based on GuruFocus' analysis, Appier Group (APPIF) is currently considered Significantly Undervalued. The stock's GF Value™ is $14.19, compared to a current price of $4.80 — trading 66.2% below its estimated fair value. The current Interest Coverage is 1.47, which is 64% below median its 10-year median of 4.11 and 94% below the Software industry median of 24.70. Appier Group's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Appier Group (APPIF), the current Interest Coverage is 1.47 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Appier Group (APPIF) Overvalued in 2026?

Based on GuruFocus' analysis, Appier Group stock appears to be undervalued. The current stock price of $4.80 is trading 66.2% below its estimated GF Value™ of $14.19. GuruFocus considers Appier Group to be Significantly Undervalued.

Key valuation signals for APPIF:

  • Interest Coverage: 1.47 (64% below median its 10-year median of 4.11)
  • GF Value™: $14.19 vs. price of $4.80 (66.2% below fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 94% below the Software median (#1283 of 1706)

No single metric tells the full story. See the APPIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Appier Group Business Description

Other Exchanges 4180:Japan
Address 2-5-1 Atago, Minato-ku, Tokyo, JPN, 105-6240
Appier Group Inc is a technology company that enables businesses with artificial intelligence to grow and succeed based on data-driven decisions. The product portfolio includes: Ad Cloud, Personalization Cloud, Data Cloud, Product Synergy, and Appier AI Agent. The software solutions are used by the following industries: E-Commerce, Retail, Finance & Insurance, gaming, and automobile.
66GF Score

Get the complete analysis for APPIF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.80
Price
$14.19
GF Value