Ramkhamhaeng Hospital PCL (BKK:RAM) Interest Coverage: 2.47 (As of Mar. 2026) — 69% Below Median

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BKK:RAM Ramkhamhaeng Hospital PCL BKK:RAM
77 GF Score
Price ฿17.90
GF Value ฿45.44
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Ramkhamhaeng Hospital PCL Interest Coverage?

Ramkhamhaeng Hospital PCL BKK:RAM -0.56% 77 Interest Coverage is 2.47 as of Mar. 2026, which is 69% below its 10-year median of 7.89. GuruFocus rates BKK:RAM with a GF Score™ of 77/100 and a GF Value™ of ฿45.44 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 454 Healthcare Providers & Services companies, Ramkhamhaeng Hospital PCL ranks worse than 77.75% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Ramkhamhaeng Hospital PCL's Operating Income for the three months ended in Mar. 2026 was ฿332 Mil. Ramkhamhaeng Hospital PCL's Interest Expense for the three months ended in Mar. 2026 was ฿-135 Mil. Ramkhamhaeng Hospital PCL's interest coverage for the quarter that ended in Mar. 2026 was 2.47. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Ramkhamhaeng Hospital PCL interest coverage is 2.53, which is low.

The historical rank and industry rank for Ramkhamhaeng Hospital PCL's Interest Coverage or its related term are showing as below:

BKK:RAM' s Interest Coverage Range Over the Past 10 Years
Min: 1.85   Med: 7.89   Max: 21.12
Current: 2.53


BKK:RAM's Interest Coverage is ranked worse than
77.75% of 454 companies
in the Healthcare Providers & Services industry
Industry Median: 7.94 vs BKK:RAM: 2.53

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Ramkhamhaeng Hospital PCL  (BKK:RAM) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Ramkhamhaeng Hospital PCL Interest Coverage Related Terms


Ramkhamhaeng Hospital PCL Interest Coverage Historical Data

* Premium members only.

The historical data trend for Ramkhamhaeng Hospital PCL's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Ramkhamhaeng Hospital PCL Interest Coverage Chart

Ramkhamhaeng Hospital PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.04 5.60 1.85 2.09 2.58

Ramkhamhaeng Hospital PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.71 2.49 1.97 3.16 2.47

BKK:RAM vs HCA, THC, DVA: Interest Coverage Comparison

For the Medical Care Facilities subindustry, Ramkhamhaeng Hospital PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ramkhamhaeng Hospital PCL Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Ramkhamhaeng Hospital PCL's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Ramkhamhaeng Hospital PCL's Interest Coverage falls into.


BKK:RAM
77GF Score
Ramkhamhaeng Hospital PCL BKK:RAM
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ramkhamhaeng Hospital PCL Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Ramkhamhaeng Hospital PCL's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Ramkhamhaeng Hospital PCL's Interest Expense was ฿-474 Mil. Its Operating Income was ฿1,224 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿5,257 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1223.958/-473.614
=2.58

Ramkhamhaeng Hospital PCL's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Ramkhamhaeng Hospital PCL's Interest Expense was ฿-135 Mil. Its Operating Income was ฿332 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿5,231 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*332.392/-134.603
=2.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.47 mean?
Ramkhamhaeng Hospital PCL (BKK:RAM) has a Interest Coverage of 2.47 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ramkhamhaeng Hospital PCL and its competitors. This is 69% below median its historical median of 7.89. Over the past decade, Ramkhamhaeng Hospital PCL's Interest Coverage has ranged from 1.85 to 21.12. According to the industry distribution chart, Ramkhamhaeng Hospital PCL ranks #353 out of 454 companies in the Healthcare Providers & Services industry, placing it in the top 77.8%.
Is Ramkhamhaeng Hospital PCL's Interest Coverage too high?
Ramkhamhaeng Hospital PCL's current Interest Coverage of 2.47 is 69% below median its 10-year median of 7.89. Over the past 10 years, this metric has ranged from a low of 1.85 to a high of 21.12. The Healthcare Providers & Services industry median Interest Coverage is 7.94. Ramkhamhaeng Hospital PCL's value of 2.47 is 68.9% below this industry median. Based on the distribution chart, Ramkhamhaeng Hospital PCL ranks #353 out of 454 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers. Overall, Ramkhamhaeng Hospital PCL has a GF Score™ of 77/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ramkhamhaeng Hospital PCL's Interest Coverage compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Ramkhamhaeng Hospital PCL ranks #353 out of 454 companies for Interest Coverage. This places Ramkhamhaeng Hospital PCL in the lower half of its industry. The industry median Interest Coverage is 7.94. Ramkhamhaeng Hospital PCL's value of 2.47 is 68.9% below this benchmark. Historically, Ramkhamhaeng Hospital PCL's own Interest Coverage has ranged from 1.85 to 21.12 over the past decade. While the company's 10-year median is 7.89 vs. the industry median of 7.94, Ramkhamhaeng Hospital PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.94, based on 454 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ramkhamhaeng Hospital PCL's current Interest Coverage of 2.47 is 68.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ramkhamhaeng Hospital PCL and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ramkhamhaeng Hospital PCL's current Interest Coverage is 2.47, which is 69% below median its own 10-year median of 7.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ramkhamhaeng Hospital PCL stock overvalued right now?
Based on GuruFocus' analysis, Ramkhamhaeng Hospital PCL (BKK:RAM) is currently considered Possible Value Trap. The stock's GF Value™ is ฿45.44, compared to a current price of ฿17.90 — trading 60.6% below its estimated fair value. The current Interest Coverage is 2.47, which is 69% below median its 10-year median of 7.89 and 68.9% below the Healthcare Providers & Services industry median of 7.94. Ramkhamhaeng Hospital PCL's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ramkhamhaeng Hospital PCL (BKK:RAM), the current Interest Coverage is 2.47 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ramkhamhaeng Hospital PCL (BKK:RAM) Overvalued in 2026?

Based on GuruFocus' analysis, Ramkhamhaeng Hospital PCL stock appears to be undervalued. The current stock price of ฿17.90 is trading 60.6% below its estimated GF Value™ of ฿45.44. GuruFocus considers Ramkhamhaeng Hospital PCL to be Possible Value Trap.

Key valuation signals for BKK:RAM:

  • Interest Coverage: 2.47 (69% below median its 10-year median of 7.89)
  • GF Value™: ฿45.44 vs. price of ฿17.90 (60.6% below fair value)
  • GF Score™: 77/100 with 6 warning signs
  • Industry Position: 68.9% below the Healthcare Providers & Services median (#353 of 454)

No single metric tells the full story. See the BKK:RAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ramkhamhaeng Hospital PCL Business Description

Address 436 Ramkhamhaeng Road, Kwaeng Huamark, Khet Bangkapi, Bangkok, THA, 10240
Ramkhamhaeng Hospital PCL business activities are hospital and businesses that support medical care. The company provides medical treatment for all types of diseases by physicians and medical professionals in all specialties. Its medical services include the 24-hour Heart Center, RAM Pituitary Center for laparoscopic surgery for pituitary tumors, Neurology & Neurosurgery Center, and specialized medical centers such as Eye Clinic, Ear, Nose and Throat Clinic, Gastroenterology Clinic, Obstetrics and Gynecology Clinic, and Diabetes Clinic. The company operates through two segments: Hospital, which includes General Hospital and Hospital in Social Security and generates the maximum revenue; and Others, which includes sale of medical equipment and instruments. Its operations are in Thailand.
77GF Score

Get the complete analysis for BKK:RAM

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿17.90
Price
฿45.44
GF Value