Mayfield ChildcareASX:MFD -5.88%44 Interest Coverage is 0.91 as of Dec. 2025, which is 60% below its 10-year median of 2.27. GuruFocus rates ASX:MFD with a GF Score™ of 44/100 and a GF Value™ of A$0.68 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 71 Personal Services companies, Mayfield Childcare ranks worse than 98.59% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Mayfield Childcare's
Operating Income
for the
six
months ended in Dec. 2025 was A$2.45 Mil. Mayfield Childcare's Interest Expense for the
six
months ended in Dec. 2025 was A$-2.71 Mil.
Mayfield Childcare's interest coverage for the quarter that ended in Dec. 2025 was 0.91.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Mayfield Childcare Ltds earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.
The historical rank and industry rank for Mayfield Childcare's Interest Coverage or its related term are showing as below:
ASX:MFD'
s Interest Coverage Range Over the Past 10 Years
Min: 0.25 Med: 2.27 Max: 15.65
Current: 0.45
ASX:MFD's Interest Coverage is ranked worse than 98.59% of 71
companies
in the Personal Services industry
Industry Median: 9.34
vs ASX:MFD: 0.45
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Mayfield Childcare Interest Coverage Related Terms
Mayfield Childcare Interest Coverage Historical Data
* Premium members only.
The historical data trend for Mayfield Childcare's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ASX:MFD vs ROL, SCI, HRB: Interest Coverage Comparison
For the Personal Services subindustry, Mayfield Childcare's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mayfield Childcare Interest Coverage vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Mayfield Childcare's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Mayfield Childcare's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mayfield Childcare (ASX:MFD) has a Interest Coverage of 0.91 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Mayfield Childcare and its competitors. This is 60% below median its historical median of 2.27. Over the past decade, Mayfield Childcare's Interest Coverage has ranged from 0.25 to 15.65. According to the industry distribution chart, Mayfield Childcare ranks #70 out of 71 companies in the Personal Services industry, placing it in the top 98.6%.
Is Mayfield Childcare's Interest Coverage too high?
Mayfield Childcare's current Interest Coverage of 0.91 is 60% below median its 10-year median of 2.27. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 15.65. The Personal Services industry median Interest Coverage is 9.34. Mayfield Childcare's value of 0.91 is 90.3% below this industry median. Based on the distribution chart, Mayfield Childcare ranks #70 out of 71 companies in the Personal Services industry, which is in the bottom quartile relative to peers. Overall, Mayfield Childcare has a GF Score™ of 44/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Mayfield Childcare's Interest Coverage compare to ROL and SCI?
According to the Personal Services industry distribution chart, Mayfield Childcare ranks #70 out of 71 companies for Interest Coverage. This places Mayfield Childcare in the lower half of its industry. The industry median Interest Coverage is 9.34. Mayfield Childcare's value of 0.91 is 90.3% below this benchmark. Historically, Mayfield Childcare's own Interest Coverage has ranged from 0.25 to 15.65 over the past decade. While the company's 10-year median is 2.27 vs. the industry median of 9.34, Mayfield Childcare has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Personal Services company?
The median Interest Coverage among Personal Services companies is 9.34, based on 71 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mayfield Childcare's current Interest Coverage of 0.91 is 90.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Mayfield Childcare and its competitors. For the Personal Services industry, the median Interest Coverage is 9.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mayfield Childcare's current Interest Coverage is 0.91, which is 60% below median its own 10-year median of 2.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mayfield Childcare stock overvalued right now?
Based on GuruFocus' analysis, Mayfield Childcare (ASX:MFD) is currently considered Possible Value Trap. The stock's GF Value™ is A$0.68, compared to a current price of A$0.24 — trading 64.7% below its estimated fair value. The current Interest Coverage is 0.91, which is 60% below median its 10-year median of 2.27 and 90.3% below the Personal Services industry median of 9.34. Mayfield Childcare's overall GF Score™ is 44/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Mayfield Childcare (ASX:MFD), the current Interest Coverage is 0.91 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mayfield Childcare (ASX:MFD) Overvalued in 2026?
Based on GuruFocus' analysis, Mayfield Childcare stock appears to be undervalued.
The current stock price of A$0.24 is trading 64.7% below its estimated GF Value™ of A$0.68.
GuruFocus considers Mayfield Childcare to be Possible Value Trap.
Key valuation signals for ASX:MFD:
Interest Coverage: 0.91 (60% below median its 10-year median of 2.27)
GF Value™: A$0.68 vs. price of A$0.24 (64.7% below fair value)
Industry Position: 90.3% below the Personal Services median (#70 of 71)
No single metric tells the full story. See the ASX:MFD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mayfield Childcare Ltd provides a combination of care and education services for children. It operates long day childcare (LDC) centres in Victoria, Queensland, and South Australia.
44GF Score
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