Jaymart Group Holdings PCL (BKK:JMART) Interest Coverage: 1.04 (As of Mar. 2026) — 65% Below Median


BKK:JMART Jaymart Group Holdings PCL BKK:JMART
63 GF Score
Price ฿9.45
GF Value ฿14.14
Valuation Possible Value Trap
! 11 Warning Signs
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What is Jaymart Group Holdings PCL Interest Coverage?

Jaymart Group Holdings PCL BKK:JMART -0.53% 63 Interest Coverage is 1.04 as of Mar. 2026, which is 65% below its 10-year median of 2.97. GuruFocus rates BKK:JMART with a GF Score™ of 63/100 and a GF Value™ of ฿14.14 (Possible Value Trap). The stock has 11 warning signs investors should review. Among 824 Retail - Cyclical companies, Jaymart Group Holdings PCL ranks worse than 91.38% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Jaymart Group Holdings PCL's Operating Income for the three months ended in Mar. 2026 was ฿288 Mil. Jaymart Group Holdings PCL's Interest Expense for the three months ended in Mar. 2026 was ฿-277 Mil. Jaymart Group Holdings PCL's interest coverage for the quarter that ended in Mar. 2026 was 1.04. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Jaymart Group Holdings PCL interest coverage is 1.1, which is low.

The historical rank and industry rank for Jaymart Group Holdings PCL's Interest Coverage or its related term are showing as below:

BKK:JMART' s Interest Coverage Range Over the Past 10 Years
Min: 0.97   Med: 2.97   Max: 4.49
Current: 1.1


BKK:JMART's Interest Coverage is ranked worse than
91.38% of 824 companies
in the Retail - Cyclical industry
Industry Median: 7.94 vs BKK:JMART: 1.10

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Jaymart Group Holdings PCL  (BKK:JMART) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Jaymart Group Holdings PCL Interest Coverage Related Terms


Jaymart Group Holdings PCL Interest Coverage Historical Data

* Premium members only.

The historical data trend for Jaymart Group Holdings PCL's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Jaymart Group Holdings PCL Interest Coverage Chart

Jaymart Group Holdings PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.49 3.93 2.31 1.69 1.19

Jaymart Group Holdings PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.43 1.45 1.19 0.73 1.04

BKK:JMART vs CASY, WSM, DKS: Interest Coverage Comparison

For the Specialty Retail subindustry, Jaymart Group Holdings PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jaymart Group Holdings PCL Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Jaymart Group Holdings PCL's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Jaymart Group Holdings PCL's Interest Coverage falls into.


BKK:JMART
63GF Score
Jaymart Group Holdings PCL BKK:JMART
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jaymart Group Holdings PCL Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Jaymart Group Holdings PCL's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Jaymart Group Holdings PCL's Interest Expense was ฿-1,148 Mil. Its Operating Income was ฿1,366 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿12,185 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1365.962/-1147.559
=1.19

Jaymart Group Holdings PCL's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Jaymart Group Holdings PCL's Interest Expense was ฿-277 Mil. Its Operating Income was ฿288 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿10,632 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*288.337/-276.57
=1.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.04 mean?
Jaymart Group Holdings PCL (BKK:JMART) has a Interest Coverage of 1.04 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jaymart Group Holdings PCL and its competitors. This is 65% below median its historical median of 2.97. Over the past decade, Jaymart Group Holdings PCL's Interest Coverage has ranged from 0.97 to 4.49. According to the industry distribution chart, Jaymart Group Holdings PCL ranks #753 out of 824 companies in the Retail - Cyclical industry, placing it in the top 91.4%.
Is Jaymart Group Holdings PCL's Interest Coverage too high?
Jaymart Group Holdings PCL's current Interest Coverage of 1.04 is 65% below median its 10-year median of 2.97. Over the past 10 years, this metric has ranged from a low of 0.97 to a high of 4.49. The Retail - Cyclical industry median Interest Coverage is 7.94. Jaymart Group Holdings PCL's value of 1.04 is 86.9% below this industry median. Based on the distribution chart, Jaymart Group Holdings PCL ranks #753 out of 824 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Jaymart Group Holdings PCL has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Jaymart Group Holdings PCL's Interest Coverage compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Jaymart Group Holdings PCL ranks #753 out of 824 companies for Interest Coverage. This places Jaymart Group Holdings PCL in the lower half of its industry. The industry median Interest Coverage is 7.94. Jaymart Group Holdings PCL's value of 1.04 is 86.9% below this benchmark. Historically, Jaymart Group Holdings PCL's own Interest Coverage has ranged from 0.97 to 4.49 over the past decade. While the company's 10-year median is 2.97 vs. the industry median of 7.94, Jaymart Group Holdings PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jaymart Group Holdings PCL's current Interest Coverage of 1.04 is 86.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jaymart Group Holdings PCL and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jaymart Group Holdings PCL's current Interest Coverage is 1.04, which is 65% below median its own 10-year median of 2.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jaymart Group Holdings PCL stock overvalued right now?
Based on GuruFocus' analysis, Jaymart Group Holdings PCL (BKK:JMART) is currently considered Possible Value Trap. The stock's GF Value™ is ฿14.14, compared to a current price of ฿9.45 — trading 33.2% below its estimated fair value. The current Interest Coverage is 1.04, which is 65% below median its 10-year median of 2.97 and 86.9% below the Retail - Cyclical industry median of 7.94. Jaymart Group Holdings PCL's overall GF Score™ is 63/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Jaymart Group Holdings PCL (BKK:JMART), the current Interest Coverage is 1.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jaymart Group Holdings PCL (BKK:JMART) Overvalued in 2026?

Based on GuruFocus' analysis, Jaymart Group Holdings PCL stock appears to be undervalued. The current stock price of ฿9.45 is trading 33.2% below its estimated GF Value™ of ฿14.14. GuruFocus considers Jaymart Group Holdings PCL to be Possible Value Trap.

Key valuation signals for BKK:JMART:

  • Interest Coverage: 1.04 (65% below median its 10-year median of 2.97)
  • GF Value™: ฿14.14 vs. price of ฿9.45 (33.2% below fair value)
  • GF Score™: 63/100 with 11 warning signs
  • Industry Position: 86.9% below the Retail - Cyclical median (#753 of 824)

No single metric tells the full story. See the BKK:JMART stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jaymart Group Holdings PCL Business Description

Address Ramkhamhaeng Road, 187,189, Jaymart Building, Rat Phatthana Sub - District, Saphan Sung District, Bangkok, THA, 10240
Jaymart Group Holdings PCL currently engages as a holding company or invests in other potential business. The company's line of business includes the retail and wholesale distribution of mobile phones, gadget, IT product and related items from different mobile phone brand, IT manufacturer, telecommunication operators. It operates in four reportable segments including the Trading business, Debt collection business, Rental business and Others. It generates key revenue from the trading business segment.
63GF Score

Get the complete analysis for BKK:JMART

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿9.45
Price
฿14.14
GF Value