ATZAF (Aritzia) Interest Coverage: 11.95 (As of Feb. 2026) — 29% Above Median


ATZAF Aritzia Inc ATZAF
84 GF Score
Price $110.30
GF Value $52.94
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Aritzia Interest Coverage?

Aritzia ATZAF -0.05% 84 Interest Coverage is 11.95 as of Feb. 2026, which is 29% above its 10-year median of 9.24. GuruFocus rates ATZAF with a GF Score™ of 84/100 and a GF Value™ of $52.94 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 828 Retail - Cyclical companies, Aritzia ranks better than 54.35% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Aritzia's Operating Income for the three months ended in Feb. 2026 was $134 Mil. Aritzia's Interest Expense for the three months ended in Feb. 2026 was $-11 Mil. Aritzia's interest coverage for the quarter that ended in Feb. 2026 was 11.95. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Aritzia's Interest Coverage or its related term are showing as below:

ATZAF' s Interest Coverage Range Over the Past 10 Years
Min: 1.81   Med: 9.24   Max: 25.04
Current: 9.29


ATZAF's Interest Coverage is ranked better than
54.35% of 828 companies
in the Retail - Cyclical industry
Industry Median: 7.915 vs ATZAF: 9.29

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Aritzia  (OTCPK:ATZAF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Aritzia Interest Coverage Related Terms


Aritzia Interest Coverage Historical Data

* Premium members only.

The historical data trend for Aritzia's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Aritzia Interest Coverage Chart

Aritzia Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.48 9.24 3.24 6.08 9.29

Aritzia Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.06 6.22 6.71 11.61 11.95

ATZAF vs TJX, ROST, BURL: Interest Coverage Comparison

For the Apparel Retail subindustry, Aritzia's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aritzia Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Aritzia's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Aritzia's Interest Coverage falls into.


ATZAF
84GF Score
Aritzia Inc ATZAF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aritzia Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Aritzia's Interest Coverage for the fiscal year that ended in Feb. 2026 is calculated as

Here, for the fiscal year that ended in Feb. 2026, Aritzia's Interest Expense was $-41 Mil. Its Operating Income was $384 Mil. And its Long-Term Debt & Capital Lease Obligation was $653 Mil.

Interest Coverage=-1* Operating Income (A: Feb. 2026 )/Interest Expense (A: Feb. 2026 )
=-1*383.979/-41.333
=9.29

Aritzia's Interest Coverage for the quarter that ended in Feb. 2026 is calculated as

Here, for the three months ended in Feb. 2026, Aritzia's Interest Expense was $-11 Mil. Its Operating Income was $134 Mil. And its Long-Term Debt & Capital Lease Obligation was $653 Mil.

Interest Coverage=-1* Operating Income (Q: Feb. 2026 )/Interest Expense (Q: Feb. 2026 )
=-1*134.1/-11.222
=11.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 11.95 mean?
Aritzia (ATZAF) has a Interest Coverage of 11.95 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Aritzia and its competitors. This is 29% above median its historical median of 9.24. Over the past decade, Aritzia's Interest Coverage has ranged from 1.81 to 25.04. According to the industry distribution chart, Aritzia ranks #378 out of 828 companies in the Retail - Cyclical industry, placing it in the top 45.7%.
Is Aritzia's Interest Coverage too high?
Aritzia's current Interest Coverage of 11.95 is 29% above median its 10-year median of 9.24. Over the past 10 years, this metric has ranged from a low of 1.81 to a high of 25.04. The Retail - Cyclical industry median Interest Coverage is 7.92. Aritzia's value of 11.95 is 51% above this industry median. Based on the distribution chart, Aritzia ranks #378 out of 828 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Aritzia has a GF Score™ of 84/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aritzia's Interest Coverage compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Aritzia ranks #378 out of 828 companies for Interest Coverage. This puts Aritzia in the upper half of its industry. The industry median Interest Coverage is 7.92. Aritzia's value of 11.95 is 51% above this benchmark. Historically, Aritzia's own Interest Coverage has ranged from 1.81 to 25.04 over the past decade. While the company's 10-year median is 9.24 vs. the industry median of 7.92, Aritzia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.92, based on 828 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aritzia's current Interest Coverage of 11.95 is 51% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Aritzia and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aritzia's current Interest Coverage is 11.95, which is 29% above median its own 10-year median of 9.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aritzia stock overvalued right now?
Based on GuruFocus' analysis, Aritzia (ATZAF) is currently considered Significantly Overvalued. The stock's GF Value™ is $52.94, compared to a current price of $110.30 — trading 108.3% above its estimated fair value. The current Interest Coverage is 11.95, which is 29% above median its 10-year median of 9.24 and 51% above the Retail - Cyclical industry median of 7.92. Aritzia's overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Aritzia (ATZAF), the current Interest Coverage is 11.95 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aritzia (ATZAF) Overvalued in 2026?

Based on GuruFocus' analysis, Aritzia stock appears to be overvalued. The current stock price of $110.30 is trading 108.3% above its estimated GF Value™ of $52.94. GuruFocus considers Aritzia to be Significantly Overvalued.

Key valuation signals for ATZAF:

  • Interest Coverage: 11.95 (29% above median its 10-year median of 9.24)
  • GF Value™: $52.94 vs. price of $110.30 (108.3% above fair value)
  • GF Score™: 84/100 with 4 warning signs
  • Industry Position: 51% above the Retail - Cyclical median (#378 of 828)

No single metric tells the full story. See the ATZAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aritzia Business Description

Other Exchanges 280:GermanyATZ:Canada
Address 611 Alexander Street, Suite 118, Vancouver, BC, CAN, V6A 1E1
Aritzia Inc is an integrated design house of exclusive fashion brands. It designs apparel and accessories for its collection of exclusive brands and sells them under the Aritzia banner. The category of products offered by the firm is blouses, T-shirts, pants, dresses, sweaters, jackets and coats, skirts, shorts, jumpsuits, and accessories. The company reports as a single segment and includes all sales channels accessed by the company's clients, including sales through the company's eCommerce website and sales at the company's boutiques. Its geographical segments include Canada and the United States, of which it generates the majority of its revenue from the United States.
84GF Score

Get the complete analysis for ATZAF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$110.30
Price
$52.94
GF Value